20417 Centre Street, East Gwillimbury, ON
Mt Albert, East Gwillimbury · MLS® N13819556
About this home
In short
- The moment you walk through the front door, your eyes are immediately drawn to the wall of windows framing breathtaking countryside views that stretch for miles.
- The partially finished walkout basement offers outstanding potential for today's evolving lifestyles.
- Local shops, restaurants, parks, schools, and community events are all close by, while Highway 404, Newmarket, Aurora, and the East Gwillimbury GO Station make...
The moment you walk through the front door, your eyes are immediately drawn to the wall of windows framing breathtaking countryside views that stretch for miles. It's the kind of view that never gets old, changing beautifully with every season and creating a sense of peace that's hard to find. Beautifully updated throughout, this exceptional three-bedroom bungalow has been thoughtfully designed to embrace its spectacular surroundings. At the heart of the home is the spacious country kitchen with a generous dining area, creating the perfect space for everyday living and effortless entertaining. Whether you're hosting family holidays, gathering with friends, or enjoying a quiet morning coffee, every space is designed to bring people together while taking full advantage of the incredible scenery. Step into the inviting three-season Muskoka room or out onto the wraparound deck, where you'll find the perfect place to entertain, unwind, and soak in the uninterrupted views and complete privacy that surround you. The partially finished walkout basement offers outstanding potential for today's evolving lifestyles. With direct access to the outdoors and a layout well suited for future development, it provides an excellent opportunity to create a custom in-law suite or multigenerational living space, allowing the home to evolve with your family's needs. Located just minutes from the charming village of Mount Albert, you'll enjoy the best of country living without sacrificing convenience. Local shops, restaurants, parks, schools, and community events are all close by, while Highway 404, Newmarket, Aurora, and the East Gwillimbury GO Station make commuting simple. Combining breathtaking views, complete privacy, thoughtful updates, and endless potential, this is a rare opportunity to experience country living at its finest.
Key facts
- Property type
- Detached, Bungalow
- MLS®
- N13819556
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 2000-2500 sq ft
- Lot
- 147.34 × 399.4 ft
- Cross streets
- Centre St & Queensville Sdrd
- Parking
- 2 garage · 9 parking (attached)
- Driveway
- Private
- Basement
- Partially Finished, Walk-Out
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Stone, Board & Batten
- Foundation
- Block
- Roof
- Asphalt Shingle
- Sewer
- Septic
- Property tax
- $6,442 / 2026
- Days on market
- 26
- Listing brokerage
- REAL BROKER ONTARIO LTD.
Rooms
quartz counter · centre island · hardwood floor
combined w/kitchen · w/o to deck · hardwood floor
w/o to yard · laminate · pot lights
large window · large closet
4 pc ensuite · w/o to deck · his and hers closets
large window · walk-out · hardwood floor
large window · large closet
w/o to deck · fireplace · open concept
large window · laminate
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
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For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.
Per square foot, these ask about $929/sqft; this home lists at $733/sqft. Size is part of the price story, not just the sticker.
The 5 closest active listings nearby.
See all comparable homesNeighbourhood & location
Mt Albert, East Gwillimbury, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). East Gwillimbury.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $1,319,920 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $7,298
- Property tax
- $537
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $7,835
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $29,473
- Estimated closing costs
- $29,473
Plus your down payment of $329,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $437,884
- Principal paid down
- $161,270
- Interest paid
- $276,614
- Balance remaining
- $1,158,650
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL BROKER ONTARIO LTD.. MLS®/PropTx.