29 Willow Street, East Gwillimbury, ON

Holland Landing, East Gwillimbury · MLS® N14091318

$799,000
For Sale
Listed 1 day agoNo offer date stated
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2Bedrooms
1Bathrooms
4Parking
700-1100Sq ft

About this home

In short

  • Attention Builders, Contractors & Investors.
  • Situated on a quiet dead-end street, this approximately 50 x 202 ft lot offers direct frontage on the Holland River, with waterway access to Lake Simcoe and beautiful...
  • The existing 2-bedroom bungalow features a deck on two sides, municipal water, and parking for up to 4 vehicles.
  • Property and existing structures are being sold in AS-IS condition.

Attention Builders, Contractors & Investors! Rare opportunity to own a waterfront property in Holland Landing! Situated on a quiet dead-end street, this approximately 50 x 202 ft lot offers direct frontage on the Holland River, with waterway access to Lake Simcoe and beautiful river views. Located across from conservation land, the property offers a peaceful setting with excellent potential for a custom dream home. The existing 2-bedroom bungalow features a deck on two sides, municipal water, and parking for up to 4 vehicles. Property and existing structures are being sold in AS-IS condition. Ideal for buyers looking to renovate, rebuild, or create their own waterfront retreat. A unique opportunity to secure a generously sized waterfront lot in a desirable location!

Key facts

Property type
Detached, Bungalow
MLS®
N14091318
Bedrooms
2
Bathrooms
1
Size
700-1100 sq ft
Lot
50.92 × 202.57 ft
Cross streets
Yonge St & Queensville Side Rd
Parking
4 parking
Driveway
Private
Basement
Crawl Space
Heating
Baseboard
A/C
Wall Unit(s)
Exterior
Vinyl Siding
Foundation
Concrete
Roof
Shingles
Sewer
Septic
Property tax
$3,308 / 2026
Days on market
1
Listing brokerage
INTERNATIONAL REALTY FIRM, INC.

Rooms

KitchenMain5.91 × 3.02 m

laminate · eat-in kitchen

Bedroom 2Main3.60 × 1.86 m

hardwood floor · closet

Living RoomMain5.73 × 4.75 m

hardwood floor · w/o to deck · overlook water

Primary BedroomMain3.44 × 2.44 m

hardwood floor · closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Holland Landing · asking prices
$853kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $876/sqft; this home lists at $888/sqft. Size is part of the price story, not just the sticker.

The 5 closest active listings nearby.

See all comparable homes
799kThis home760k1.09M900k665k850kThis home vs active comparables

Neighbourhood & location

Holland Landing, East Gwillimbury, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Queensville
$1.35M
Sharon
$1.55M
Rural East Gwillimbury
$2.19M
Mt Albert
$1.10M

Typical asking price of active listings of the same type, per area (outliers removed). East Gwillimbury.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,642/mo
$151KIncome needed
5.3×Price ÷ income
$840Weekly cost
$12,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $3,642Property tax $276Total carry $3,917

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,534per month

Mortgage amount $639,200 · 4.49% over 25 years

$159,800Down payment (20.0%)
$639,200Loan before insurance
$0CMHC premium
$3,810Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,534
Property tax
$276
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,810

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,455
Estimated closing costs
$12,455

Plus your down payment of $159,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,278/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$421,074Total interest paid
$1,060,274Total of all payments
Principal $639,200 Interest $421,074
YearPrincipalInterestBalance
1$14,264$28,147$624,936
2$14,912$27,499$610,024
3$15,589$26,822$594,435
4$16,297$26,114$578,138
5$17,037$25,374$561,102
6$17,810$24,601$543,291
7$18,619$23,792$524,672
8$19,464$22,947$505,208
9$20,348$22,063$484,860
10$21,272$21,139$463,588
11$22,238$20,173$441,351
12$23,247$19,164$418,103
13$24,303$18,108$393,800
14$25,406$17,005$368,394
15$26,560$15,851$341,834
16$27,766$14,645$314,068
17$29,026$13,384$285,042
18$30,344$12,067$254,697
19$31,722$10,689$222,975
20$33,162$9,248$189,813
21$34,668$7,743$155,145
22$36,242$6,169$118,902
23$37,888$4,523$81,015
24$39,608$2,803$41,406
25$41,406$1,005$0

At the end of your 5-year term

Total paid over the term
$212,055
Principal paid down
$78,098
Interest paid
$133,956
Balance remaining
$561,102

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$1,450/mo
$17,400Gross annual rent
1.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.2%
Gross yield
− Property tax $3,308− Insurance $1,400− Vacancy & upkeep $1,914Net operating income $10,778

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of INTERNATIONAL REALTY FIRM, INC.. MLS®/PropTx.

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