34 John Gary Drive, Markham, ON

Village Green-South Unionville, Markham · MLS® N13629956

$1,019,999
For Sale
Listed 79 days agoNo offer date statedSitting longer than typical
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3Bedrooms
3Bathrooms
1Garage · 2 parking
1500-2000Sq ft

About this home

In short

  • Welcome to this beautiful home offering over 1,700 square feet (excluding basement) of elegant, turnkey living space enhanced by energy-efficient vinyl casement...
  • The thoughtfully designed layout extends downward to a newly finished basement-complete with a convenient rough-in for an additional bathroom-while outside, a fully...

Welcome to this beautiful home offering over 1,700 square feet (excluding basement) of elegant, turnkey living space enhanced by energy-efficient vinyl casement windows and upgraded tile flooring. The heart of the home is a fully modernized, chef-inspired kitchen featuring gleaming quartz countertops and premium upgraded appliances, including a gas stove and refrigerator. The thoughtfully designed layout extends downward to a newly finished basement-complete with a convenient rough-in for an additional bathroom-while outside, a fully fenced backyard provides a private retreat. Move in with absolute peace of mind thanks to an integrated alarm system, a rough-in for a central vacuum, and a garage equipped with an automatic door opener and remotes. Complete with all existing stylish light fixtures, reliable gas heating equipment (GB&E), and a rental hot water tank, this upgraded property perfectly blends modern luxury with everyday convenience.

Key facts

Property type
Townhouse, 2-Storey
MLS®
N13629956
Bedrooms
3
Bathrooms
3 (1 half)
Size
1500-2000 sq ft
Lot
21.72 × 101.61 ft
Cross streets
McCowan & Hwy7
Parking
1 garage · 2 parking (detached)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$4,587 / 2025
Days on market
79
Listing brokerage
ENCORE REALTY INC.

Rooms

Bedroom 3Second3.48 × 2.70 m

double closet · hardwood floor

Family RoomGround4.85 × 3.00 m

Open Concept

Dining RoomGround3.12 × 3.02 m

combined w/living · coffered ceiling(s)

DenSecond3.79 × 1.96 m

window · open concept · led lighting

KitchenGround2.70 × 2.55 m

breakfast bar · pot lights · quartz counter

Bedroom 2Second3.48 × 2.95 m

double closet · hardwood floor

Primary BedroomSecond4.57 × 3.18 m

3 pc ensuite · walk-in closet(s) · hardwood floor

BreakfastGround3.00 × 2.55 m

w/o to yard · ceramic floor · combined w/kitchen

Living RoomGround3.15 × 3.07 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Village Green-South Unionville, Markham, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Middlefield
$985K
Unionville
$1.40M
Cedarwood
$976K
Berczy
$935K
Wismer
$1.00M

Typical asking price of active listings of the same type, per area (outliers removed). Markham.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,649/mo
$192KIncome needed
5.3×Price ÷ income
$1,073Weekly cost
$16,875Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,649Property tax $382Total carry $5,031

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,512per month

Mortgage amount $815,999 · 4.49% over 25 years

$204,000Down payment (20.0%)
$815,999Loan before insurance
$0CMHC premium
$4,894Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,512
Property tax
$382
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,894

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,875
Estimated closing costs
$16,875

Plus your down payment of $204,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,461/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$537,541Total interest paid
$1,353,540Total of all payments
Principal $815,999 Interest $537,541
YearPrincipalInterestBalance
1$18,210$35,932$797,790
2$19,036$35,105$778,753
3$19,901$34,241$758,852
4$20,804$33,337$738,048
5$21,749$32,393$716,299
6$22,736$31,405$693,563
7$23,769$30,373$669,794
8$24,848$29,294$644,946
9$25,976$28,165$618,970
10$27,156$26,986$591,814
11$28,389$25,753$563,426
12$29,677$24,464$533,748
13$31,025$23,117$502,723
14$32,434$21,708$470,290
15$33,906$20,235$436,384
16$35,446$18,696$400,938
17$37,055$17,087$363,883
18$38,738$15,404$325,145
19$40,496$13,645$284,649
20$42,335$11,807$242,314
21$44,257$9,884$198,057
22$46,267$7,875$151,790
23$48,367$5,774$103,423
24$50,563$3,578$52,859
25$52,859$1,282$0

At the end of your 5-year term

Total paid over the term
$270,708
Principal paid down
$99,700
Interest paid
$171,008
Balance remaining
$716,299

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.7%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.7%
Gross yield
− Property tax $4,587− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $27,655

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ENCORE REALTY INC.. MLS®/PropTx.

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