169 Trayborn Drive, Richmond Hill, ON

Mill Pond, Richmond Hill · MLS® N13621332

$999,900
For Sale
Listed 81 days agoNo offer date statedSitting longer than typical
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3Bedrooms
2Bathrooms
2Garage · 6 parking
1100-1500Sq ft

About this home

In short

  • Solid home and priced to sell.
  • Hardwood flrs, gas fireplace, Lg Windows, walk in to double garage, solid structure.
  • Kitchen & Bathrooms were updated aprox 20 yrs back.
  • Minutes walk to Catholic School in beautiful Mill Pond Neighbourhood.
  • Can park 4 cars on driveway.

Solid home and priced to sell. Hardwood flrs, gas fireplace, Lg Windows, walk in to double garage, solid structure.Kitchen & Bathrooms were updated aprox 20 yrs back. Potential in-law suite with kitchen and bathroom and sept entrance door by garage that has been removed to make the garage ent larger.Minutes walk to Catholic School in beautiful Mill Pond Neighbourhood.Can park 4 cars on driveway.House could use TLC.

Key facts

Property type
Detached, Bungalow-Raised
MLS®
N13621332
Bedrooms
3
Bathrooms
2
Size
1100-1500 sq ft
Lot
52 × 105 ft
Cross streets
Yonge & Trayborn
Parking
2 garage · 6 parking (attached)
Driveway
Private
Basement
Finished
Kitchens
2 (1 + 1)
Heating
Forced Air
A/C
Central Air
Exterior
Brick Veneer, Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,756 / 2025
Days on market
81
Listing brokerage
RE/MAX HALLMARK REALTY LTD.

Rooms

RecreationBasement5.10 × 3.90 m
Bedroom 2Ground3.30 × 3.15 m

hardwood floor · closet · window

BedroomGround3.80 × 3.65 m

hardwood floor · closet · window

Living RoomGround8.00 × 3.90 m

combined w/dining · hardwood floor · large window

KitchenBasement4.10 × 2.80 m
KitchenGround3.80 × 3.60 m

walk-out · ceramic floor

Bedroom 3Ground3.30 × 3.15 m

hardwood floor · closet · window

Dining RoomGround8.00 × 3.90 m

combined w/living · gas fireplace · hardwood floor

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Mill Pond, Richmond Hill, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Westbrook
$1.58M
Crosby
$2.05M
North Richvale
$1.51M
Rouge Woods
$1.77M
Observatory
$2.02M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,557/mo
$193KIncome needed
5.2×Price ÷ income
$1,052Weekly cost
$16,473Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $4,557Property tax $480Total carry $5,037

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,423per month

Mortgage amount $799,920 · 4.49% over 25 years

$199,980Down payment (20.0%)
$799,920Loan before insurance
$0CMHC premium
$4,903Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,423
Property tax
$480
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,903

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,473
Estimated closing costs
$16,473

Plus your down payment of $199,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,353/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$526,948Total interest paid
$1,326,868Total of all payments
Principal $799,920 Interest $526,948
YearPrincipalInterestBalance
1$17,851$35,224$782,069
2$18,661$34,413$763,408
3$19,509$33,566$743,899
4$20,394$32,680$723,505
5$21,320$31,754$702,185
6$22,288$30,786$679,896
7$23,300$29,774$656,596
8$24,358$28,716$632,237
9$25,464$27,610$606,773
10$26,620$26,454$580,153
11$27,829$25,246$552,324
12$29,093$23,982$523,231
13$30,414$22,661$492,817
14$31,794$21,280$461,023
15$33,238$19,837$427,785
16$34,747$18,328$393,038
17$36,325$16,750$356,713
18$37,974$15,101$318,738
19$39,698$13,376$279,040
20$41,501$11,574$237,539
21$43,385$9,690$194,154
22$45,355$7,720$148,799
23$47,414$5,660$101,385
24$49,567$3,508$51,818
25$51,818$1,257$0

At the end of your 5-year term

Total paid over the term
$265,374
Principal paid down
$97,735
Interest paid
$167,638
Balance remaining
$702,185

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

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Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
1.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.8%
Gross yield
− Property tax $5,756− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $17,408

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK REALTY LTD.. MLS®/PropTx.

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