21 Kellam Street, Vaughan, ON

Kleinburg, Vaughan · MLS® N13447106

$3,588,000
For Sale
Listed 126 days agoNo offer date statedSitting longer than typical
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4Bedrooms
6Bathrooms
2Garage · 6 parking
3500-5000Sq ft

About this home

In short

  • With this once in life time dream home.
  • In the heart of prestigious Kleinburg Village sits a "One of Kind Gem".Over 5000 sq. ft of finished living space (including finished basement) Lifestyle meets resort...
  • A true turn key experience with recent large addition, re-modeled with top architect and interior designer.
  • As you move outdoors the property feels more like a resort with two separate areas for entertaining, first with in-ground Salt Water Pool/Cabana & Lounge area...

Change Your Life !!! With this once in life time dream home. In the heart of prestigious Kleinburg Village sits a "One of Kind Gem".Over 5000 sq. ft of finished living space (including finished basement) Lifestyle meets resort living meets culture, all nestled in a heritage town. Top restaurants, Cafes, Shops & McMichael Art Gallery all steps away serving as an extension of your living. A true turn key experience with recent large addition, re-modeled with top architect and interior designer. Modern/ Transitional flair with custom designs throughout a true"must see". As you move outdoors the property feels more like a resort with two separate areas for entertaining, first with in-ground Salt Water Pool/Cabana & Lounge area, followed by another Lounge Area complete with dining and outdoor kitchen. Book Your Appointment and Experience this Unique & Dreamy home today !!!

Key facts

Property type
Detached, 2-Storey
MLS®
N13447106
Bedrooms
4
Bathrooms
6 (2 half)
Size
3500-5000 sq ft
Lot
98 × 59 ft
Cross streets
Islington & Stegman's Mills Rd.
Parking
2 garage · 6 parking (attached)
Driveway
Private Double
Basement
Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Board & Batten , Brick Veneer
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Pool
Inground, Salt
Property tax
$11,467 / 2025
Days on market
126
Listing brokerage
HARVEY KALLES REAL ESTATE LTD.

Rooms

KitchenMain4.27 × 3.75 m

breakfast bar · stainless steel appl · hardwood floor

Living RoomMain4.80 × 3.94 m

hardwood floor · pot lights

FoyerMain2.60 × 3.00 m

closet · ceramic floor

OfficeLower3.67 × 3.53 m

Closet

BreakfastMain4.18 × 2.74 m

fireplace · cathedral ceiling(s) · w/o to deck

BathroomLower0.00 × 0.00 m
Family RoomMain4.94 × 4.20 m

hardwood floor · large window

Mud RoomMain3.56 × 2.92 m

b/i closet · ceramic backsplash

Media RoomLower4.37 × 3.80 m
Bedroom 2Upper4.70 × 3.66 m

4 pc ensuite · walk-in closet(s) · hardwood floor

Family RoomLower4.90 × 3.53 m

Fireplace Insert

Bedroom 3Upper4.64 × 4.06 m

4 pc ensuite · b/i closet · hardwood floor

Dining RoomMain5.70 × 3.60 m

fireplace · hardwood floor

Primary BedroomUpper6.69 × 4.50 m

5 pc ensuite · walk-in closet(s) · hardwood floor

RecreationLower6.05 × 5.00 m
Family RoomLower6.06 × 3.60 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Kleinburg, Vaughan, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Sonoma Heights
$1.47M
Vellore Village
$1.67M
West Woodbridge
$1.45M
East Woodbridge
$1.46M
Maple
$1.63M

Typical asking price of active listings of the same type, per area (outliers removed). Vaughan.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$16,353/mo
$653KIncome needed
5.5×Price ÷ income
$3,774Weekly cost
$76,175Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $16,353Property tax $956Total carry $17,308

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$15,871per month

Mortgage amount $2,870,400 · 4.49% over 25 years

$717,600Down payment (20.0%)
$2,870,400Loan before insurance
$0CMHC premium
$16,827Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$15,871
Property tax
$956
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$16,827

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$76,175
Estimated closing costs
$76,175

Plus your down payment of $717,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$19,209/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,890,880Total interest paid
$4,761,280Total of all payments
Principal $2,870,400 Interest $1,890,880
YearPrincipalInterestBalance
1$64,055$126,396$2,806,345
2$66,963$123,488$2,739,381
3$70,004$120,447$2,669,378
4$73,182$117,269$2,596,195
5$76,505$113,946$2,519,690
6$79,979$110,472$2,439,711
7$83,610$106,841$2,356,101
8$87,406$103,045$2,268,695
9$91,375$99,076$2,177,320
10$95,524$94,927$2,081,796
11$99,861$90,590$1,981,935
12$104,395$86,056$1,877,540
13$109,135$81,316$1,768,406
14$114,090$76,361$1,654,315
15$119,270$71,181$1,535,045
16$124,686$65,766$1,410,360
17$130,347$60,104$1,280,013
18$136,265$54,186$1,143,748
19$142,452$47,999$1,001,296
20$148,920$41,531$852,376
21$155,681$34,770$696,694
22$162,750$27,701$533,944
23$170,140$20,312$363,805
24$177,865$12,587$185,940
25$185,940$4,511$0

At the end of your 5-year term

Total paid over the term
$952,256
Principal paid down
$350,710
Interest paid
$601,546
Balance remaining
$2,519,690

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$7,350/mo
$88,200Gross annual rent
1.8%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.5%
Gross yield
− Property tax $11,467− Insurance $1,400− Vacancy & upkeep $9,702Net operating income $65,631

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS®/PropTx.

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