4 Lyons Lane, Georgina, ON

Historic Lakeshore Communities, Georgina · MLS® N13601362

$1,348,000
For Sale
Listed 59 days agoNo offer date stated
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3+1Bedrooms
6Bathrooms
2Garage · 8 parking
2000-2500Sq ft

About this home

In short

  • Welcome to this unique custom-built home on desirable Lyons Lane, just minutes from Franklin Beach, De La Salle Beach, and beautiful Lake Simcoe.
  • The main residence features a bright and spacious layout with a cathedral ceiling, gas fireplace, and walkout from the living room to the deck.
  • The main-floor primary bedroom includes a walk-in closet and 4-piece ensuite.
  • The fully finished basement has a separate entrance and contains two separate spaces: a one-bedroom unit and a bachelor unit, which may also be used as a recreation room.
  • The detached, insulated double garage includes a 60-amp panel, woodstove, and a finished guest or recreation space with a 3-piece ensuite.

Welcome to this unique custom-built home on desirable Lyons Lane, just minutes from Franklin Beach, De La Salle Beach, and beautiful Lake Simcoe. The property also offers access to two private lake areas. The main residence features a bright and spacious layout with a cathedral ceiling, gas fireplace, and walkout from the living room to the deck. The main-floor primary bedroom includes a walk-in closet and 4-piece ensuite. A formal dining room adds to the home's functionality. Plumbing and electrical connections are already in place for a second main-floor laundry area, ready for the installation of a washer and dryer. Upstairs, the generously sized bedrooms are connected by an open hallway overlooking the living room. The fully finished basement has a separate entrance and contains two separate spaces: a one-bedroom unit and a bachelor unit, which may also be used as a recreation room. The detached, insulated double garage includes a 60-amp panel, woodstove, and a finished guest or recreation space with a 3-piece ensuite. This versatile area may offer potential for AirBnB use, subject to applicable approvals and the buyer's own due diligence. The drywall may also be removed to convert the space back for additional garage use. Situated on a generously sized lot, the property features a covered front verandah and established perennial gardens. There is also potential to expand the upper-level bedroom space or closets. Buyer to complete their own due diligence.

Key facts

Property type
Detached, 2-Storey
MLS®
N13601362
Bedrooms
3+1 (4 total)
Bathrooms
6 (1 half)
Size
2000-2500 sq ft
Lot
67.91 × 134.41 ft
Cross streets
LAKE DR. EAST & LYONS LANE
Parking
2 garage · 8 parking (detached)
Driveway
Available, Private
Basement
Separate Entrance, Full, Walk-Up, Finished
Heating
Forced Air
A/C
Central Air
Exterior
Vinyl Siding
Foundation
Concrete Block
Roof
Shingles
Sewer
Sewer
Property tax
$5,710 / 2025
Days on market
59
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

Dining RoomMain3.86 × 3.25 m

hardwood floor · formal rm · large window

BedroomBasement3.00 × 2.50 m

hardwood floor · closet

Bedroom 3Second5.87 × 3.28 m

broadloom · closet · irregular room

BedroomMain2.59 × 2.92 m

ceramic floor · bay window · open concept

KitchenMain3.51 × 3.38 m

ceramic floor · granite counters · pantry

Primary BedroomMain5.79 × 3.33 m

broadloom · walk-in closet(s) · overlooks backyard

Living RoomBasement3.50 × 2.50 m

hardwood floor · 3 pc bath · combined w/dining

BathroomMain3.86 × 3.30 m

4 pc ensuite · soaking tub · separate shower

Exercise RoomBasement3.00 × 3.00 m

hardwood floor · 3 pc bath

LoftUpper4.88 × 3.45 m

hardwood floor · wet bar · large window

Bedroom 2Second5.23 × 3.23 m

broadloom · closet · irregular room

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.30Mlikely sale price

Listed at $1,348,000. Going by how homes in Historic Lakeshore Communities and the wider GTA have actually closed against their asking prices (about 97%, 18 local closings in 90 days), the likely sale price is near $1.30M, if it sells. A realistic range is $1.22M to $1.47M.

Independent value check: no figure for this home. Going only by the sales record, our model lands more than 25% below the ask. At that distance an automated figure has rarely been close to the eventual sale price, so we are not printing one. The usual reason is something the record cannot show: a rebuild, a second unit, or a lot or setting unlike the homes around it.

