46 Grayleaf Drive, Whitchurch-Stouffville, ON

Stouffville, Whitchurch-Stouffville · MLS® N13823924

$1,259,900
For Sale
Listed 25 days agoNo offer date stated
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4Bedrooms
3Bathrooms
2Garage · 4 parking
2000-2500Sq ft

About this home

In short

  • Welcome to 46 Grayleaf Drive, a beautifully appointed detached residence in one of Stouffville's most desirable family-oriented neighbourhoods.
  • Thoughtfully designed with both elegance and everyday functionality in mind, this spacious home offers refined principal rooms, rich hardwood flooring and a warm...
  • Upstairs, the expansive primary bedroom is a true retreat, featuring a walk-in closet and a spa-inspired 5-piece ensuite with dual vanities, a deep soaker tub and...
  • An expansive unfinished basement offers exceptional future potential for additional living space, recreation, gym, theatre or storage.
  • Ideally located close to highly regarded schools, parks, community amenities, shopping, restaurants, transit and Stouffville GO, this is a sophisticated yet highly...

Welcome to 46 Grayleaf Drive, a beautifully appointed detached residence in one of Stouffville's most desirable family-oriented neighbourhoods. Thoughtfully designed with both elegance and everyday functionality in mind, this spacious home offers refined principal rooms, rich hardwood flooring and a warm family room anchored by a striking fireplace with custom built-ins. The well-appointed kitchen features generous cabinetry, stone counters, stainless steel appliances, a centre island and a bright breakfast area with direct access to the professionally landscaped west facing backyard which is an entertainers dream! A convenient main-floor laundry room and functional mudroom provide everyday ease, complete with direct interior access to the two-car garage. Upstairs, the expansive primary bedroom is a true retreat, featuring a walk-in closet and a spa-inspired 5-piece ensuite with dual vanities, a deep soaker tub and separate glass shower. Generously sized secondary bedrooms offer excellent flexibility for family, guests or home office use, while the second bedroom enjoys the added luxury of a private balcony. The fully fenced backyard has been thoughtfully designed for low-maintenance outdoor living, with a large interlock patio, artificial turf, mature privacy hedging and multiple areas for dining, lounging and entertaining. An expansive unfinished basement offers exceptional future potential for additional living space, recreation, gym, theatre or storage. Ideally located close to highly regarded schools, parks, community amenities, shopping, restaurants, transit and Stouffville GO, this is a sophisticated yet highly livable home perfectly suited to today's modern family.

Key facts

Property type
Detached, 2-Storey
MLS®
N13823924
Bedrooms
4
Bathrooms
3 (1 half)
Size
2000-2500 sq ft
Lot
36.12 × 90.03 ft
Cross streets
Hoover/10th Line
Parking
2 garage · 4 parking (attached)
Basement
Full, Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$6,500 / 2026
Days on market
25
Listing brokerage
HARVEY KALLES REAL ESTATE LTD.

Rooms

RecreationLower10.00 × 10.00 m

3 pc bath · unfinished

Dining RoomMain4.71 × 3.29 m

hardwood floor · open concept · combined w/living

Bedroom 4Second3.34 × 3.32 m

hardwood floor · large closet · window

KitchenMain4.03 × 4.00 m

eat-in kitchen · centre island · w/o to garden

Family RoomMain4.55 × 3.49 m

gas fireplace · b/i shelves · overlooks backyard

Living RoomMain4.71 × 3.29 m

hardwood floor · open concept · combined w/dining

Bedroom 3Second4.85 × 3.18 m

hardwood floor · large window · large closet

Bedroom 2Second3.58 × 3.36 m

semi ensuite · hardwood floor · w/o to balcony

Primary BedroomSecond5.54 × 5.20 m

5 pc ensuite · hardwood floor · walk-in closet(s)

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rural Whitchurch-Stouffville
$2.11M
Ballantrae
$1.77M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,742/mo
$239KIncome needed
5.3×Price ÷ income
$1,325Weekly cost
$21,673Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $5,742Property tax $542Total carry $6,284

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,573per month

Mortgage amount $1,007,920 · 4.49% over 25 years

$251,980Down payment (20.0%)
$1,007,920Loan before insurance
$0CMHC premium
$6,115Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,573
Property tax
$542
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,115

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$21,673
Estimated closing costs
$21,673

Plus your down payment of $251,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,745/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$663,969Total interest paid
$1,671,889Total of all payments
Principal $1,007,920 Interest $663,969
YearPrincipalInterestBalance
1$22,492$44,383$985,428
2$23,514$43,362$961,914
3$24,581$42,294$937,332
4$25,697$41,178$911,635
5$26,864$40,011$884,771
6$28,084$38,792$856,687
7$29,359$37,516$827,328
8$30,692$36,183$796,636
9$32,086$34,790$764,550
10$33,542$33,333$731,008
11$35,065$31,810$695,942
12$36,658$30,218$659,285
13$38,322$28,554$620,963
14$40,062$26,814$580,901
15$41,881$24,995$539,020
16$43,782$23,093$495,238
17$45,770$21,105$449,467
18$47,848$19,027$401,619
19$50,021$16,855$351,598
20$52,292$14,583$299,306
21$54,666$12,209$244,639
22$57,148$9,727$187,491
23$59,743$7,132$127,747
24$62,456$4,420$65,292
25$65,292$1,584$0

At the end of your 5-year term

Total paid over the term
$334,378
Principal paid down
$123,149
Interest paid
$211,229
Balance remaining
$884,771

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
2.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

4.0%
Gross yield
− Property tax $6,500− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $36,956

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HARVEY KALLES REAL ESTATE LTD.. MLS®/PropTx.

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