340 Boyer Street, Whitchurch-Stouffville, ON

Stouffville, Whitchurch-Stouffville · MLS® N13862658

$929,000
For Sale
Listed 14 days agoNo offer date stated
Request a showing
◎ Directions
3+1Bedrooms
2Bathrooms
1Garage · 4 parking
1100-1500Sq ft

About this home

In short

  • Nestled in an established area of Town , all brick raised bungalow with attached garage sits on private lot with mature trees.
  • The main level is bright and airy with a functional layout, renovated kitchen overlooks dining area .
  • Versatile 3+1 bedrooms perfect for a growing family .The basement comes complete with separate rear entrance and expansive rec room, bedroom ,storage and dedicated...

Nestled in an established area of Town , all brick raised bungalow with attached garage sits on private lot with mature trees. The main level is bright and airy with a functional layout, renovated kitchen overlooks dining area . Large living room with bay window and laminate floors .Spacious family room with floor to ceiling brick fireplace with electric insert. Versatile 3+1 bedrooms perfect for a growing family .The basement comes complete with separate rear entrance and expansive rec room, bedroom ,storage and dedicated laundry /bathroom. Conveniently located close Go train, Schools, Shops, Parks ,Walking trails and Rec centre.

Key facts

Property type
Detached, Bungalow-Raised
MLS®
N13862658
Bedrooms
3+1 (4 total)
Bathrooms
2
Size
1100-1500 sq ft
Lot
87.73 × 97.57 ft
Cross streets
MAIN/TENTH
Parking
1 garage · 4 parking (attached)
Basement
Finished, Separate Entrance
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,234 / 2026
Days on market
14
Listing brokerage
GALLO REAL ESTATE LTD.

Rooms

LaundryBasement3.33 × 3.02 m

3 Pc Bath

BedroomMain2.67 × 2.54 m

laminate · closet

BedroomMain2.78 × 2.62 m

hardwood floor · closet

Living RoomMain5.80 × 3.60 m

laminate · bay window

BedroomBasement5.92 × 3.05 m

Closet

KitchenMain3.30 × 3.15 m

laminate · pass through

BedroomMain3.96 × 2.70 m

hardwood floor · closet

RecreationBasement5.20 × 3.60 m

Laminate

Family RoomMain6.98 × 3.96 m

electric fireplace · broadloom

Dining RoomMain3.30 × 2.60 m

Laminate

Our TakeTeam Asgarian · Broker
A small discount is typical
$906Klikely sale price

Listed at $929,000. Going by how homes in Stouffville have actually closed against their asking prices (about 98%, 57 local closings in 90 days), the likely sale price is near $906K, if it sells. A realistic range is $849K to $1.02M.

Independent value check: $927K. Without looking at the asking price, our model values the home itself in line with the ask (homes like it typically land between $869K and $972K).

Why $927K. The typical detached home sold in Stouffville over the past year went for about $1.20M (252 sales). What sets this one apart:

  • ▼ Lowers it stronglyIt is 1,100 to 1,500 sq ft; the typical home sold here is 2,000 to 2,500.
  • ▼ Lowers itIts tax bill, which follows the city's own assessment, is $5,234 a year; the typical home sold here pays about $6,000.
  • ▼ Lowers it3+1 bedrooms and 2 baths, against 4+1 and 4 typically.
  • ▼ Lowers it slightly1 garage and 4 total parking spaces, against 2 and 4 typically.
List price
$849KBelow recent closings$1.02MAbove recent closings

Total price vs nearby homes. Likely closing about $906K, from 57 recent closings in this pocket.

The market behind the math:

57sold nearby · 90 days
$1.17Mmedian sold price
97%of asking, on average
−7%prices vs a year ago
~36 dayshomes like this take to sell
14days on market so far
$2,758/moest. rent · 45 leases
3.6%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 3.5 months of inventory: 66 detached homes for sale in the area against 57 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $715/sqft against an area asking average of $622/sqft.

