41 Hodgins Avenue, Georgina, ON

Keswick South, Georgina · MLS® N13811678

$649,000
For Sale
Listed 3 days agoNo offer date stated
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3Bedrooms
2Bathrooms
1Garage · 7 parking
1100-1500Sq ft

About this home

In short

  • RARE 99' X80' PREMIUM CORNER LOT DETACHED HOME.
  • Beautifully Updated And Move-In Ready, This Bright And Spacious 3-Bedroom Home Features FINISHED BASEMENT, Attached Garage And Approx.
  • Enjoy A Huge Corner Lot With An MASSIVE SIDE YARD, Offering Excellent Outdoor Space And Potential For BOAT / RV / TRAILER PARKING. $40K+ RECENT UPDATES-New Flooring...

PRICED TO SELL!! RARE 99' X80' PREMIUM CORNER LOT DETACHED HOME! Beautifully Updated And Move-In Ready, This Bright And Spacious 3-Bedroom Home Features FINISHED BASEMENT, Attached Garage And Approx. 7 PARKING SPACES. Enjoy A Huge Corner Lot With An MASSIVE SIDE YARD, Offering Excellent Outdoor Space And Potential For BOAT / RV / TRAILER PARKING. $40K+ RECENT UPDATES-New Flooring, Updated Staircase With Modern Iron Pickets, Freshly Updated Bathrooms, Newer Appliances And More.NEW ROOF 2025. Ideally Located Near Lake Simcoe, Parks, Schools, Shopping, Dining And Major Commuter Routes. A Rare Combination Of Lot Size, Parking, Updates And Value - Don't Miss This Opportunity! Fantastic Opportunity For Families, First-Time Buyers, Or Investors-Just Move In And Enjoy!

Key facts

Property type
Detached, 2-Storey
MLS®
N13811678
Bedrooms
3
Bathrooms
2 (1 half)
Size
1100-1500 sq ft
Lot
99.02 × 80 ft
Cross streets
Riverglen / Hodgins
Parking
1 garage · 7 parking (attached)
Driveway
Private
Basement
Finished, Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Vinyl Siding
Foundation
Brick
Roof
Shingles
Sewer
Sewer
Property tax
$4,344 / 2026
Days on market
3
Listing brokerage
EXP REALTY

Rooms

RecreationBasement3.66 × 6.10 m

laminate · open concept · above grade window

KitchenMain2.97 × 4.37 m

quartz counter · custom backsplash · pot lights

Bedroom 2Second3.05 × 3.15 m

overlooks backyard · large window · large closet

LaundryBasement2.29 × 4.88 m

Walk-In Closet(s)

Living RoomMain2.54 × 6.20 m

pot lights · crown moulding · laminate

Dining RoomMain2.54 × 6.20 m

open concept · overlooks backyard · large window

Primary BedroomSecond3.51 × 4.11 m

laminate · large closet · west view

Bedroom 3Second2.74 × 3.20 m

laminate · large window · east view

Our TakeTeam Asgarian · Broker
A small discount is typical
$627Klikely sale price

Listed at $649,000. Going by how homes in Keswick South have actually closed against their asking prices (about 97%, 44 local closings in 90 days), the likely sale price is near $627K, if it sells. A realistic range is $587K to $706K.

Independent value check: $691K. Without looking at the asking price, our model values the home itself about 6% above the ask (homes like it typically land between $648K and $724K).

Why $691K. The typical detached home sold in Keswick South over the past year went for about $800K (168 sales). What sets this one apart:

  • ▼ Lowers it3 bedrooms and 2 baths, against 3+1 and 3 typically.
  • ▼ Lowers itIts tax bill, which follows the city's own assessment, is $4,344 a year; the typical home sold here pays about $5,000.
  • ▼ Lowers itIt is 1,100 to 1,500 sq ft; the typical home sold here is 1,500 to 2,000.
  • ▲ Raises itThe listing describes it as fully renovated or newly built.
List price
$587KBelow recent closings$706KAbove recent closings

Total price vs nearby homes. Likely closing about $627K, from 44 recent closings in this pocket.

