393 Adeline Drive, Georgina, ON
Keswick South, Georgina · MLS® N13653640
About this home
In short
- Beautifully 4 Bedroom Bungalow Located In The Heart Of Keswick, Walking Distance To The Lake! Premium Lot To Build Your Dream Home Or Live In This.
- New Renovated Flooring/Paint/Roof And Kitchen.
- Complete Front Porch & Open Back Yard With Built-In Deck Backing Up To Park. Just 3-5 Min Walk To Adeline Park And Young Harbour's Park & Georgina Leash Free Dog Park.
- Easy Access To Hwy 404, Shopping, Public Transit, Parks, Schools, Marina And Lots More! EXTRAS Updated Fridge, Stove, Washer, Dryer, Dishwasher, All Electrical Light...
Beautifully 4 Bedroom Bungalow Located In The Heart Of Keswick, Walking Distance To The Lake! * Premium Lot To Build Your Dream Home Or Live In This ! New Renovated Flooring/Paint/Roof And Kitchen. And Brand New Bathroom. Family Room With Wood Burning Fireplace, Kitchen With New Appliances With Walkout To Large & South Facing Deck. Complete Front Porch & Open Back Yard With Built-In Deck Backing Up To Park. * Just 3-5 Min Walk To Adeline Park And Young Harbour's Park & Georgina Leash Free Dog Park! Easy Access To Hwy 404, Shopping, Public Transit, Parks, Schools, Marina And Lots More! **EXTRAS** Updated Fridge, Stove, Washer, Dryer, Dishwasher, All Electrical Light Fixtures, All Window Coverings, Wood Stove Heating.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13653640
- Bedrooms
- 4
- Bathrooms
- 2 (1 half)
- Size
- 1500-2000 sq ft
- Lot
- 75 × 100 ft
- Cross streets
- Lake Dr S/Ravenshoe
- Parking
- 1 garage · 6 parking (built-in)
- Driveway
- Private
- Basement
- Crawl Space
- Heating
- Other
- A/C
- None
- Exterior
- Vinyl Siding
- Foundation
- Concrete, Other
- Roof
- Unknown
- Sewer
- Sewer
- Property tax
- $3,904 / 2025
- Days on market
- 48
- Listing brokerage
- THE REAL ESTATE OFFICE INC.
Rooms
w/o to deck · laminate
brick fireplace · laminate · large window
Listed at $688,000. Going by how homes in Keswick South have actually closed against their asking prices (about 97%, 44 local closings in 90 days), the likely sale price is near $664K, if it sells. A realistic range is $622K to $749K.
Independent value check: $694K. Without looking at the asking price, our model values the home itself in line with the ask (homes like it typically land between $650K and $727K).
Why $694K. The typical detached home sold in Keswick South over the past year went for about $800K (168 sales). What sets this one apart:
- ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $3,904 a year; the typical home sold here pays about $5,000.
- ▼ Lowers it4 bedrooms and 2 baths, against 3+1 and 3 typically.
- ▲ Raises itThe listing presents it as a home to renovate or rebuild.
- ▼ Lowers it slightly1 garage and 6 total parking spaces, against 2 and 5 typically.
Total price vs nearby homes. Likely closing about $664K, from 44 recent closings in this pocket.
The market behind the math:
About 0.8 months of inventory: 11 detached homes for sale in the area against 44 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $393/sqft against an area asking average of $588/sqft.
- Park / green-space backing. The listing says this home backs onto or abuts a park or green space. That privacy is priced into the comparison. What is actually behind the fence, and how the lot sits against it, is my in-person call.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 44 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $658K. Condition and finishes remain an in-person call.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
- Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit
The assigned public school is Lake Simcoe PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Based on 44 comparable homes that sold in Keswick South over the past two years, from 359 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $694K, which is where my estimate comes from.
Per square foot, these ask about $735/sqft; this home lists at $393/sqft. Size is part of the price story, not just the sticker.
The 4 closest active listings nearby.
See all comparable homesNeighbourhood & location
Keswick South, Georgina, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Georgina.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 25, 2026); conventional rates run a little higher.
Mortgage amount $550,400 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,043
- Property tax
- $325
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,369
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $10,235
- Estimated closing costs
- $10,235
Plus your down payment of $137,600. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $182,595
- Principal paid down
- $67,249
- Interest paid
- $115,347
- Balance remaining
- $483,151
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 48 whole-home leases in Keswick South signed at a median of $3,176 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,420. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of THE REAL ESTATE OFFICE INC.. MLS®/PropTx.