259 Glenwoods Avenue, Georgina, ON

Keswick South, Georgina · MLS® N13549782

$689,900
For Sale
Listed 77 days agoNo offer date stated
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3+1Bedrooms
2Bathrooms
1.5Garage · 6 parking
1100-1500Sq ft

About this home

In short

  • Renovated Top to Bottom, Beautiful 3+1 bed, 1.5 bath Home with Finished Basement & 1.5 Car Detached Garage Nestled in one of Keswick's most charming and mature...
  • Enjoy the perfect balance of relaxed lakeside living and everyday convenience, with local shops, restaurants, and quick access to Highway 404 for an easy commute.
  • This turn-key, fully renovated two-storey home welcomes you with a spacious and inviting front porch - perfect for morning coffee or relaxing evenings.
  • The property also includes a 1.5-car garage/workshop with a side entrance, plus a large driveway with parking for up to five additional vehicles - great for family...

** Renovated Top to Bottom, Beautiful 3+1 bed, 1.5 bath Home with Finished Basement & 1.5 Car Detached Garage ** Nestled in one of Keswick's most charming and mature neighbourhoods - just a short stroll to the sandy shores of Glenwood Beach Park on Lake Simcoe. Enjoy the perfect balance of relaxed lakeside living and everyday convenience, with local shops, restaurants, and quick access to Highway 404 for an easy commute. This turn-key, fully renovated two-storey home welcomes you with a spacious and inviting front porch - perfect for morning coffee or relaxing evenings. Inside, the bright and functional layout features a spacious living room with a beautiful bay window, a welcoming dining room with double doors leading to the deck, and a stylish modern kitchen complete with quartz countertops, stainless steel appliances, and a pantry for extra storage. The finished lower level expands your living space with a cozy family room featuring an electric fireplace, above-grade windows for natural light, and a fourth bedroom - ideal for guests, a home office, or extended family. Step outside to enjoy your private fenced backyard, perfect for entertaining, gardening, or letting kids and pets play safely. The property also includes a 1.5-car garage/workshop with a side entrance, plus a large driveway with parking for up to five additional vehicles - great for family gatherings or storing recreational gear. A must-see!

Key facts

Property type
Detached, 2-Storey
MLS®
N13549782
Bedrooms
3+1 (4 total)
Bathrooms
2 (1 half)
Size
1100-1500 sq ft
Lot
50.02 × 150.06 ft
Cross streets
The Queensway S & Glenwoods
Parking
1.5 garage · 6 parking (detached)
Driveway
Private
Basement
Finished
Heating
Baseboard
A/C
Wall Unit(s)
Exterior
Aluminum Siding, Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,831 / 2025
Days on market
77
Listing brokerage
RIGHT AT HOME REALTY

Rooms

Family RoomBasement6.65 × 3.65 m

vinyl floor · electric fireplace · above grade window

Bedroom 2Second3.95 × 3.55 m

vinyl floor · window · closet

Primary BedroomSecond4.08 × 3.24 m

vinyl floor · window · double closet

Dining RoomMain4.76 × 3.70 m

vinyl floor · w/o to deck · formal rm

KitchenMain3.55 × 3.05 m

vinyl floor · pantry · stainless steel appl

Bedroom 4Basement3.28 × 1.95 m

vinyl floor · b/i closet · above grade window

Living RoomMain3.55 × 2.65 m

vinyl floor · bay window · overlooks dining

Bedroom 3Second3.70 × 3.05 m

vinyl floor · window · closet

Our TakeTeam Asgarian · Broker
A small discount is typical
$666Klikely sale price

Listed at $689,900. Going by how homes in Keswick South have actually closed against their asking prices (about 97%, 43 local closings in 90 days), the likely sale price is near $666K, if it sells. A realistic range is $624K to $750K.

Independent value check: $707K. Without looking at the asking price, our model values the home itself about 3% above the ask (homes like it typically land between $663K and $741K).

