51 Lucida Court, Whitchurch-Stouffville, ON

Stouffville, Whitchurch-Stouffville · MLS® N13575068

$1,250,000
For Sale
Listed 94 days agoNo offer date statedSitting longer than typical
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4Bedrooms
3Bathrooms
2Garage · 8 parking
2000-2500Sq ft

About this home

In short

  • This Beautiful Home Welcome You With An Open Concept Layout, Upgraded Hardwood Floors, 9Ft Ceiling On Main Fl.
  • Fully Fenced Extra Wide Lot On Cul De Sac Street.
  • Close To New School/ Park, .No Sidewalk,, Landscape/Interlock In Front & Backyard. listing information

Excellent Location! This Beautiful Home Welcome You With An Open Concept Layout, Upgraded Hardwood Floors, 9Ft Ceiling On Main Fl. Fully Fenced Extra Wide Lot On Cul De Sac Street. Close To New School/ Park, .No Sidewalk,, Landscape/Interlock In Front & Backyard. listing information

Key facts

Property type
Detached, 2-Storey
MLS®
N13575068
Bedrooms
4
Bathrooms
3 (1 half)
Size
2000-2500 sq ft
Lot
32.66 × 94.29 ft
Cross streets
Hoover Park/York Durham Rd
Parking
2 garage · 8 parking (attached)
Driveway
Private Double
Basement
Full
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,600 / 2025
Days on market
94
Listing brokerage
EVERLAND REALTY INC.

Rooms

Bedroom 4Second3.17 × 3.05 m

broadloom · large window · large closet

Dining RoomMain4.88 × 3.23 m

hardwood floor · combined w/living

KitchenMain3.99 × 3.23 m

ceramic floor · stainless steel appl · breakfast bar

Primary BedroomSecond5.61 × 3.66 m

broadloom · 5 pc ensuite · walk-in closet(s)

Bedroom 2Second4.33 × 3.05 m

broadloom · large window · large closet

BreakfastMain4.14 × 2.74 m

ceramic floor · bay window · combined w/kitchen

Bedroom 3Second3.53 × 3.23 m

broadloom · large window · large closet

Family RoomMain5.06 × 3.29 m

hardwood floor · large window · fireplace

Living RoomMain4.88 × 3.23 m

hardwood floor · combined w/dining

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rural Whitchurch-Stouffville
$2.11M
Ballantrae
$1.77M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,697/mo
$235KIncome needed
5.3×Price ÷ income
$1,315Weekly cost
$21,475Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $5,697Property tax $467Total carry $6,164

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,529per month

Mortgage amount $1,000,000 · 4.49% over 25 years

$250,000Down payment (20.0%)
$1,000,000Loan before insurance
$0CMHC premium
$5,996Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,529
Property tax
$467
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$5,996

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$21,475
Estimated closing costs
$21,475

Plus your down payment of $250,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,692/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$658,751Total interest paid
$1,658,751Total of all payments
Principal $1,000,000 Interest $658,751
YearPrincipalInterestBalance
1$22,316$44,034$977,684
2$23,329$43,021$954,355
3$24,388$41,962$929,967
4$25,496$40,855$904,472
5$26,653$39,697$877,818
6$27,863$38,487$849,955
7$29,128$37,222$820,827
8$30,451$35,899$790,376
9$31,834$34,517$758,542
10$33,279$33,071$725,263
11$34,790$31,560$690,474
12$36,369$29,981$654,104
13$38,021$28,329$616,083
14$39,747$26,603$576,336
15$41,552$24,798$534,784
16$43,438$22,912$491,346
17$45,411$20,939$445,935
18$47,472$18,878$398,463
19$49,628$16,722$348,835
20$51,881$14,469$296,954
21$54,237$12,113$242,717
22$56,699$9,651$186,017
23$59,274$7,076$126,744
24$61,965$4,385$64,779
25$64,779$1,572$0

At the end of your 5-year term

Total paid over the term
$331,750
Principal paid down
$122,182
Interest paid
$209,569
Balance remaining
$877,818

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
3.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.0%
Gross yield
− Property tax $5,600− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $37,856

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of EVERLAND REALTY INC.. MLS®/PropTx.

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