PH08-185 Oneida Crescent, Richmond Hill, ON

Langstaff, Richmond Hill · MLS® N13806156

$578,888
For Sale
Listed 30 days agoNo offer date stated
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2Bedrooms
2Bathrooms
2Garage
800-899Sq ft

About this home

In short

  • Welcome to this spacious 2-bedroom penthouse suite, offering approximately 845 sq.ft. in a prime Yonge St Hwy 7 location.
  • This bright and inviting unit features granite countertops, stainless steel appliances, 2 full washrooms, and modern finishes throughout.
  • Enjoy the added convenience of 2 parking spaces.
  • Ideally located just steps from transit, shopping, restaurants, and a wide range of amenities that Yonge & Hwy 7 has to offer.

Welcome to this spacious 2-bedroom penthouse suite, offering approximately 845 sq.ft. in a prime Yonge St * Hwy 7 location! This bright and inviting unit features granite countertops, stainless steel appliances, 2 full washrooms, and modern finishes throughout. Enjoy the added convenience of 2 parking spaces. Ideally located just steps from transit, shopping, restaurants, and a wide range of amenities that Yonge & Hwy 7 has to offer. An excellent opportunity for first-time buyers, downsizers, or investors. Don't miss this fantastic opportunity to own a bright and well-appointed penthouse suite in a highly convenient location!

Key facts

Property type
Condo Apartment, Apartment
MLS®
N13806156
Bedrooms
2
Bathrooms
2
Size
800-899 sq ft
Cross streets
Yonge & Hwy 7
Parking
2 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Concrete
Maintenance
$864/mo
Exposure
West
Property tax
$2,554 / 2026
Days on market
30
Listing brokerage
INTERCITY REALTY INC.

Rooms

Bedroom 2Flat2.64 × 2.65 m

Closet

Living RoomFlat3.35 × 6.40 m

combined w/dining · w/o to balcony · laminate

Primary BedroomFlat2.99 × 4.34 m

4 pc ensuite · walk-in closet(s) · laminate

KitchenFlat2.35 × 2.44 m

granite counters · stainless steel appl

Dining RoomFlat3.35 × 6.40 m

combined w/living · laminate

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Langstaff, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

South Richvale
$553K
Observatory
$550K
North Richvale
$643K
Doncrest
$570K
Harding
$514K

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,638/mo
$127KIncome needed
4.6×Price ÷ income
$609Weekly cost
$8,053Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

71%mortgage
Mortgage $2,638Property tax $213Condo fee $864Total carry $3,715

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,561per month

Mortgage amount $463,110 · 4.49% over 25 years

$115,778Down payment (20.0%)
$463,110Loan before insurance
$0CMHC premium
$3,637Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,561
Property tax
$213
Condo / maintenance fees
$864
Heating
$0
Estimated monthly cost
$3,637

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$8,053
Estimated closing costs
$8,053

Plus your down payment of $115,778. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,099/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$305,075Total interest paid
$768,185Total of all payments
Principal $463,110 Interest $305,075
YearPrincipalInterestBalance
1$10,335$20,393$452,776
2$10,804$19,924$441,972
3$11,294$19,433$430,677
4$11,807$18,920$418,870
5$12,343$18,384$406,527
6$12,904$17,824$393,623
7$13,490$17,238$380,133
8$14,102$16,625$366,031
9$14,742$15,985$351,289
10$15,412$15,316$335,877
11$16,112$14,616$319,766
12$16,843$13,884$302,922
13$17,608$13,120$285,315
14$18,407$12,320$266,907
15$19,243$11,484$247,664
16$20,117$10,611$227,547
17$21,030$9,697$206,517
18$21,985$8,742$184,532
19$22,983$7,744$161,549
20$24,027$6,701$137,522
21$25,118$5,610$112,405
22$26,258$4,469$86,147
23$27,450$3,277$58,696
24$28,697$2,031$30,000
25$30,000$728$0

At the end of your 5-year term

Total paid over the term
$153,637
Principal paid down
$56,584
Interest paid
$97,053
Balance remaining
$406,527

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
2.6%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.6%
Gross yield
− Property tax $2,554− Condo fees $10,367− Insurance $600− Vacancy & upkeep $3,564Net operating income $15,315

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of INTERCITY REALTY INC.. MLS®/PropTx.

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