Why $707K. The typical detached home sold in Keswick South over the past year went for about $800K (168 sales). What sets this one apart:

  • ▼ Lowers itIt is 1,100 to 1,500 sq ft; the typical home sold here is 1,500 to 2,000.
  • ▲ Raises itThe listing describes it as fully renovated or newly built.
  • ▼ Lowers it3+1 bedrooms and 2 baths, against 3+1 and 3 typically.
  • ▼ Lowers it slightly1.5 garage and 6 total parking spaces, against 2 and 5 typically.
List price
$624KBelow recent closings$750KAbove recent closings

Total price vs nearby homes. Likely closing about $666K, from 43 recent closings in this pocket.

The market behind the math:

43sold nearby · 90 days
$850Kmedian sold price
94%of asking, on average
+3%prices vs a year ago
~24 dayshomes like this take to sell
77days on market so far
$2,861/moest. rent · 58 leases
5.0%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.5 months of inventory: 7 detached homes for sale in the area against 43 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $531/sqft against an area asking average of $632/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 43 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $706K. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
Schools & getting aroundcatchment and transit

The assigned public school is Jersey PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Based on 43 comparable homes that sold in Keswick South over the past two years, from 358 closings there.

Neighbourhood & location

Keswick South, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Keswick North
$910K
Historic Lakeshore Communities
$853K
Sutton & Jackson's Point
$776K
Baldwin
$862K
Virginia
$919K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Jersey PS
57%
Jersey PSPublic · Elementary · JK-8 · 1.0 km awayBelow the GTA average · 57% meet the provincial standard
Also nearby: 3 more schools within 2.5 km
R L Graham Public School · Public elementary1.6 km · 60% at standard
Lake Simcoe Public School · Public elementary1.8 km · 62% at standard
Fairwood Public School · Public elementary2.0 km · 52% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$3,144/mo
$137KIncome needed
5.0×Price ÷ income
$726Weekly cost
$10,273Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $3,144Property tax $403Total carry $3,547

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 25, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,052per month

Mortgage amount $551,920 · 4.49% over 25 years

$137,980Down payment (20.0%)
$551,920Loan before insurance
$0CMHC premium
$3,454Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,052
Property tax
$403
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,454

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$10,273
Estimated closing costs
$10,273

Plus your down payment of $137,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,694/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$363,578Total interest paid
$915,498Total of all payments
Principal $551,920 Interest $363,578
YearPrincipalInterestBalance
1$12,317$24,303$539,603
2$12,876$23,744$526,728
3$13,460$23,160$513,267
4$14,071$22,548$499,196
5$14,710$21,910$484,486
6$15,378$21,242$469,107
7$16,077$20,543$453,031
8$16,806$19,813$436,224
9$17,570$19,050$418,655
10$18,367$18,253$400,287
11$19,201$17,419$381,086
12$20,073$16,547$361,013
13$20,984$15,635$340,029
14$21,937$14,683$318,091
15$22,933$13,687$295,158
16$23,975$12,645$271,184
17$25,063$11,557$246,121
18$26,201$10,419$219,920
19$27,391$9,229$192,529
20$28,634$7,986$163,895
21$29,934$6,686$133,960
22$31,294$5,326$102,667
23$32,714$3,906$69,952
24$34,200$2,420$35,753
25$35,753$867$0

At the end of your 5-year term

Total paid over the term
$183,100
Principal paid down
$67,434
Interest paid
$115,665
Balance remaining
$484,486

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 58 whole-home leases in Keswick South$2,861/mo
$34,332Gross annual rent
3.5%Cap rate after taxes and upkeep
$2,651 to $3,237Typical rent range
~27 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 58 whole-home leases in Keswick South signed at a median of $2,966 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,861. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.0%
Gross yield
− Property tax $4,831− Insurance $1,400− Vacancy & upkeep $3,777Net operating income $24,324

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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