1909-55 Oneida Crescent, Richmond Hill, ON

Langstaff, Richmond Hill · MLS® N13575582

$602,000
For Sale
Listed 94 days agoNo offer date statedSitting longer than typical
Request a showing
◎ Directions
2+1Bedrooms
2Bathrooms
1Garage
900-999Sq ft

About this home

In short

  • Welcome to this exceptional 2-bedroom + den corner suite - Remodeled Bathrooms, Designed walled and paint, on the 19th floor-the highest residential level below the...
  • This bright, sun-filled unit offers spectacular unobstructed views, a spacious open-concept layout, and a large private balcony perfect for relaxing or entertaining.
  • Ideally located in the heart of Richmond Hill, just steps to Richmond Hill Centre, Viva Transit, GO Bus Terminal, shopping, restaurants, parks, Hillcrest Mall, and...
  • Enjoy quick access to Highways 404, 407, and Highway 7, making commuting effortless.
  • Residents enjoy resort-style amenities including an indoor pool, fully equipped fitness centre, rooftop garden with BBQ areas, party room, meeting room, and more.

Welcome to this exceptional 2-bedroom + den corner suite - Remodeled Bathrooms, Designed walled and paint, on the 19th floor-the highest residential level below the penthouses! This bright, sun-filled unit offers spectacular unobstructed views, a spacious open-concept layout, and a large private balcony perfect for relaxing or entertaining.Ideally located in the heart of Richmond Hill, just steps to Richmond Hill Centre, Viva Transit, GO Bus Terminal, shopping, restaurants, parks, Hillcrest Mall, and everyday conveniences. Enjoy quick access to Highways 404, 407, and Highway 7, making commuting effortless.Residents enjoy resort-style amenities including an indoor pool, fully equipped fitness centre, rooftop garden with BBQ areas, party room, meeting room, and more.Extras: Stainless steel fridge, stove, built-in dishwasher, built-in microwave, in-suite washer & dryer, and granite countertops.An outstanding opportunity to own a premium corner suite in one of Richmond Hill's most sought-after locations. Don't miss it! SHOW WITH CONFIDENT.

Key facts

Property type
Condo Apartment, Apartment
MLS®
N13575582
Bedrooms
2+1 (3 total)
Bathrooms
2
Size
900-999 sq ft
Cross streets
YONGE & HWY 7
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Other
Maintenance
$783/mo
Exposure
North East
Property tax
$3,309 / 2025
Days on market
94
Listing brokerage
RE/MAX REALTRON REALTY INC.
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Langstaff, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

South Richvale
$553K
Observatory
$550K
North Richvale
$643K
Doncrest
$570K
Harding
$514K

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,744/mo
$132KIncome needed
4.6×Price ÷ income
$633Weekly cost
$8,515Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

72%mortgage
Mortgage $2,744Property tax $276Condo fee $783Total carry $3,802

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,663per month

Mortgage amount $481,600 · 4.49% over 25 years

$120,400Down payment (20.0%)
$481,600Loan before insurance
$0CMHC premium
$3,722Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,663
Property tax
$276
Condo / maintenance fees
$783
Heating
$0
Estimated monthly cost
$3,722

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,515
Estimated closing costs
$8,515

Plus your down payment of $120,400. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,223/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$317,255Total interest paid
$798,855Total of all payments
Principal $481,600 Interest $317,255
YearPrincipalInterestBalance
1$10,747$21,207$470,853
2$11,235$20,719$459,618
3$11,745$20,209$447,872
4$12,279$19,676$435,594
5$12,836$19,118$422,757
6$13,419$18,535$409,338
7$14,028$17,926$395,310
8$14,665$17,289$380,645
9$15,331$16,623$365,314
10$16,027$15,927$349,287
11$16,755$15,199$332,532
12$17,516$14,439$315,017
13$18,311$13,643$296,706
14$19,142$12,812$277,564
15$20,011$11,943$257,552
16$20,920$11,034$236,632
17$21,870$10,084$214,762
18$22,863$9,091$191,900
19$23,901$8,053$167,999
20$24,986$6,968$143,013
21$26,120$5,834$116,892
22$27,306$4,648$89,586
23$28,546$3,408$61,040
24$29,842$2,112$31,197
25$31,197$757$0

At the end of your 5-year term

Total paid over the term
$159,771
Principal paid down
$58,843
Interest paid
$100,928
Balance remaining
$422,757

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
3.2%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.1%
Gross yield
− Property tax $3,309− Condo fees $9,390− Insurance $600− Vacancy & upkeep $4,026Net operating income $19,275

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

CallRequest a showing