155 Centre Street, Richmond Hill, ON
Mill Pond, Richmond Hill · MLS® N13779074
About this home
In short
- Welcome home to 155 Centre St W - a lovely 3 bedroom, 1.5 bathroom, two storey home nestled on a spacious 72 x 114 foot private lot in the prestigious and sought...
- Continuing on, the modern open concept kitchen features stainless steel appliances, soapstone countertops, and reclaimed barn board flooring - a warm and inviting...
- The breakfast bar seats two and opens into the main floor addition family room, complete with cathedral ceilings, a gas fireplace, big windows, and a walk out to a...
Welcome home to 155 Centre St W - a lovely 3 bedroom, 1.5 bathroom, two storey home nestled on a spacious 72 x 114 foot private lot in the prestigious and sought after Mill Pond neighbourhood. Lovingly maintained and thoughtfully upgraded by long time owners, this home beautifully blends old world charm with modern convenience. Step inside to find a bright foyer that flows into the combined living and dining room, anchored by a real wood burning fireplace and large south facing windows that bathes the space in natural light. Continuing on, the modern open concept kitchen features stainless steel appliances, soapstone countertops, and reclaimed barn board flooring - a warm and inviting spot for cooking and entertaining. The breakfast bar seats two and opens into the main floor addition family room, complete with cathedral ceilings, a gas fireplace, big windows, and a walk out to a very private patio framed by nature. Upstairs, the king sized primary bedroom offers his and hers closets and lovely south exposure for plenty of morning and all day sun. All bedrooms are generously sized with large windows that pour in natural light. Below, a cozy rec room leads through to the laundry room and a second rec room/storage room at the rear, enjoying lowered floors that create extra ceiling height and a surprisingly spacious feel. An enclosed breezeway connects the home to the garage / workshop. The single car garage has been converted to a studio, but can easily be returned to traditional garage use if desired. Outside, the large, extremely private patio is a peaceful retreat where you can relax to the sounds of nature and unwind from the pace of city life. Ideally located within walking distance to schools, the hospital, public transit, and parks, and just minutes from shopping, groceries, restaurants, and more, this is a well cared for home filled with character that will truly feel like home.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13779074
- Bedrooms
- 3
- Bathrooms
- 2 (1 half)
- Size
- 1500-2000 sq ft
- Lot
- 72 × 114.41 ft
- Cross streets
- Yonge St & Major MacKenzie Dr
- Parking
- 1 garage · 5 parking (detached)
- Driveway
- Private Double
- Basement
- Full, Partially Finished
- Heating
- Baseboard
- A/C
- Wall Unit(s)
- Exterior
- Aluminum Siding
- Foundation
- Unknown
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Property tax
- $6,301 / 2026
- Days on market
- 35
- Listing brokerage
- ROYAL LEPAGE TERREQUITY REALTY
Rooms
open concept · stainless steel appl · breakfast bar
Broadloom
hardwood floor · large window
hardwood floor · fireplace · large window
hardwood floor · large window · closet
hardwood floor · combined w/living
vaulted ceiling(s) · w/o to patio · gas fireplace
hardwood floor · large window · closet
Vinyl Floor
hardwood floor · large window · his and hers closets
hardwood floor · closet
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
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For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleNothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.
Per square foot, these ask about $884/sqft; this home lists at $703/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesNeighbourhood & location
Mill Pond, Richmond Hill, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $983,920 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $5,440
- Property tax
- $525
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $5,965
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $21,073
- Estimated closing costs
- $21,073
Plus your down payment of $245,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $326,416
- Principal paid down
- $120,217
- Interest paid
- $206,199
- Balance remaining
- $863,703
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ROYAL LEPAGE TERREQUITY REALTY. MLS®/PropTx.