972 Gilmore Avenue, Innisfil, ON

Lefroy, Innisfil · MLS® N13430354

$430,000
For Sale
Listed 151 Days Ago

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2BedroomsBeds
1BathroomBath
4Parking
700-1100Sq ft

Listed By Coldwell Banker the Real Estate Centre

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Key Facts

Property type
Detached, Bungalow
Lot
59.91 × 185.06 ft
Basement
Crawl Space
Parking
4 parking
Property tax
$2,876 / 2026
Offer date
None stated
Cross streets
KILLARNEY BEACH ROAD TO LORNE TO GILMORE
Days on market
151
All Facts And 4 Rooms, Floor By Floor
Property type
Detached, Bungalow
MLS®
N13430354
Bedrooms
2
Bathrooms
1
Size
700-1100 sq ft
Lot
59.91 × 185.06 ft
Cross streets
KILLARNEY BEACH ROAD TO LORNE TO GILMORE
Parking
4 parking
Driveway
Private Double
Basement
Crawl Space
Heating
Forced Air
A/C
None
Exterior
Vinyl Siding
Foundation
Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$2,876 / 2026
Days on market
151
Offer date
None stated
Listing brokerage
Coldwell Banker the Real Estate Centre
Primary BedroomMain2.46 × 3.96 m
Living RoomMain5.18 × 3.96 m
KitchenMain3.38 × 3.36 m

Eat-in Kitchen

Bedroom 2Main2.46 × 3.36 m

About This Home

From The Listing Description By Coldwell Banker the Real Estate Centre

Welcome to this charming 2-bedroom, 1-bath home offering approximately 900 sq. ft. of living space on a quiet dead-end street in the desirable hamlet of Lefroy. Featuring a brand-new kitchen just installed, this home is ready for its next owner to add their own personal style and finishing touches.Ideally located just minutes from the shores of Lake Simcoe, three marinas, local restaurants, parks, and recreational amenities, you'll enjoy the best of small-town living with shopping and everyday conveniences nearby in Alcona.Whether you're a first-time home buyer looking to enter the market, a downsizer seeking a more manageable lifestyle, an investor searching for your next opportunity, or someone dreaming of a summer getaway cottage near the lake, this property offers incredible potential and value. Opportunities like this don't come along often. Don't miss your chance to own an affordable home in a growing lakeside community and make it your own!Book your private showing today and discover the possibilities this Lefroy gem has to offer!

Our Take

Team Asgarian, RE/MAX Hallmark Realty Ltd.
A small discount is typical
$422Klikely sale price

Listed at $430,000. Going by how homes in Lefroy and the wider GTA have actually closed against their asking prices (about 98%, blended from 7 local closings in 90 days), the likely sale price is near $422K, if it sells. A realistic range is $396K to $476K.

Independent value check. What our model says the home itself is worth, and what sets it apart, is free for signed-in members. Sign In To See It

List price
$396KBelow recent closings$476KAbove recent closings

Total price vs nearby homes. Likely closing about $422K, from 7 recent closings in this pocket.

The market behind the math, in Lefroy
7sold nearby · 90 days
$827Kmedian detached sold · 90 days
99%of asking, local average
~39 dayshomes like this take to sell
151days on market so far
$1,542/moest. rent · 5 leases
4.3%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.6 months of inventory: 6 detached homes for sale in the area against 7 closings in the last 90 days. Under two months favours sellers, over four favours buyers. This reads supply only, not prices.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $478/sqft against an area asking average of $565/sqft.

How this estimate is builtthe short version

The likely sale price starts from the asking price and how homes here have actually closed against theirs, so it says where this one will probably land, not what it is worth. Condition, finishes and how the home shows remain an in-person call.

Read this with carewhy it’s an estimate, not an appraisal

The listing states size as a wide range, so the size adjustment is approximate and this estimate is a rough read. I can confirm exact square footage to tighten it.

There were not many closely comparable homes right in Lefroy, so I widened the search to the surrounding area.

Based on 7 closings nearby in the last 90 days.

Sold Price Trend

Median sold price for detached homes in Innisfil: $785K in October 2026, down 2% from a year ago, on 514 closings in 12 months.

Nov 25Oct 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month. Innisfil as a whole: the neighbourhood alone has too few closings for a line of its own.

