17962 9th Line, East Gwillimbury, ON

Rural East Gwillimbury, East Gwillimbury · MLS® N13783150

$1,679,000
For Sale
Listed 35 days agoNo offer date stated
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3Bedrooms
3Bathrooms
2Garage · 12 parking
2500-3000Sq ft

About this home

In short

  • Nestled on a beautiful, tree-lined 7-acre parcel in the charming town of Mount Albert, at the end of a private laneway you will discover this spacious 3-bedroom...
  • Inside, generous living spaces are filled with natural light - an inviting living room with a focal fireplace, an open-concept kitchen with room to host in the bright...
  • Outside amenities elevate everyday life: a heated gunite, inground pool for summer recreation, well-maintained outbuildings suited to a workshop, studio, or barn; and...

Nestled on a beautiful, tree-lined 7-acre parcel in the charming town of Mount Albert, at the end of a private laneway you will discover this spacious 3-bedroom bungalow blends relaxed country living with refined comfort. The Vivian Creek winds through the back of the property, offering serene gardens, wooded strolls and regular sightings of various wildlife. This secluded outdoor space is perfect for entertaining, gardening, or simply soaking up the scenery. Inside, generous living spaces are filled with natural light - an inviting living room with a focal fireplace, an open-concept kitchen with room to host in the bright dining area that offers pastoral views. The primary suite offers peaceful privacy and easy access to the grounds; two additional bedrooms and flexible living areas make this home ideal for guests, a home office, or family living. Outside amenities elevate everyday life: a heated gunite, inground pool for summer recreation, well-maintained outbuildings suited to a workshop, studio, or barn; and ample parking for cars, and recreational vehicles.This one of a kind home is conveniently located with easy access to Newmarket, Stouffville and Uxbridge, transit options, shopping and everyday amenities - truly the best of both worlds:rural privacy with urban convenience.

Key facts

Property type
Detached, Bungalow
MLS®
N13783150
Bedrooms
3
Bathrooms
3 (1 half)
Size
2500-3000 sq ft
Lot
255.58 × 1201.94 ft
Cross streets
Ninth Line and Herald Rd.
Parking
2 garage · 12 parking (detached)
Driveway
Lane, Private
Basement
Half, Partial Basement
Heating
Forced Air
A/C
Central Air
Exterior
Stone, Wood
Foundation
Concrete Block
Roof
Metal
Sewer
Septic
Pool
Inground
Property tax
$7,383 / 2025
Days on market
35
Listing brokerage
CENTURY 21 LEADING EDGE REALTY INC.

Rooms

BreakfastMain4.19 × 3.15 m

hardwood floor · open concept · french doors

OfficeMain5.41 × 3.73 m

hardwood floor · overlooks backyard · picture window

KitchenMain3.43 × 3.32 m

hardwood floor · granite counters · custom backsplash

Family RoomMain7.31 × 6.90 m

hardwood floor · fireplace · skylight

Bedroom 2Main3.20 × 2.54 m

hardwood floor · closet

LaundryMain3.07 × 2.13 m

hardwood floor · combined w/laundry · laundry sink

Living RoomMain5.33 × 4.24 m

hardwood floor · w/o to patio · stone fireplace

Primary BedroomMain3.70 × 3.60 m

hardwood floor · double closet · w/o to patio

Dining RoomMain6.30 × 5.10 m

hardwood floor · pot lights · stone fireplace

SunroomMain3.83 × 2.54 m

hardwood floor · overlooks frontyard · w/o to garden

Bedroom 3Main3.20 × 2.54 m

hardwood floor · closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby · asking prices
$1.68Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $723/sqft; this home lists at $611/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
1.68MThis home1.40M1.65M1.99M1.85M1.50MThis home vs active comparables

Neighbourhood & location

Rural East Gwillimbury, East Gwillimbury, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Mt Albert
$1.10M
Sharon
$1.55M
Queensville
$1.35M
Holland Landing
$1.20M

Typical asking price of active listings of the same type, per area (outliers removed). East Gwillimbury.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$7,652/mo
$314KIncome needed
5.4×Price ÷ income
$1,766Weekly cost
$30,055Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $7,652Property tax $615Total carry $8,268

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,427per month

Mortgage amount $1,343,200 · 4.49% over 25 years

$335,800Down payment (20.0%)
$1,343,200Loan before insurance
$0CMHC premium
$8,042Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,427
Property tax
$615
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$8,042

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$30,055
Estimated closing costs
$30,055

Plus your down payment of $335,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$8,989/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$884,835Total interest paid
$2,228,035Total of all payments
Principal $1,343,200 Interest $884,835
YearPrincipalInterestBalance
1$29,975$59,147$1,313,225
2$31,335$57,786$1,281,890
3$32,758$56,363$1,249,132
4$34,246$54,876$1,214,886
5$35,800$53,321$1,179,086
6$37,426$51,695$1,141,660
7$39,125$49,996$1,102,535
8$40,902$48,220$1,061,633
9$42,759$46,363$1,018,874
10$44,700$44,421$974,174
11$46,730$42,392$927,444
12$48,851$40,270$878,593
13$51,070$38,052$827,523
14$53,388$35,733$774,135
15$55,812$33,309$718,322
16$58,346$30,775$659,976
17$60,996$28,126$598,980
18$63,765$25,356$535,215
19$66,660$22,461$468,555
20$69,687$19,435$398,868
21$72,851$16,270$326,017
22$76,159$12,963$249,859
23$79,617$9,505$170,242
24$83,231$5,890$87,011
25$87,011$2,111$0

At the end of your 5-year term

Total paid over the term
$445,607
Principal paid down
$164,114
Interest paid
$281,493
Balance remaining
$1,179,086

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
2.8%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.8%
Gross yield
− Property tax $7,383− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $47,287

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 LEADING EDGE REALTY INC.. MLS®/PropTx.

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