393 Balkan Road, Richmond Hill, ON

Crosby, Richmond Hill · MLS® N13041716

$2,530,000
For Sale
Listed 149 days agoNo offer date statedSitting longer than typical
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4+1Bedrooms
5Bathrooms
2Garage · 6 parking
3500-5000Sq ft

About this home

In short

  • Custom Built Home With Uniquely Designed & Beautifully Laid-Out.
  • Hardwood Flooring & Pot Lights Throughout.
  • 11 Ft Ceilings On Main Floor And 10 Ft Ceilings On Second Flr & Basement.
  • Master Retreat With Dream Ensuite & Walk-In Closet.
  • Walk to the Go Train Station.

Custom Built Home With Uniquely Designed & Beautifully Laid-Out! Hardwood Flooring & Pot Lights Throughout! 11 Ft Ceilings On Main Floor And 10 Ft Ceilings On Second Flr & Basement. Custom Built-Ins & High-End Millwork Throughout. Basement Is Finished With Wet Bar & Has W/O To Backyard. Chef Inspired Kitchen With Butler's Pantry. Master Retreat With Dream Ensuite & Walk-In Closet. 2 Fireplaces. 2 Laundry Rms, Central Vac. Main Floor Office & Powder.The Close Proximity To Top-Rated Schools, Including Bayview Secondary School. Walk to the Go Train Station.

Key facts

Property type
Detached, 2-Storey
MLS®
N13041716
Bedrooms
4+1 (5 total)
Bathrooms
5 (1 half)
Size
3500-5000 sq ft
Lot
52 × 100 ft
Cross streets
Major Mackenzie And Baywview
Parking
2 garage · 6 parking (built-in)
Driveway
Private
Basement
Finished with Walk-Out
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Stucco (Plaster)
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$11,394 / 2026
Days on market
149
Listing brokerage
HOMELIFE BROADWAY REALTY INC.

Rooms

Bedroom 3Second3.41 × 4.29 m

3 pc ensuite · closet · hardwood floor

Bedroom 5Lower3.96 × 2.94 m

tile floor · closet · pot lights

Bedroom 4Second3.42 × 3.67 m

3 pc ensuite · closet · hardwood floor

Family RoomLower11.13 × 5.50 m

heated floor · b/i bar · w/o to yard

Exercise RoomLower3.96 × 5.58 m

tile floor · pot lights

Living RoomMain3.93 × 4.95 m

fireplace · hardwood floor · pot lights

Bedroom 2Second5.42 × 3.55 m

3 pc ensuite · closet · hardwood floor

Dining RoomMain3.93 × 3.09 m

hardwood floor · combined w/living · pot lights

Primary BedroomSecond8.67 × 4.49 m

5 pc ensuite · walk-in closet(s) · hardwood floor

Family RoomMain4.47 × 5.34 m

fireplace · b/i bookcase · w/o to sundeck

StudyMain3.52 × 2.63 m

hardwood floor · b/i bookcase · pot lights

Our TakeTeam Asgarian · Broker
Above what recent sales support
$2.29Mautomated estimate, from recent sales

Listed at $2,530,000. Recent sales of homes like it put this one around $2.29M, so the ask is about 10% above what similar homes have sold for.

If it sells at this ask, expect about $2.51M, typically $2.37M to $2.56M: that is where homes here have closed against their asks in the last 90 days (20 closings).

Longer on the market than typical. 149 days on the market against about 35 for homes like it here, and asking 10% above where comparable closings put it.

List price
$2.15MBelow recent closings$2.53MAbove recent closings

Total price vs nearby homes. Fair value about $2.29M, learned from recent GTA sales.

The market behind the math:

20sold nearby · 90 days
$1.03Mmedian sold price
99%of asking, on average
−9%prices vs a year ago
~28 dayshomes like this take to sell
149days on market so far
$4,979/moest. rent · 45 leases
2.4%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 2 months of inventory: 13 detached homes for sale in the area against 20 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $595/sqft against an area asking average of $713/sqft. Size and $/sqft both feed the estimate above.

  • Walk-out basement apartment features. A finished 1 bed walk-out basement apartment. A self-contained space for extended family, guests or potential income. Basements do rent in Crosby: 78 of the 294 detached leases here lately were basement units, around $1,750 a month. That makes the suite real income, and comparable-sales math under-prices it, so read the estimate as a floor. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the City of Richmond Hill.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 58 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.27M. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit

Its public catchment (Bayview SS) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($595/sqft) is below the area, so you are paying for extra space rather than a premium.

