35 Mackay Drive, Richmond Hill, ON
South Richvale, Richmond Hill · MLS® N13420036
About this home
In short
- Professionally Renovated and Modernized Home Inside And Out (2023).
- Water Waterproofing (2024) & New Front Awning (2022).
- Close proximity to top rated schools, library, hospital, parks, Highway 407 and Yonge Street shopping.
Professionally Renovated and Modernized Home Inside And Out (2023). New New New (Kitchen, Stairs, Appliances, Doors and Trim, Flooring, Lighting, Laundry, Patio Door,). All Windows have been updated. A/C replaced May 2024. New Stone Driveway, Walkway & Outdoor Patio. New Front Railways & Hand Cut Stone In Front Porch. Water Waterproofing (2024) & New Front Awning (2022). Desirable South Richvale with multi-million dollar homes. Close proximity to top rated schools, library, hospital, parks, Highway 407 and Yonge Street shopping. Future Yonge Subway Extension.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13420036
- Bedrooms
- 4+1 (5 total)
- Bathrooms
- 4 (1 half)
- Size
- 2500-3000 sq ft
- Lot
- 50 × 150 ft
- Cross streets
- Yonge/407
- Parking
- 2 garage · 6 parking (built-in)
- Driveway
- Other
- Basement
- Finished
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $9,883 / 2025
- Days on market
- 132
- Listing brokerage
- CENTRAL COMMERCIAL
Rooms
Hardwood Floor
hardwood floor · centre island
heated floor · 5 pc ensuite · hardwood floor
Hardwood Floor
hardwood floor · quartz counter · stainless steel appl
Broadloom
Ceramic Floor
hardwood floor · large window
hardwood floor · large window
gas fireplace · b/i shelves · w/o to deck
hardwood floor · large window
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price read
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $698/sqft; this home lists at $873/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesNeighbourhood & location
South Richvale, Richmond Hill, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $1,919,999 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $10,616
- Property tax
- $824
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $11,440
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $46,475
- Estimated closing costs
- $46,475
Plus your down payment of $480,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $636,960
- Principal paid down
- $234,588
- Interest paid
- $402,372
- Balance remaining
- $1,685,411
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTRAL COMMERCIAL. MLS®/PropTx.