The market behind the math:

44sold nearby · 90 days
$854Kmedian sold price
94%of asking, on average
+3%prices vs a year ago
~24 dayshomes like this take to sell
3days on market so far
$2,730/moest. rent · 78 leases
5.0%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.3 months of inventory: 5 detached homes for sale in the area against 44 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $499/sqft against an area asking average of $497/sqft.

  • Corner lot. Two street frontages: more to landscape, shovel and mow, and more exposure to traffic, wind and headlights at night. Buyers price that against an interior lot on the same street, so I read this one on the cautious side and confirm the setting in person.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 44 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $660K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
  • Corner lot: more light and frontage, sometimes at the cost of privacy. Weigh carefully
Schools & getting aroundcatchment and transit

The assigned public school is R.L. Graham PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Based on 44 comparable homes that sold in Keswick South over the past two years, from 359 closings there.

What sellers nearby are askingCurrently listed nearby in Keswick South · asking prices
$769kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $691K, which is where my estimate comes from.

Per square foot, these ask about $497/sqft; this home lists at $499/sqft. Size is part of the price story, not just the sticker.

The 5 closest active listings nearby.

See all comparable homes
649kThis home770k690k998k688k698kThis home vs active comparables

Neighbourhood & location

Keswick South, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Keswick North
$910K
Historic Lakeshore Communities
$912K
Sutton & Jackson's Point
$776K
Baldwin
$862K
Virginia
$919K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near R.L. Graham PS
60%
R.L. Graham PSPublic · Elementary · JK-8 · 0.3 km awayBelow the GTA average · 60% meet the provincial standard
Also nearby: 4 more schools within 2.5 km
Fairwood Public School · Public elementary1.1 km · 52% at standard
Jersey Public School · Public elementary1.3 km · 57% at standard
W J Watson Public School · Public elementary1.6 km · 50% at standard
Lakeside Public School · Public elementary2.2 km · 64% at standard

Not the assigned catchment: schools a family here could reach, with EQAO results where published.

Affordability & Mortgage

Affordability
$2,958/mo
$128KIncome needed
5.1×Price ÷ income
$683Weekly cost
$9,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

89%mortgage
Mortgage $2,958Property tax $362Total carry $3,320

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 25, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,871per month

Mortgage amount $519,200 · 4.49% over 25 years

$129,800Down payment (20.0%)
$519,200Loan before insurance
$0CMHC premium
$3,233Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,871
Property tax
$362
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,233

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$9,455
Estimated closing costs
$9,455

Plus your down payment of $129,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,475/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$342,024Total interest paid
$861,224Total of all payments
Principal $519,200 Interest $342,024
YearPrincipalInterestBalance
1$11,586$22,863$507,614
2$12,112$22,337$495,501
3$12,662$21,787$482,839
4$13,237$21,212$469,602
5$13,838$20,611$455,763
6$14,467$19,982$441,297
7$15,123$19,325$426,173
8$15,810$18,639$410,363
9$16,528$17,921$393,835
10$17,278$17,171$376,557
11$18,063$16,386$358,494
12$18,883$15,566$339,611
13$19,740$14,709$319,870
14$20,637$13,812$299,234
15$21,574$12,875$277,660
16$22,553$11,896$255,107
17$23,577$10,872$231,530
18$24,648$9,801$206,882
19$25,767$8,682$181,115
20$26,937$7,512$154,178
21$28,160$6,289$126,019
22$29,438$5,011$96,580
23$30,775$3,674$65,805
24$32,172$2,277$33,633
25$33,633$816$0

At the end of your 5-year term

Total paid over the term
$172,245
Principal paid down
$63,437
Interest paid
$108,808
Balance remaining
$455,763

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 78 whole-home leases in Keswick South$2,730/mo
$32,760Gross annual rent
3.6%Cap rate after taxes and upkeep
$2,495 to $3,130Typical rent range
~27 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 78 whole-home leases in Keswick South signed at a median of $2,828 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,730. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.0%
Gross yield
− Property tax $4,344− Insurance $1,400− Vacancy & upkeep $3,604Net operating income $23,412

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of EXP REALTY. MLS®/PropTx.

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