452 Fernleigh Circle, Richmond Hill, ON
Crosby, Richmond Hill · MLS® N13774726
About this home
In short
- Absolute Masterpiece In Richmond Hill.
- Custom Luxury Home Offering Over 5,000 Sq Ft Of Living Space.
- Main Floor Features 10 Ft Ceilings, Hardwood Flooring Throughout, And A Chef's Dream Kitchen Equipped With High-End Built-In Appliances, Custom Cabinetry, Oversized...
- Additional Highlights Include A Private Elevator Providing Convenient Access Between Floors, As Well As A Fully Finished In-Law Suite Complete With Separate Living...
- Situated On A Premium Lot, The Resort-Style Backyard Is Designed For Ultimate Outdoor Enjoyment, Featuring A Swimming Pool, Expansive Deck, BBQ Area, Gazebo, And...
Absolute Masterpiece In Richmond Hill. Custom Luxury Home Offering Over 5,000 Sq Ft Of Living Space. Stunning 5 Bedroom, 6 Bathroom Showpiece Located In A Highly Sought-After Family-Friendly Neighbourhood In Richmond Hill. Main Floor Features 10 Ft Ceilings, Hardwood Flooring Throughout, And A Chef's Dream Kitchen Equipped With High-End Built-In Appliances, Custom Cabinetry, Oversized Centre Island, And Exceptional Entertaining Space. The Second Floor Primary Retreat Boasts A Spacious Dressing Room Closet, Private Sitting Area, And A Spa-Inspired Ensuite Featuring A Freestanding Tub And Luxury Finishes. Additional Highlights Include A Private Elevator Providing Convenient Access Between Floors, As Well As A Fully Finished In-Law Suite Complete With Separate Living Area, Full Kitchen, Laundry, Bathroom, And Two Bedrooms - Perfect For Extended Family Or Multi-Generational Living. Situated On A Premium Lot, The Resort-Style Backyard Is Designed For Ultimate Outdoor Enjoyment, Featuring A Swimming Pool, Expansive Deck, BBQ Area, Gazebo, And Beautifully Designed Outdoor Living Spaces Perfect For Relaxation And Entertaining. A Rare Opportunity To Own A Custom-Designed Home In One Of Richmond Hill's Most Desirable Neighbourhood.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13774726
- Bedrooms
- 5
- Bathrooms
- 6 (1 half)
- Size
- 3500-5000 sq ft
- Lot
- 45.31 × 110.47 ft
- Cross streets
- Bayview/Major Mackenzie
- Parking
- 2 garage · 7 parking (built-in)
- Driveway
- Private
- Basement
- Walk-Up, Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Pool
- Inground
- Property tax
- $14,541 / 2025
- Days on market
- 9
- Listing brokerage
- ANJIA REALTY
Rooms
hardwood floor · 3 pc ensuite · b/i closet
Hardwood Floor
2 way fireplace · hardwood floor · overlooks pool
hardwood floor · b/i closet · large window
combined w/kitchen · hardwood floor · w/o to deck
combined w/dining · stainless steel appl · centre island
2 way fireplace · hardwood floor · pot lights
hardwood floor · 3 pc ensuite · b/i closet
hardwood floor · 6 pc ensuite · his and hers closets
Walk-Up
hardwood floor · 3 pc ensuite
hardwood floor · b/i closet · large window
Listed at $3,498,000. Recent sales of homes like it put this one around $2.59M, so the ask is about 35% above what similar homes have sold for.
If it sells at this ask, expect about $3.47M, typically $3.27M to $3.54M: that is where homes here have closed against their asks in the last 90 days (20 closings).
The ask and what recent sales support disagree. When they differ this much, the asking price has been the closer guide about 87% of the time. Recent GTA homes first listed this far above their automated estimate sold at about 95% of the original ask, in a median 36 days, 26% of them after a price reduction (750 sales).
Total price vs nearby homes. Fair value about $2.59M, learned from recent GTA sales.
The market behind the math:
About 1.2 months of inventory: 8 detached homes for sale in the area against 20 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $823/sqft against an area asking average of $636/sqft. Size and $/sqft both feed the estimate above.
- Inground pool. Priced into the comparison on the assumption it is clean and modern. A pool costs more to build than resale pays back, and condition is the in-person call.
- Walk-up basement. Extra light, usable space, and income potential, so the estimate is a conservative floor for it.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 40 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.80M. Condition and finishes remain an in-person call.
What the listing highlights5 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
- Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
- Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit
Its public catchment (Bayview SS) tests around the provincial average, a steady, family-friendly draw. The full EQAO breakdown is below.
Read this with carewhy it’s an estimate, not an appraisal
The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.
There were not many closely comparable homes right in Crosby, so I widened the search to the surrounding area.
Based on 40 comparable homes that sold in Crosby over the past two years, from 94 closings there.
For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $2.59M, which is where my estimate comes from.
Per square foot, these ask about $676/sqft; this home lists at $823/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Crosby, Richmond Hill, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Also nearby: 11 more schools within 2.5 km
Not the assigned catchment: schools a family here could reach, with EQAO results where published.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 21, 2026); conventional rates run a little higher.
Mortgage amount $2,798,400 · 4.39% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $15,318
- Property tax
- $1,212
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $16,529
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $73,925
- Estimated closing costs
- $73,925
Plus your down payment of $699,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $919,063
- Principal paid down
- $346,001
- Interest paid
- $573,062
- Balance remaining
- $2,452,399
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 28 whole-home leases in Crosby signed at a median of $3,661 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $5,208. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ANJIA REALTY. MLS®/PropTx.