2 Oak Avenue, East Gwillimbury, ON

Holland Landing, East Gwillimbury · MLS® N13626826

$760,000
For Sale
Listed 80 days agoNo offer date statedSitting longer than typical
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2Bedrooms
1Bathrooms
4Parking
700Sq ft

About this home

In short

  • Attention to builders, investors or first-home buyers grants, this is an opportunity to build your dream house in the River Dr Park Community.
  • This corner Lot/house comes with a 1/4 moon Driveway and a 3rd entrance to the entire back yard.
  • This includes and very Mature Oak Tree estimated at 240yrs old with a Diameter of 15.5ft.
  • Most of this property is valued by land value (43729201)

Attention to builders, investors or first-home buyers grants, this is an opportunity to build your dream house in the River Dr Park Community. This corner Lot/house comes with a 1/4 moon Driveway and a 3rd entrance to the entire back yard. This includes and very Mature Oak Tree estimated at 240yrs old with a Diameter of 15.5ft. This lot is close to the Holland River, the Marina and sits between two extension for the Bradford Bypass. This home uses City-water, en-bridge natural gas, and Hydro-One for power. Investors will see the potential in this property. Most of this property is valued by land value (43729201)

Key facts

Property type
Detached, Bungalow
MLS®
N13626826
Bedrooms
2
Bathrooms
1
Size
700 sq ft
Lot
86 × 128 ft
Cross streets
Oak Ave and Queensvilleside road
Parking
4 parking
Driveway
Private
Basement
None
Heating
Baseboard
A/C
None
Exterior
Vinyl Siding
Foundation
Other
Roof
Shingles
Sewer
Septic
Property tax
$2,938 / 2025
Days on market
80
Listing brokerage
ANJIA REALTY

Rooms

KitchenMain2.90 × 3.13 m

window · backsplash

LaundryMain1.59 × 2.29 m
BathroomUpper2.16 × 2.51 m

4 pc bath · window

BathroomLower1.62 × 1.62 m

2 pc bath · window

Bedroom 4Upper3.42 × 3.35 m

broadloom · window · closet

Living RoomMain4.97 × 2.26 m
BathroomGround1.52 × 2.74 m
Bedroom 2Ground2.71 × 2.32 m
BedroomGround2.93 × 2.74 m
OfficeLower6.02 × 3.46 m

broadloom · bay window

Living RoomMain7.04 × 3.39 m

hardwood floor · bay window · w/o to balcony

Primary BedroomUpper3.39 × 3.87 m

large window · closet · hardwood floor

Dining RoomMain6.78 × 3.39 m

open concept · bay window · hardwood floor

RecreationLower6.35 × 3.72 m

broadloom · open concept · sliding doors

Bedroom 3Upper3.42 × 3.57 m

hardwood floor · closet · window

Dining RoomGround3.05 × 3.14 m
Bedroom 2Upper2.73 × 3.39 m

hardwood floor · closet · window

KitchenGround3.23 × 3.14 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Holland Landing · asking prices
$851kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $945/sqft; this home lists at $1,086/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
760kThis home799k1.09M665kThis home vs active comparables

Neighbourhood & location

Holland Landing, East Gwillimbury, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Queensville
$1.35M
Sharon
$1.55M
Rural East Gwillimbury
$2.19M
Mt Albert
$1.10M

Typical asking price of active listings of the same type, per area (outliers removed). East Gwillimbury.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,464/mo
$143KIncome needed
5.3×Price ÷ income
$799Weekly cost
$11,675Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $3,464Property tax $245Total carry $3,709

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,362per month

Mortgage amount $608,000 · 4.49% over 25 years

$152,000Down payment (20.0%)
$608,000Loan before insurance
$0CMHC premium
$3,607Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,362
Property tax
$245
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,607

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,675
Estimated closing costs
$11,675

Plus your down payment of $152,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,069/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$400,521Total interest paid
$1,008,521Total of all payments
Principal $608,000 Interest $400,521
YearPrincipalInterestBalance
1$13,568$26,773$594,432
2$14,184$26,157$580,248
3$14,828$25,513$565,420
4$15,501$24,840$549,919
5$16,205$24,136$533,714
6$16,941$23,400$516,773
7$17,710$22,631$499,063
8$18,514$21,827$480,549
9$19,355$20,986$461,194
10$20,234$20,107$440,960
11$21,152$19,189$419,808
12$22,113$18,228$397,695
13$23,117$17,224$374,579
14$24,166$16,175$350,412
15$25,263$15,077$325,149
16$26,411$13,930$298,738
17$27,610$12,731$271,129
18$28,863$11,478$242,265
19$30,174$10,167$212,092
20$31,544$8,797$180,548
21$32,976$7,365$147,572
22$34,473$5,868$113,099
23$36,038$4,302$77,060
24$37,675$2,666$39,385
25$39,385$955$0

At the end of your 5-year term

Total paid over the term
$201,704
Principal paid down
$74,286
Interest paid
$127,418
Balance remaining
$533,714

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.5%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.3%
Gross yield
− Property tax $2,938− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $11,148

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ANJIA REALTY. MLS®/PropTx.

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