27 Wagon Wheel Crescent, Richmond Hill, ON

Jefferson, Richmond Hill · MLS® N13548250

$1,599,000
For Sale
Listed 101 days agoNo offer date statedSitting longer than typical
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4Bedrooms
4Bathrooms
2Garage · 4 parking
2000-2500Sq ft

About this home

In short

  • The main floor features smooth 9-ft ceilings, wide-plank hardwood flooring, dimmable pot lights throughout, an open-concept family room with a custom built-in...
  • The renovated chef's kitchen boasts a large granite centre island, granite countertops, upgraded cabinetry, extended cabinets, under-cabinet lighting, butler's...
  • The 2nd fl offers four spacious bedrooms and beautifully renovated bathrooms with granite countertops, upgraded vanities, premium fixtures, frameless glass shower...
  • The finished basement includes a kitchenette, recreation area, workshop, bathroom, and cold cellar, providing excellent additional living space for entertaining or...
  • Extensive upgrades include a new roof, new furnace, upgraded attic insulation, professional Benjamin Moore Aura paint throughout, renovated staircase with solid wood...

Welcome to this stunning detached home offering approx. 2,500 sqft of beautifully upgraded living space on a premium 45-ft lot in the highly sought-after Inspiration Community by Tribute. Exceptional curb appeal and quality finishes make this home truly move-in ready. The main floor features smooth 9-ft ceilings, wide-plank hardwood flooring, dimmable pot lights throughout, an open-concept family room with a custom built-in entertainment wall, modern electric fireplace, and concealed in-wall wiring. The renovated chef's kitchen boasts a large granite centre island, granite countertops, upgraded cabinetry, extended cabinets, under-cabinet lighting, butler's pantry, upgraded appliances, and a custom coffee/bar station. The 2nd fl offers four spacious bedrooms and beautifully renovated bathrooms with granite countertops, upgraded vanities, premium fixtures, frameless glass shower, and double-sink configuration. The finished basement includes a kitchenette, recreation area, workshop, bathroom, and cold cellar, providing excellent additional living space for entertaining or extended family.Extensive upgrades include a new roof, new furnace, upgraded attic insulation, professional Benjamin Moore Aura paint throughout, renovated staircase with solid wood treads and custom iron pickets, California shutters, upgraded doors and trim, extensive electrical upgrades by a licensed master electrician, and hard-wired internet throughout.Step outside to enjoy professionally landscaped grounds featuring an interlock driveway, front entrance and backyard, premium artificial turf with drainage system, in-ground sprinkler system, upgraded fencing, exterior pot lights, automatic dusk-to-dawn lighting, illuminated front entrance, hard-wired landscape lighting, and separate hot and cold outdoor water connections. Ideally located close to top-rated schools, parks, shopping, transit, and all amenities, this exceptional home offers the perfect combination of luxury, comfort, and convenience.

Key facts

Property type
Detached, 2-Storey
MLS®
N13548250
Bedrooms
4
Bathrooms
4 (1 half)
Size
2000-2500 sq ft
Lot
44.29 × 88.58 ft
Cross streets
Bathurst St and Tower Hill Rd
Parking
2 garage · 4 parking (built-in)
Basement
Partially Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick Veneer
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$7,046 / 2025
Days on market
101
Listing brokerage
BAY STREET GROUP INC.

Rooms

Primary BedroomSecond5.72 × 3.96 m

hardwood floor · 4 pc ensuite · walk-in closet(s)

LaundryMain3.35 × 1.98 m

W/O To Garage

RecreationBasement5.33 × 4.92 m

laminate · pot lights

KitchenMain2.67 × 4.06 m

backsplash · centre island · pantry

Living RoomMain3.20 × 3.56 m

hardwood floor · crown moulding · combined w/dining

BreakfastMain3.05 × 4.06 m

w/o to patio · carpet free · combined w/kitchen

Bedroom 4Second4.52 × 4.06 m

hardwood floor · closet

Bedroom 3Second5.03 × 3.56 m

hardwood floor · closet

KitchenBasement3.56 × 3.96 m

laminate · pot lights

Dining RoomMain3.20 × 3.56 m

hardwood floor · crown moulding · combined w/living

Bedroom 2Second4.01 × 3.61 m

hardwood floor · closet

Family RoomMain5.08 × 3.20 m

hardwood floor · electric fireplace · california shutters

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Jefferson · asking prices
$1.33Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $593/sqft; this home lists at $711/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
1.60MThis home1.47M1.30M1.34M1.23MThis home vs active comparables

Neighbourhood & location

Jefferson, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Westbrook
$1.58M
Oak Ridges
$1.45M
Mill Pond
$1.50M
Rural Richmond Hill
$1.66M
Oak Ridges Lake Wilcox
$1.50M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$7,288/mo
$299KIncome needed
5.3×Price ÷ income
$1,682Weekly cost
$28,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $7,288Property tax $587Total carry $7,875

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,073per month

Mortgage amount $1,279,200 · 4.49% over 25 years

$319,800Down payment (20.0%)
$1,279,200Loan before insurance
$0CMHC premium
$7,660Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,073
Property tax
$587
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,660

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$28,455
Estimated closing costs
$28,455

Plus your down payment of $319,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$8,561/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$842,675Total interest paid
$2,121,875Total of all payments
Principal $1,279,200 Interest $842,675
YearPrincipalInterestBalance
1$28,546$56,329$1,250,654
2$29,842$55,033$1,220,811
3$31,197$53,678$1,189,614
4$32,614$52,261$1,157,000
5$34,095$50,780$1,122,905
6$35,643$49,232$1,087,263
7$37,261$47,614$1,050,002
8$38,953$45,922$1,011,049
9$40,721$44,154$970,327
10$42,570$42,305$927,757
11$44,503$40,372$883,254
12$46,524$38,351$836,730
13$48,636$36,239$788,094
14$50,844$34,031$737,249
15$53,153$31,722$684,096
16$55,566$29,309$628,530
17$58,089$26,786$570,441
18$60,727$24,148$509,714
19$63,484$21,391$446,230
20$66,366$18,509$379,863
21$69,380$15,495$310,483
22$72,530$12,345$237,953
23$75,823$9,052$162,130
24$79,266$5,609$82,865
25$82,865$2,010$0

At the end of your 5-year term

Total paid over the term
$424,375
Principal paid down
$156,295
Interest paid
$268,080
Balance remaining
$1,122,905

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
2.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.2%
Gross yield
− Property tax $7,046− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $36,410

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of BAY STREET GROUP INC.. MLS®/PropTx.

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