22305 Kennedy Road, East Gwillimbury, ON

Rural East Gwillimbury, East Gwillimbury · MLS® N13412454

$1,500,000
For Sale
Listed 134 days agoNo offer date statedSitting longer than typical
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3+2Bedrooms
4Bathrooms
2000-2500Sq ft

About this home

In short

  • An exceptional opportunity to own a beautiful all-brick bungalow on 2.02 private acres in East Gwillimbury.
  • The main floor features an open-concept kitchen, dining, and living area with pot lights, a countertop stove, pantry, and a centre island with pendant lighting.
  • The primary bedroom includes a private ensuite and walk-in closet.
  • The fully finished basement offers two additional bedrooms plus an office space and its own separate entrance directly from the driveway, perfect for extended family...
  • Additional highlights include a Nest thermostat, smart backup sump pump, new hot water tank, pot lights on the exterior, and over 15 driveway parking spaces.

An exceptional opportunity to own a beautiful all-brick bungalow on 2.02 private acres in East Gwillimbury. Offering over 3900 square feet of total living space (including basement), this five-bedroom, four-bathroom home with a bonus office room is ideally suited for large or multigenerational families seeking space, privacy and quality throughout. The main floor features an open-concept kitchen, dining, and living area with pot lights, a countertop stove, pantry, and a centre island with pendant lighting. The primary bedroom includes a private ensuite and walk-in closet. A wood burning fireplace and 9.5 foot ceilings in the family room add warmth and volume to the living space. The fully finished basement offers two additional bedrooms plus an office space and its own separate entrance directly from the driveway, perfect for extended family or guest accommodations. Additional highlights include a Nest thermostat, smart backup sump pump, new hot water tank, pot lights on the exterior, and over 15 driveway parking spaces. The backyard stands out with a 450 sq ft gazebo, outdoor fireplace, fountain, garden, two storage sheds and a private paved walking trail. Located minutes from local beaches and with convenient access to Highway 404 and Highway 48, now is your chance to own acreage in a growing area including a new Hospital proposed to be built in East Gwillimbury.

Key facts

Property type
Detached, Bungalow
MLS®
N13412454
Bedrooms
3+2 (5 total)
Bathrooms
4 (1 half)
Size
2000-2500 sq ft
Lot
200.08 × 439.62 ft
Cross streets
Holborn Rd/Kennedy Rd
Basement
Walk-Out
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Shingles
Sewer
Septic
Property tax
$5,198 / 2025
Days on market
134
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

KitchenLower5.48 × 4.84 m

breakfast area · pot lights

Living RoomLower7.44 × 5.44 m
Primary BedroomMain13.80 × 10.90 m

3 pc ensuite · hardwood floor · walk-in closet(s)

Furnace RoomLower5.26 × 2.38 m
Living RoomMain4.93 × 4.02 m

hardwood floor · pot lights · w/o to patio

Bedroom 4Lower5.52 × 3.85 m

laminate · large window · pot lights

KitchenMain5.37 × 3.57 m

b/i oven · w/o to yard · hardwood floor

Dining RoomMain5.70 × 3.73 m

bay window · hardwood floor · pot lights

Bedroom 3Main3.59 × 3.14 m

double closet · hardwood floor

Bedroom 2Main11.77 × 10.30 m

double closet · hardwood floor

OfficeLower4.06 × 3.28 m

Laminate

LaundryMain3.66 × 2.67 m

double sink · stainless steel sink

Family RoomIn Between7.92 × 7.92 m

hardwood floor · pot lights · w/o to patio

Bedroom 5Lower4.37 × 3.10 m

laminate · large window · pot lights

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby · asking prices
$1.68Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $674/sqft; this home lists at $667/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.50MThis home1.85M1.40M1.99M1.50M1.68MThis home vs active comparables

Neighbourhood & location

Rural East Gwillimbury, East Gwillimbury, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Mt Albert
$1.10M
Queensville
$1.35M
Sharon
$1.55M
Holland Landing
$1.20M

Typical asking price of active listings of the same type, per area (outliers removed). East Gwillimbury.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$6,837/mo
$276KIncome needed
5.4×Price ÷ income
$1,578Weekly cost
$26,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $6,837Property tax $433Total carry $7,270

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,635per month

Mortgage amount $1,200,000 · 4.49% over 25 years

$300,000Down payment (20.0%)
$1,200,000Loan before insurance
$0CMHC premium
$7,068Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,635
Property tax
$433
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,068

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$26,475
Estimated closing costs
$26,475

Plus your down payment of $300,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$8,031/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$790,502Total interest paid
$1,990,502Total of all payments
Principal $1,200,000 Interest $790,502
YearPrincipalInterestBalance
1$26,779$52,841$1,173,221
2$27,995$51,625$1,145,226
3$29,266$50,354$1,115,961
4$30,595$49,025$1,085,366
5$31,984$47,636$1,053,382
6$33,436$46,184$1,019,946
7$34,954$44,666$984,992
8$36,541$43,079$948,451
9$38,200$41,420$910,251
10$39,935$39,685$870,316
11$41,748$37,872$828,568
12$43,643$35,977$784,925
13$45,625$33,995$739,300
14$47,697$31,924$691,603
15$49,862$29,758$641,741
16$52,126$27,494$589,615
17$54,493$25,127$535,122
18$56,967$22,653$478,155
19$59,554$20,067$418,602
20$62,257$17,363$356,344
21$65,084$14,536$291,260
22$68,039$11,581$223,221
23$71,129$8,491$152,092
24$74,358$5,262$77,734
25$77,734$1,886$0

At the end of your 5-year term

Total paid over the term
$398,100
Principal paid down
$146,618
Interest paid
$251,483
Balance remaining
$1,053,382

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
2.6%Cap rate after taxes and upkeep

Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.4%
Gross yield
− Property tax $5,198− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $38,258

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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