  • Separate-entrance basement apartment features. A finished 1 bed basement apartment with a separate entrance. A self-contained space for extended family, guests or potential income. Basements do rent in Stouffville: 37 of the 228 detached leases here lately were basement units, around $1,800 a month. That makes the suite real income. Second-suite retrofit status is not verified. A buyer intending to rent should confirm requirements with the Town of Whitchurch-Stouffville.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 57 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $919K. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
Read this with carewhy it’s an estimate, not an appraisal

There were not many closely comparable homes right in Stouffville, so I widened the search to the surrounding area.

Based on 57 comparable homes that sold in Stouffville over the past two years, from 483 closings there.

What sellers nearby are askingCurrently listed nearby in Stouffville · asking prices
$950kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $731/sqft; this home lists at $715/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
929kThis home900k1.05M900kThis home vs active comparables

Sold price trend

Median sold price for detached homes in Stouffville: $1.17M in September 2026, down 1% from a year ago, on 249 closings in 12 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.26M31
November 2025$1.15M32
December 2025$1.23M14
January 2026$1.28M12
February 2026$1.21M13
March 2026$1.29M15
April 2026$1.19M18
May 2026$1.08M22
June 2026$1.20M23
July 2026$1.13M26
August 2026$1.23M22
September 2026$1.17M21

Neighbourhood & location

Stouffville, Whitchurch-Stouffville, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Rural Whitchurch-Stouffville
$2.11M
Ballantrae
$1.77M

Typical asking price of active listings of the same type, per area (outliers removed). Whitchurch-Stouffville.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,234/mo
$179KIncome needed
5.2×Price ÷ income
$977Weekly cost
$15,055Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $4,234Property tax $436Total carry $4,670

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,109per month

Mortgage amount $743,200 · 4.49% over 25 years

$185,800Down payment (20.0%)
$743,200Loan before insurance
$0CMHC premium
$4,545Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,109
Property tax
$436
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,545

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,055
Estimated closing costs
$15,055

Plus your down payment of $185,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,974/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$489,584Total interest paid
$1,232,784Total of all payments
Principal $743,200 Interest $489,584
YearPrincipalInterestBalance
1$16,585$32,726$726,615
2$17,338$31,973$709,277
3$18,125$31,186$691,152
4$18,948$30,363$672,203
5$19,809$29,503$652,395
6$20,708$28,603$631,687
7$21,648$27,663$610,038
8$22,631$26,680$587,407
9$23,659$25,653$563,749
10$24,733$24,578$539,016
11$25,856$23,456$513,160
12$27,030$22,282$486,130
13$28,257$21,054$457,873
14$29,540$19,771$428,333
15$30,881$18,430$397,452
16$32,283$17,028$365,168
17$33,749$15,562$331,419
18$35,282$14,030$296,138
19$36,883$12,428$259,254
20$38,558$10,753$220,696
21$40,309$9,003$180,387
22$42,139$7,172$138,248
23$44,052$5,259$94,196
24$46,052$3,259$48,143
25$48,143$1,168$0

At the end of your 5-year term

Total paid over the term
$246,557
Principal paid down
$90,805
Interest paid
$155,752
Balance remaining
$652,395

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 45 whole-home leases in Stouffville$2,758/mo
$33,096Gross annual rent
2.5%Cap rate after taxes and upkeep
$2,610 to $3,109Typical rent range
~34 daysTo find a tenant, on average

The suite is real income here: basements rent in Stouffville (37 of 228 recent detached leases were basement units, around $1,800 a month). The figure above is the whole house on one lease; rented as two units, the suite alone brings about $1,800 a month on top of the upper floors. Permitted use is worth confirming with the city.

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 45 whole-home leases in Stouffville signed at a median of $3,200 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,758. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

3.6%
Gross yield
− Property tax $5,234− Insurance $1,400− Vacancy & upkeep $3,641Net operating income $22,821

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of GALLO REAL ESTATE LTD.. MLS®/PropTx.

CallRequest a showing