35 Harmony Hill Crescent, Richmond Hill, ON
Mill Pond, Richmond Hill · MLS® N13553728
About this home
*Premium Mill Pond Ravine Lot with over 64 ft Frontage *Approximately $600,000 in High-end Renovations * Approximately 5,000 SQF of living space * 5+2 Bedrooms, including 5 Ensuite Bedrooms,6 Full Bathrooms *An Impressive Grand Foyer with a Soaring Two-story Ceiling *Big Skylight Providing Abundant Natural Light * The Gourmet Kitchen Featuring a Large Center Island, Custom Cabinetry, High-End Stainless-Steel Appliances, Sleek Quartz Countertops * Main-floor Bedroom could be Home Office *The Oversized Primary Bedroom Serves as Custom-Designed Walk-in Closet and a Lavish 5pc Ensuite w/High-end Finishes * Two Fireplaces in the Family Room on Main Floor & Living Room in Basement * Professionally Finished Walk-out Basement Features Built-in Shelving, 2 Additional Bedrooms and 2 Full Bathrooms, a Full Kitchen, a Second Laundry, Potential In-Law Accommodations * Expansive SW-facing Windows throughout the Home overlook the Breathtaking Ravine Views * Heated Floors in Selected Areas (Master Bathroom on 2nd, Living Room & One Suite, Potential Laundry in Basement) * The Convenience of a Main-floor Laundry room * LED Pot Lights throughout * Owned Rinnai 95% High-Efficiency Tankless Water Heater * Epoxy-Coated Garage Floor for Durability and Easy Maintenance * Professionally Landscaped Front and Backyard w/Extensive Interlocking Stone, and Custom Stone Pathways along Both Sides of the Home* Double Decks overlooking the Ravine * Heated Driveway Parking for up to 10 Vehicles * Exceptional Privacy and a Serene Setting in One of the Community's Most Sought-after Locations * Highly Regarded School District-St.Theresa of Lisieux CHS & Alexander Mackenzie HS
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13553728
- Bedrooms
- 5+2 (7 total)
- Bathrooms
- 6
- Size
- 3000-3500 sq ft
- Lot
- 64.84 × 117.98 ft
- Cross streets
- Major Mackenzie Dr/ Bathurst St
- Parking
- 2 garage · 12 parking (attached)
- Basement
- Finished with Walk-Out
- Kitchens
- 2 (1 + 1)
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $10,109 / 2026
- Days on market
- 100
- Listing brokerage
- RIGHT AT HOME REALTY
Rooms
hardwood floor · walk-in closet(s) · 5 pc ensuite
laminate · 3 pc ensuite · walk-in closet(s)
hardwood floor · large window · 3 pc ensuite
porcelain floor · large window · open concept
hardwood floor · pot lights
ceramic floor · w/o to yard
hardwood floor · large window · 3 pc ensuite
centre island · porcelain floor · w/o to balcony
hardwood floor · large window · separate room
fireplace · hardwood floor · large window
Laminate
hardwood floor · open concept
laminate · large window · open concept
hardwood floor · large window
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price read
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $669/sqft; this home lists at $732/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Mill Pond, Richmond Hill, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Homes over $1.5M can't be insured, so 20% down or more is required.
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $1,904,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $10,528
- Property tax
- $842
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $11,370
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $45,975
- Estimated closing costs
- $45,975
Plus your down payment of $476,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $631,653
- Principal paid down
- $232,634
- Interest paid
- $399,019
- Balance remaining
- $1,671,366
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.