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

There were not many closely comparable homes right in Crosby, so I widened the search to the surrounding area.

Based on 58 comparable homes that sold in Crosby over the past two years, from 94 closings there.

What sellers nearby are askingCurrently listed nearby in Crosby · asking prices
$2.18Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $2.29M, which is where my estimate comes from.

Per square foot, these ask about $722/sqft; this home lists at $595/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
2.53MThis home2.89M1.38M1.75M3.50M1.39MThis home vs active comparables

Neighbourhood & location

Crosby, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rouge Woods
$1.62M
Harding
$2.23M
Devonsleigh
$1.47M
Bayview Hill
$2.96M
Mill Pond
$1.92M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Crosby Heights PS
57%
Crosby Heights PSPublic · Elementary · JK-8 · 0.4 km awayBelow the GTA average · 57% meet the provincial standard
Our Lady Queen Of The WorldEQAO results not published
Also nearby: 12 more schools within 2.5 km
Our Lady Queen of the World CA High School · Catholic secondary0.4 km · 86% at standard
Beverley Acres Public School · Public elementary0.7 km · 92% at standard
Richmond Rose Public School · Public elementary0.7 km · 82% at standard
Walter Scott Public School · Public elementary0.9 km · 55% at standard
Michaelle Jean Public School · Public elementary1.1 km · 91% at standard
Silver Stream Public School · Public elementary1.5 km · 88% at standard
St Joseph Catholic Elementary School · Catholic elementary1.5 km · 75% at standard
Redstone Public School · Public elementary1.9 km · 84% at standard
O M MacKillop Public School · Public elementary2.0 km · 60% at standard
Corpus Christi Catholic Elementary School · Catholic elementary2.1 km · 85% at standard
H G Bernard Public School · Public elementary2.2 km · 71% at standard
St Mary Immaculate Catholic Elementary School · Catholic elementary2.4 km · 87% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$11,531/mo
$472KIncome needed
5.4×Price ÷ income
$2,661Weekly cost
$49,725Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $11,531Property tax $950Total carry $12,480

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$11,079per month

Mortgage amount $2,024,000 · 4.39% over 25 years

$506,000Down payment (20.0%)
$2,024,000Loan before insurance
$0CMHC premium
$12,028Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$11,079
Property tax
$950
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$12,028

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$49,725
Estimated closing costs
$49,725

Plus your down payment of $506,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$13,423/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,299,656Total interest paid
$3,323,656Total of all payments
Principal $2,024,000 Interest $1,299,656
YearPrincipalInterestBalance
1$45,801$87,146$1,978,199
2$47,833$85,113$1,930,366
3$49,956$82,990$1,880,410
4$52,173$80,773$1,828,236
5$54,489$78,457$1,773,747
6$56,907$76,039$1,716,840
7$59,433$73,513$1,657,407
8$62,071$70,876$1,595,336
9$64,825$68,121$1,530,511
10$67,703$65,244$1,462,808
11$70,707$62,239$1,392,101
12$73,845$59,101$1,318,256
13$77,123$55,823$1,241,133
14$80,546$52,401$1,160,587
15$84,120$48,826$1,076,467
16$87,854$45,092$988,613
17$91,753$41,193$896,860
18$95,825$37,121$801,035
19$100,078$32,868$700,957
20$104,520$28,427$596,437
21$109,158$23,788$487,279
22$114,003$18,943$373,275
23$119,063$13,883$254,213
24$124,347$8,599$129,866
25$129,866$3,081$0

At the end of your 5-year term

Total paid over the term
$664,731
Principal paid down
$250,253
Interest paid
$414,479
Balance remaining
$1,773,747

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 45 whole-home leases in Crosby$4,979/mo
$59,748Gross annual rent
1.6%Cap rate after taxes and upkeep
$4,361 to $5,405Typical rent range
~18 daysTo find a tenant, on average

The suite is real income here: basements rent in Crosby (78 of 294 recent detached leases were basement units, around $1,750 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,750 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 45 whole-home leases in Crosby signed at a median of $3,429 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,979. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

2.4%
Gross yield
− Property tax $11,394− Insurance $1,400− Vacancy & upkeep $6,572Net operating income $40,382

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE BROADWAY REALTY INC.. MLS®/PropTx.

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