List price
$1.22MBelow recent closings$1.47MAbove recent closings

Total price vs nearby homes. Likely closing about $1.30M, from 18 recent closings in this pocket.

The market behind the math:

18sold nearby · 90 days
$873Kmedian sold price
94%of asking, on average
+4%prices vs a year ago
~35 dayshomes like this take to sell
59days on market so far
$3,820/moest. rent · 6 leases
3.4%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.5 months of inventory: 9 detached homes for sale in the area against 18 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $599/sqft against an area asking average of $548/sqft.

  • Separate-entrance basement apartment features. A finished 1 bed basement apartment with a separate entrance. A self-contained space for extended family, guests or potential income. In Historic Lakeshore Communities basements rarely rent out (5 of 55 recent detached leases were basement units), so buyers here treat a suite as family or nanny space rather than income. Value it for the living space, not the rent. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the Town of Georgina.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 18 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $908K. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Separate entrance / basement suite: rental or in-law income potential, if it is legally registered and retrofit-compliant. Income potential
  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Primary suite: a key comfort and resale feature. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Sutton District HS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Historic Lakeshore Communities, so I widened the search to the surrounding area.

Based on 18 comparable homes that sold in Historic Lakeshore Communities over the past two years, from 134 closings there.

What sellers nearby are askingCurrently listed nearby in Historic Lakeshore Communities · asking prices
$1.51Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $1.19M, which is where my estimate comes from.

Per square foot, these ask about $699/sqft; this home lists at $599/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 7 active listings nearby.

See all comparable homes
1.35MThis home1.23M1.32M1.60M1.95M1.44MThis home vs active comparables

Neighbourhood & location

Historic Lakeshore Communities, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Sutton & Jackson's Point
$776K
Keswick North
$995K
Virginia
$609K
Baldwin
$1.05M
Keswick South
$827K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Deer Park PS
35%
Deer Park PSPublic · Elementary · JK-8 · 7.8 km awayBelow the GTA average · 35% meet the provincial standard
St. BernadetteEQAO results not published

Affordability & Mortgage

Affordability
$6,144/mo
$252KIncome needed
5.3×Price ÷ income
$1,418Weekly cost
$23,435Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $6,144Property tax $476Total carry $6,620

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.39%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.24% via Ratehub.ca (as of September 22, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,903per month

Mortgage amount $1,078,400 · 4.39% over 25 years

$269,600Down payment (20.0%)
$1,078,400Loan before insurance
$0CMHC premium
$6,379Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,903
Property tax
$476
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,379

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$23,435
Estimated closing costs
$23,435

Plus your down payment of $269,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.39%Qualifying rate
$7,152/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$692,465Total interest paid
$1,770,865Total of all payments
Principal $1,078,400 Interest $692,465
YearPrincipalInterestBalance
1$24,403$46,432$1,053,997
2$25,486$45,349$1,028,511
3$26,617$44,218$1,001,894
4$27,798$43,036$974,096
5$29,032$41,803$945,064
6$30,321$40,514$914,743
7$31,666$39,168$883,077
8$33,072$37,763$850,005
9$34,539$36,295$815,466
10$36,072$34,762$779,394
11$37,673$33,161$741,720
12$39,345$31,489$702,375
13$41,092$29,743$661,283
14$42,915$27,919$618,368
15$44,820$26,015$573,548
16$46,809$24,026$526,739
17$48,887$21,948$477,853
18$51,056$19,778$426,796
19$53,322$17,512$373,474
20$55,689$15,146$317,785
21$58,160$12,674$259,625
22$60,742$10,093$198,884
23$63,437$7,397$135,446
24$66,253$4,582$69,193
25$69,193$1,641$0

At the end of your 5-year term

Total paid over the term
$354,173
Principal paid down
$133,336
Interest paid
$220,837
Balance remaining
$945,064

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 6 whole-home leases in Historic Lakeshore Communities$3,820/mo
$45,840Gross annual rent
2.5%Cap rate after taxes and upkeep
$3,515 to $4,396Typical rent range
~26 daysTo find a tenant, on average

About the suite: in Historic Lakeshore Communities basements rarely rent out (5 of 55 recent detached leases were basement units), so the figure above does not count it as income. Buyers here use a suite as family or nanny space.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 6 whole-home leases in Historic Lakeshore Communities signed at a median of $3,477 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $3,820. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.4%
Gross yield
− Property tax $5,710− Insurance $1,400− Vacancy & upkeep $5,042Net operating income $33,688

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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