21 Scotia Road, Georgina, ON
Sutton & Jackson's Point, Georgina · MLS® N13602752
About this home
In short
- Experience the best of Georgina living at 21 Scotia Road.
- Situated in the desirable Sutton community, this stunning 4+1 bedroom, 5-bathroom home offers over 2,600 sq. ft. of beautifully finished living space backing onto a...
- The bright, open-concept design is perfect for family living and entertaining, while the fully finished basement with a separate entrance, kitchenette, recreation...
- Close to schools, shopping, restaurants, and everyday amenities, this is a rare opportunity to enjoy luxury, nature, and convenience in one of Georgina's most...
Experience the best of Georgina living at 21 Scotia Road. Situated in the desirable Sutton community, this stunning 4+1 bedroom, 5-bathroom home offers over 2,600 sq. ft. of beautifully finished living space backing onto a peaceful ravine for added privacy and scenic views. The bright, open-concept design is perfect for family living and entertaining, while the fully finished basement with a separate entrance, kitchenette, recreation area, bedroom, and full bath provides exceptional flexibility for extended family, guests, or potential income opportunities. Ideally located just minutes from Lake Simcoe, Sibbald Point Provincial Park, beaches, swimming, hiking trails, parks, and abundant green space, this home offers an unparalleled lifestyle for outdoor enthusiasts. Close to schools, shopping, restaurants, and everyday amenities, this is a rare opportunity to enjoy luxury, nature, and convenience in one of Georgina's most sought-after neighbourhoods.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13602752
- Bedrooms
- 4+1 (5 total)
- Bathrooms
- 5 (1 half)
- Size
- 2500-3000 sq ft
- Lot
- 37.69 × 321.87 ft
- Cross streets
- Dalton Rd / Black River Rd
- Parking
- 2 garage · 6 parking (attached)
- Basement
- Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick Veneer, Stone
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $7,617 / 2025
- Days on market
- 87
- Listing brokerage
- CMI REAL ESTATE INC.
Rooms
5 Pc Ensuite
4 Pc Ensuite
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
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The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $344/sqft; this home lists at $345/sqft. Size is part of the price story, not just the sticker.
The 5 closest active listings nearby.
See all comparable homesNeighbourhood & location
Sutton & Jackson's Point, Georgina, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Georgina.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $759,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $4,198
- Property tax
- $635
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,832
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $15,455
- Estimated closing costs
- $15,455
Plus your down payment of $189,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $251,865
- Principal paid down
- $92,760
- Interest paid
- $159,105
- Balance remaining
- $666,440
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CMI REAL ESTATE INC.. MLS®/PropTx.