447 Loretta Crescent, Whitchurch-Stouffville, ON
Stouffville, Whitchurch-Stouffville · MLS® N13610162
About this home
In short
- Exceptional Investment & Development Opportunity In The Heart Of Stouffville.
- Situated On A Premium 60' x 120' Lot, This Charming 3+2-Bedroom, 2-Bath Bungalow Offers Incredible Potential For End Users, Investors And Developers Alike.
- Features A Bright Open Concept Living And Dining Area, A Spacious Primary Bedroom, Plus A Finished Basement Walk Up Basement.
- Adjacent Lands May Also Be Available, Offering The Potential For A Larger Development Opportunity.
Exceptional Investment & Development Opportunity In The Heart Of Stouffville! Situated On A Premium 60' x 120' Lot, This Charming 3+2-Bedroom, 2-Bath Bungalow Offers Incredible Potential For End Users, Investors And Developers Alike. Ideally Located Just Steps To Historic Main Street, Boutique Shops, Restaurants, Schools, Parks, Transit And Everyday Amenities, This Property Is Positioned In One Of York Region's Most Desirable And Fastest Growing Communities. Features A Bright Open Concept Living And Dining Area, A Spacious Primary Bedroom, Plus A Finished Basement Walk Up Basement. Adjacent Lands May Also Be Available, Offering The Potential For A Larger Development Opportunity. A Rare Opportunity To Secure A Prime Property With Outstanding Long Term Investment And Redevelopment Potential.
Key facts
- Property type
- Detached, Bungalow-Raised
- MLS®
- N13610162
- Bedrooms
- 3+2 (5 total)
- Bathrooms
- 2
- Size
- 1100-1500 sq ft
- Lot
- 60.25 × 120.14 ft
- Cross streets
- Main St/Tenth Line
- Parking
- 1 garage · 5 parking (attached)
- Driveway
- Private
- Basement
- Finished, Walk-Up
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Shingles
- Sewer
- Sewer
- Property tax
- $4,699 / 2025
- Days on market
- 84
- Listing brokerage
- RE/MAX REALTRON REALTY INC.
Rooms
broadloom · pot lights · above grade window
hardwood floor · closet · large window
concrete floor · overlooks backyard · above grade window
broadloom · closet · above grade window
hardwood floor · combined w/living · open concept
w/o to deck · overlooks backyard · large window
hardwood floor · double closet · large window
hardwood floor · closet · large window
hardwood floor · combined w/dining · large window
broadloom · closet · above grade window
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price read
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $738/sqft; this home lists at $692/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Stouffville, Whitchurch-Stouffville, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $719,910 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,981
- Property tax
- $392
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,372
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $14,473
- Estimated closing costs
- $14,473
Plus your down payment of $179,978. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $238,830
- Principal paid down
- $87,960
- Interest paid
- $150,871
- Balance remaining
- $631,951
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.