Month by month
MonthMedian soldClosings
November 2025$765K41
December 2025$748K39
January 2026$830K30
February 2026$830K35
March 2026$770K37
April 2026$800K55
May 2026$837K60
June 2026$828K45
July 2026$776K52
August 2026$803K41
September 2026$730K45
October 2026$785K34

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Our Transactions Near This Listing

Homes Team Asgarian has handled within 25 km of Gilmore Avenue. Signed-in members see each price, verified against board records.

Other Homes For Sale In Lefroy

For sale in Lefroy now · asking prices

How This Price Compares

$647kavg asking

Every home like this one for sale in Lefroy right now. These are asking prices, not sales.

Per square foot, these ask about $502/sqft; this home lists at $478/sqft.

The 5 closest in price of 18 for sale in Lefroy.

See all comparable homes
$430kThis home$500k$549k$665k$750k$769kThis home vs active comparables

Neighbourhood & Location

Lefroy, Innisfil, ON

Commute

Time from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby Neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Gilford
$873K
Alcona
$780K
Rural Innisfil
$989K

Typical asking price of active listings of the same type, per area (outliers removed). Innisfil.

Get The Full Neighbourhood Report (Schools, Parks, Transit & Safety) →

Affordability & Mortgage

Estimated Mortgage
$1,960/mo
$86KIncome needed
5.0×Price ÷ income
$452Weekly cost
$5,075Land transfer tax, one-time (Ontario)
20% down4.79% reference rate25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%Mortgage
Mortgage is 89% of the monthly costMortgage $1,960Property tax $240Total carry $2,199
Calculate And Customize Your Mortgage

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.59%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.44% via Ratehub.ca (as of November 9, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,921per month

Mortgage amount $344,000 · 4.59% over 25 years

$86,000Down payment (20.0%)
$344,000Loan before insurance
$0CMHC premium
$2,161Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,921
Property tax
$240
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$2,161

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,075
Estimated closing costs
$5,075

Plus your down payment of $86,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.59%Qualifying rate
$2,323/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$232,359Total interest paid
$576,359Total of all payments
Principal $344,000 Interest $232,359
YearPrincipalInterestBalance
1$7,570$15,484$336,430
2$7,922$15,133$328,508
3$8,289$14,765$320,219
4$8,674$14,380$311,545
5$9,077$13,977$302,468
6$9,498$13,556$292,970
7$9,939$13,115$283,030
8$10,401$12,654$272,629
9$10,884$12,171$261,746
10$11,389$11,665$250,357
11$11,918$11,137$238,439
12$12,471$10,583$225,968
13$13,050$10,004$212,918
14$13,656$9,399$199,263
15$14,290$8,765$184,973
16$14,953$8,101$170,020
17$15,647$7,407$154,372
18$16,374$6,680$137,998
19$17,134$5,920$120,864
20$17,930$5,125$102,934
21$18,762$4,292$84,172
22$19,633$3,421$64,539
23$20,545$2,510$43,995
24$21,498$1,556$22,496
25$22,496$558$0

At the end of your 5-year term

Total paid over the term
$115,272
Principal paid down
$41,532
Interest paid
$73,740
Balance remaining
$302,468

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Book a Consultation

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Questions About 972 Gilmore Avenue

What is the asking price for 972 Gilmore Avenue?

It is listed at $430,000.

How many bedrooms and bathrooms does 972 Gilmore Avenue have?

2 bedrooms, and 1 bathroom.

How big is 972 Gilmore Avenue?

The listing gives 700-1100 sq ft of living space, on a 59.91 × 185.06 ft lot.

Does 972 Gilmore Avenue have parking?

4 parking spaces, no garage listed.

What are the property taxes on 972 Gilmore Avenue?

$2,876 a year, for 2026.

Is there an offer date for 972 Gilmore Avenue?

The listing does not state an offer date.

When was 972 Gilmore Avenue listed?

It came on the market on June 11, 2026.

Who is the listing brokerage for 972 Gilmore Avenue?

Coldwell Banker the Real Estate Centre. Showing requests on this page go to Team Asgarian, RE/MAX Hallmark Realty Ltd.

How can I request a showing of 972 Gilmore Avenue?

Send a showing request with your phone number, or call (416) 837-8000. Team Asgarian will call you to confirm a time.

Can Team Asgarian represent me as the buyer?

Yes, if you are not already working with another agent. We talk it through on the call before anything is signed.

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Coldwell Banker the Real Estate Centre. MLS®/PropTx.

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972 GILMORE AVENUE, INNISFIL, ON · Listed By Coldwell Banker the Real Estate Centre

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Tell us where your home is. We'll call to talk through its value and your selling plans, free and with no obligation to list.

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