23 Piera Gardens, Markham, ON

Village Green-South Unionville, Markham · MLS® N13717624

$998,000
For Sale
Listed 53 days agoNo offer date stated
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3+1Bedrooms
4Bathrooms
1Garage · 2 parking
1500-2000Sq ft

About this home

In short

  • Rare Luxury in South Unionville.
  • This 1,800 SF (above grade) freehold townhouse perfectly blends modern upgrades with prime location.
  • The renovated kitchen shines withwhitecabinetry, light-grey counters, and S/S appliances, flowing into a bright dining area.
  • Upstairs Excellence: 3 generous bedrooms, includingaprimary retreat featuring a freshly renovated ensuite (Dec 2025).
  • Outdoor Oasis: Relax on the private, low-maintenance wooden deck (no lawn stress!).

Rare Luxury in South Unionville! This 1,800 SF (above grade) freehold townhouse perfectly blends modern upgrades with prime location.Themain floor features 9ft ceilings, a spacious family room, and a separate living area designed for hosting. The renovated kitchen shines withwhitecabinetry, light-grey counters, and S/S appliances, flowing into a bright dining area.Upstairs Excellence: 3 generous bedrooms, includingaprimary retreat featuring a freshly renovated ensuite (Dec 2025). This high-end upgrade includes professional waterproofing, modern walltiles,and an enlarged door with premium tempered glass.The X-Factor: A fully finished, modern basement that outperforms the competition!Enjoypot lights, stylish flooring, and a functional 4th bedroom with a window, huge walk-in closet, and 3pc washroom-perfect for guests or an in-lawsuite.Outdoor Oasis: Relax on the private, low-maintenance wooden deck (no lawn stress!). Ideally located near top-rated schools, naturetrails,and transit. A turnkey masterpiece that stands out from the rest!

Key facts

Property type
Townhouse, 2-Storey
MLS®
N13717624
Bedrooms
3+1 (4 total)
Bathrooms
4 (1 half)
Size
1500-2000 sq ft
Lot
20.01 × 111.55 ft
Cross streets
McCowan & South Unionville
Parking
1 garage · 2 parking (detached)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$4,685 / 2026
Days on market
53
Listing brokerage
REAL BROKER ONTARIO LTD.

Rooms

Living RoomMain6.07 × 3.30 m

hardwood floor · west view

Bedroom 3Second3.60 × 2.60 m

hardwood floor · closet · east view

Bedroom 4Basement4.00 × 2.42 m

laminate · large closet · above grade window

Dining RoomMain4.15 × 3.15 m

ceramic floor · open concept

Primary BedroomSecond4.90 × 3.60 m

hardwood floor · 4 pc ensuite · walk-in closet(s)

BreakfastMain5.74 × 3.03 m

hardwood floor · open concept · w/o to patio

KitchenMain2.60 × 2.17 m

ceramic floor · granite counters · stainless steel appl

Bedroom 2Second4.20 × 3.00 m

hardwood floor · closet · east view

RecreationBasement9.10 × 5.60 m

laminate · above grade window · 3 pc bath

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Village Green-South Unionville, Markham, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Middlefield
$985K
Unionville
$1.40M
Cedarwood
$976K
Berczy
$935K
Wismer
$1.00M

Typical asking price of active listings of the same type, per area (outliers removed). Markham.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,549/mo
$189KIncome needed
5.3×Price ÷ income
$1,050Weekly cost
$16,435Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $4,549Property tax $390Total carry $4,939

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,414per month

Mortgage amount $798,400 · 4.49% over 25 years

$199,600Down payment (20.0%)
$798,400Loan before insurance
$0CMHC premium
$4,805Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,414
Property tax
$390
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,805

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$16,435
Estimated closing costs
$16,435

Plus your down payment of $199,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,343/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$525,947Total interest paid
$1,324,347Total of all payments
Principal $798,400 Interest $525,947
YearPrincipalInterestBalance
1$17,817$35,157$780,583
2$18,626$34,348$761,957
3$19,472$33,502$742,486
4$20,356$32,618$722,130
5$21,280$31,694$700,850
6$22,246$30,728$678,604
7$23,256$29,718$655,348
8$24,312$28,662$631,036
9$25,416$27,558$605,620
10$26,570$26,404$579,050
11$27,776$25,198$551,274
12$29,037$23,936$522,237
13$30,356$22,618$491,881
14$31,734$21,240$460,147
15$33,175$19,799$426,972
16$34,681$18,293$392,291
17$36,256$16,718$356,035
18$37,902$15,072$318,133
19$39,623$13,351$278,510
20$41,422$11,552$237,088
21$43,303$9,671$193,785
22$45,269$7,705$148,516
23$47,324$5,650$101,192
24$49,473$3,501$51,719
25$51,719$1,255$0

At the end of your 5-year term

Total paid over the term
$264,869
Principal paid down
$97,550
Interest paid
$167,320
Balance remaining
$700,850

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$3,150/mo
$37,800Gross annual rent
2.8%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.8%
Gross yield
− Property tax $4,685− Insurance $1,400− Vacancy & upkeep $4,158Net operating income $27,557

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL BROKER ONTARIO LTD.. MLS®/PropTx.

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