115 Valley Road, Vaughan, ON

Kleinburg, Vaughan · MLS® N13144582

$1,999,000
For Sale
Listed 153 days agoNo offer date statedSitting longer than typical
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◎ Directions
2Bedrooms
2Bathrooms
1Garage · 5 parking
1500-2000Sq ft

About this home

In short

  • A remarkable and private 2 acre wooded oasis set on a branch of the Humber River minutes from the village of Kleinburg.
  • A new roofing membrane in 2024, a detached garage/workshop has its own heat and hydro and is ideal for the hobbyist, car enthusiast or simply keep your vehicle out of...

A remarkable and private 2 acre wooded oasis set on a branch of the Humber River minutes from the village of Kleinburg. Valley Rd is a private lane within the boundaries of the renowned Windrush Properties. If seclusion and nature are on your list, you have found it. The Usonian Style bungalow has seen extensive work throughout the years. Gleaming plank flooring extends from the kitchen thru to the family room. Built in cabinetry in both Bathrooms and Kitchen. Every room offers fantastic views of the landscape or the Humber River and gives a down-home country feel. All work inside and out has been done maintaining the integrity, character and style of Windrush properties. The home overlooks and fronts on the Humber River and ownership entitles you to partner in a co operative consisting of private road and protected valley woodlands. A new roofing membrane in 2024, a detached garage/workshop has its own heat and hydro and is ideal for the hobbyist, car enthusiast or simply keep your vehicle out of the elements.

Key facts

Property type
Detached, Bungalow
MLS®
N13144582
Bedrooms
2
Bathrooms
2
Size
1500-2000 sq ft
Lot
219 × 516 ft
Cross streets
Stegman's Mill Rd/Islington
Parking
1 garage · 5 parking (detached)
Driveway
Private
Basement
None
Heating
Other
A/C
None
Exterior
Wood
Foundation
Slab
Roof
Membrane
Sewer
Septic
Property tax
$10,814 / 2025
Days on market
153
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Great RoomGround7.62 × 6.40 m

fireplace · l-shaped room · combined w/dining

Primary BedroomGround5.18 × 5.18 m

l-shaped room · w/o to yard

BedroomGround4.20 × 3.74 m
SittingGround3.20 × 3.13 m
BreakfastGround4.48 × 3.96 m
KitchenGround4.57 × 4.26 m
SunroomGround7.92 × 3.85 m
Family RoomGround3.90 × 3.35 m

W/O To Yard

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Kleinburg · asking prices
$1.72Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $1,169/sqft; this home lists at $1,142/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
2.00MThis home2.80M1.19M1.18MThis home vs active comparables

Neighbourhood & location

Kleinburg, Vaughan, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Sonoma Heights
$1.47M
Vellore Village
$1.67M
West Woodbridge
$1.45M
East Woodbridge
$1.44M
Maple
$1.63M

Typical asking price of active listings of the same type, per area (outliers removed). Vaughan.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$9,111/mo
$379KIncome needed
5.3×Price ÷ income
$2,102Weekly cost
$36,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $9,111Property tax $901Total carry $10,012

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,842per month

Mortgage amount $1,599,200 · 4.49% over 25 years

$399,800Down payment (20.0%)
$1,599,200Loan before insurance
$0CMHC premium
$9,743Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,842
Property tax
$901
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$9,743

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$36,455
Estimated closing costs
$36,455

Plus your down payment of $399,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$10,702/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,053,475Total interest paid
$2,652,675Total of all payments
Principal $1,599,200 Interest $1,053,475
YearPrincipalInterestBalance
1$35,687$70,420$1,563,513
2$37,308$68,799$1,526,205
3$39,002$67,105$1,487,203
4$40,772$65,335$1,446,431
5$42,624$63,483$1,403,807
6$44,559$61,548$1,359,248
7$46,582$59,525$1,312,666
8$48,697$57,410$1,263,969
9$50,908$55,199$1,213,061
10$53,220$52,887$1,159,841
11$55,636$50,471$1,104,205
12$58,162$47,945$1,046,043
13$60,803$45,304$985,240
14$63,564$42,543$921,677
15$66,450$39,657$855,227
16$69,467$36,640$785,761
17$72,621$33,486$713,140
18$75,918$30,189$637,222
19$79,365$26,742$557,857
20$82,968$23,139$474,888
21$86,736$19,371$388,153
22$90,674$15,433$297,479
23$94,791$11,316$202,688
24$99,095$7,012$103,594
25$103,594$2,513$0

At the end of your 5-year term

Total paid over the term
$530,535
Principal paid down
$195,393
Interest paid
$335,142
Balance remaining
$1,403,807

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
1.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

1.9%
Gross yield
− Property tax $10,814− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $21,428

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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