1010-23 Oneida Crescent, Richmond Hill, ON

Langstaff, Richmond Hill · MLS® N13849440

$580,000
For Sale
Listed 18 days agoNo offer date stated
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2Bedrooms
2Bathrooms
1Garage
900-999Sq ft

About this home

In short

  • This bright and spacious 910 square foot 2-bedroom, 2-bathroom corner suite offers the perfect blend of modern convenience and unbeatable value in the heart of...
  • The location is an unmatched commuter's dream, sitting just a short walk to Langstaff GO Station and the Richmond Hill Centre Transit Hub, with immediate access to...
  • The property includes 1 parking space and 1 storage locker.
  • Actual maintenance fee is $1,039, or $901.46 adjusted for comparison when removing the $137.54 value of the "included hydro/internet/TV", report available.

This bright and spacious 910 square foot 2-bedroom, 2-bathroom corner suite offers the perfect blend of modern convenience and unbeatable value in the heart of Richmond Hill. Freshly painted in a neutral designer palette and completely move-in ready, this home features a highly desirable split-bedroom layout for maximum privacy. This suite boasts a rare, completely unobstructed South-West exposure. Enjoy maximum natural sunlight all day long and stunning evening sunsets from your private balcony. Say goodbye to unpredictable monthly bills because the maintenance fees here are truly ALL-INCLUSIVE. The monthly fee covers hydro, electricity, heat, air conditioning, water, high-speed internet, and cable television. The building itself provides a premium lifestyle with access to top-tier amenities including a fully equipped gym, a billiards room, a library , a party room for private events, a dedicated car wash bay, visitor parking, and a secure entry with concierge security. The location is an unmatched commuter's dream, sitting just a short walk to Langstaff GO Station and the Richmond Hill Centre Transit Hub, with immediate access to Highway 7 and Highway 407. You can also walk to SilverCity Cinema, Walmart, Loblaws, and local restaurants. The property includes 1 parking space and 1 storage locker. Get it before it's gone! Actual maintenance fee is $1,039, or $901.46 adjusted for comparison when removing the $137.54 value of the "included hydro/internet/TV", report available.

Key facts

Property type
Condo Apartment, Apartment
MLS®
N13849440
Bedrooms
2
Bathrooms
2
Size
900-999 sq ft
Cross streets
Yonge And Hwy 7
Parking
1 garage (underground)
Basement
None
Heating
Fan Coil
A/C
Central Air
Exterior
Concrete
Maintenance
$901/mo
Exposure
South West
Property tax
$2,388 / 2025
Days on market
18
Listing brokerage
RIGHT AT HOME REALTY

Rooms

BedroomMain3.08 × 3.03 m

large closet · large window

Living RoomMain6.08 × 3.28 m

Combined w/Dining

Dining RoomMain6.08 × 3.28 m

Combined w/Living

Primary BedroomMain3.28 × 3.08 m

4 pc ensuite · large window · walk-in closet(s)

KitchenMain4.18 × 2.39 m

b/i appliances · eat-in kitchen · balcony

BreakfastMain4.18 × 2.39 m

Combined w/Kitchen

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Langstaff, Richmond Hill, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

South Richvale
$553K
Observatory
$550K
Doncrest
$570K
North Richvale
$643K
Harding
$514K

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,643/mo
$127KIncome needed
4.6×Price ÷ income
$610Weekly cost
$8,075Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%mortgage
Mortgage $2,643Property tax $199Condo fee $901Total carry $3,744

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,566per month

Mortgage amount $464,000 · 4.49% over 25 years

$116,000Down payment (20.0%)
$464,000Loan before insurance
$0CMHC premium
$3,666Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,566
Property tax
$199
Condo / maintenance fees
$901
Heating
$0
Estimated monthly cost
$3,666

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,075
Estimated closing costs
$8,075

Plus your down payment of $116,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,105/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$305,661Total interest paid
$769,661Total of all payments
Principal $464,000 Interest $305,661
YearPrincipalInterestBalance
1$10,355$20,432$453,645
2$10,825$19,962$442,821
3$11,316$19,470$431,505
4$11,830$18,957$419,675
5$12,367$18,419$407,308
6$12,929$17,858$394,379
7$13,516$17,271$380,864
8$14,129$16,657$366,734
9$14,771$16,016$351,964
10$15,441$15,345$336,522
11$16,143$14,644$320,380
12$16,875$13,911$303,504
13$17,642$13,145$285,863
14$18,443$12,344$267,420
15$19,280$11,506$248,140
16$20,155$10,631$227,985
17$21,071$9,716$206,914
18$22,027$8,759$184,887
19$23,027$7,759$161,859
20$24,073$6,714$137,787
21$25,166$5,621$112,621
22$26,309$4,478$86,312
23$27,503$3,283$58,809
24$28,752$2,035$30,057
25$30,057$729$0

At the end of your 5-year term

Total paid over the term
$153,932
Principal paid down
$56,692
Interest paid
$97,240
Balance remaining
$407,308

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,050/mo
$36,600Gross annual rent
3.2%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.3%
Gross yield
− Property tax $2,388− Condo fees $10,818− Insurance $600− Vacancy & upkeep $4,026Net operating income $18,768

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RIGHT AT HOME REALTY. MLS®/PropTx.

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