616-185 Oneida Crescent, Richmond Hill, ON

Langstaff, Richmond Hill · MLS® N13788100

$552,800
For Sale
Listed 34 days agoNo offer date stated
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◎ Directions
2Bedrooms
2Bathrooms
1Garage
800-899Sq ft

About this home

In short

  • Royal Bayview Condos located in the heart of Richmond Hill, small, well maintained building .
  • This unit features 2 good size bedrooms, 2 full bathrooms , Open concept Living/Dining with laminate floors and walk out to a balcony.
  • Ideally located in the highly convenient Yonge & Hwy 7 neighbourhood, within walking distance to Langstaff GO Station, VIVA and York Regional Transit, and just steps...
  • This unit is presently tenanted.
  • The tenant lives in this unit for over 7 years and would be interested to stay( an incredible tenant , never missed a payment , very cooperative).

Royal Bayview Condos located in the heart of Richmond Hill, small, well maintained building . This unit features 2 good size bedrooms, 2 full bathrooms , Open concept Living/Dining with laminate floors and walk out to a balcony. Kitchen boast ceramic floors, granite countertops, ceramic backsplash and breakfast bar. Primary bedroom offers laminate flooring, 4 piece ensuite and a walk in closet. This Beautifully appointed 2 bdrm, 2 bath unit offers thoughtfully designed living space with a functional and spacious layout, the open balcony has a nice view of Gazebo and green space. Laminate Flooring throughout the unit adds warmth and sophistication. Residents enjoy an impressive collection of Building Amenities, including a wellness centre, fitness room, party rm, virtual golf, library and more. Ideally located in the highly convenient Yonge & Hwy 7 neighbourhood, within walking distance to Langstaff GO Station, VIVA and York Regional Transit, and just steps to Schools. Enjoy easy access to Hwy 407, Restaurants, Shopping, entertainment, Future Subway and everyday amenities. This unit is presently tenanted. The tenant lives in this unit for over 7 years and would be interested to stay( an incredible tenant , never missed a payment , very cooperative).This unit is great for first time buyer, downsizing or as an investment. One of the owners is a Registered Real Estate Salesperson. Motivated Seller, try an offer. Preferable closing is January 2027 or TBA.

Key facts

Property type
Condo Apartment, Apartment
MLS®
N13788100
Bedrooms
2
Bathrooms
2
Size
800-899 sq ft
Cross streets
Yonge and Hwy 7
Parking
1 garage (underground)
Basement
None
Heating
Forced Air
A/C
Central Air
Exterior
Brick, Concrete
Foundation
Concrete
Roof
Asphalt Shingle
Maintenance
$770/mo
Exposure
North West
Property tax
$2,277 / 2025
Days on market
34
Listing brokerage
REMAX YOUR COMMUNITY REALTY

Rooms

Bedroom 2Flat3.33 × 2.62 m

closet · laminate · large window

Living RoomFlat4.72 × 3.34 m

combined w/dining · laminate · w/o to balcony

Dining RoomFlat4.72 × 3.34 m

combined w/living · laminate · open concept

KitchenFlat2.45 × 2.21 m

ceramic backsplash · ceramic floor · breakfast bar

Primary BedroomFlat4.21 × 2.98 m

walk-in closet(s) · 3 pc ensuite · laminate

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Langstaff, Richmond Hill, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

South Richvale
$553K
Observatory
$550K
North Richvale
$643K
Doncrest
$570K
Harding
$514K

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,519/mo
$120KIncome needed
4.6×Price ÷ income
$581Weekly cost
$7,531Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

72%mortgage
Mortgage $2,519Property tax $190Condo fee $770Total carry $3,479

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,445per month

Mortgage amount $442,240 · 4.49% over 25 years

$110,560Down payment (20.0%)
$442,240Loan before insurance
$0CMHC premium
$3,405Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,445
Property tax
$190
Condo / maintenance fees
$770
Heating
$0
Estimated monthly cost
$3,405

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,531
Estimated closing costs
$7,531

Plus your down payment of $110,560. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,960/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$291,326Total interest paid
$733,566Total of all payments
Principal $442,240 Interest $291,326
YearPrincipalInterestBalance
1$9,869$19,474$432,371
2$10,317$19,026$422,054
3$10,785$18,557$411,269
4$11,275$18,068$399,994
5$11,787$17,556$388,206
6$12,322$17,020$375,884
7$12,882$16,461$363,002
8$13,467$15,876$349,536
9$14,078$15,265$335,458
10$14,717$14,625$320,741
11$15,385$13,957$305,355
12$16,084$13,259$289,271
13$16,814$12,528$272,457
14$17,578$11,765$254,879
15$18,376$10,967$236,503
16$19,210$10,132$217,293
17$20,082$9,260$197,210
18$20,994$8,348$176,216
19$21,947$7,395$154,269
20$22,944$6,399$131,325
21$23,986$5,357$107,339
22$25,075$4,268$82,264
23$26,213$3,129$56,051
24$27,403$1,939$28,648
25$28,648$695$0

At the end of your 5-year term

Total paid over the term
$146,713
Principal paid down
$54,034
Interest paid
$92,680
Balance remaining
$388,206

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

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Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,700/mo
$32,400Gross annual rent
3.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.9%
Gross yield
− Property tax $2,277− Condo fees $9,238− Insurance $600− Vacancy & upkeep $3,564Net operating income $16,721

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.

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