30 Damsel Circle, Georgina, ON
Sutton & Jackson's Point, Georgina · MLS® N13631644
About this home
In short
- Enjoy relaxed, comfortable living in 'Sutton by the Lake'.
- Come put your personal stamp on this 3 bedroom, 2 bath bungalow situated in a friendly 55+ community offering a wonderful blend of comfort, privacy and an active...
- Sutton by the Lake offers a welcoming community atmosphere with a clubhouse, loads of activities and a community outdoor pool as well as golf, Lake Simcoe and Town...
- A Land lease property with a current lease fee of $604.97 per month will increase $50 per month with new owner.
- Lease fee includes: lot lease, water, use of Clubhouse, community pool, tennis courts, shuffleboard, driveway snow removal (3 inches or more).
Enjoy relaxed, comfortable living in 'Sutton by the Lake'! Come put your personal stamp on this 3 bedroom, 2 bath bungalow situated in a friendly 55+ community offering a wonderful blend of comfort, privacy and an active adult lifestyle. The well designed floor plan provides comfortable, functional living spaces and spacious principal rooms. Walkouts from the Living Room and one of the bedrooms to the oversized deck with one half covered & screened in, the perfect spot to enjoy the tranquil, peaceful privacy in the beautiful backyard. A covered side entrance off the Laundry room leads to a more than ample driveway and oversized garage with room for the car and a workshop! Sutton by the Lake offers a welcoming community atmosphere with a clubhouse, loads of activities and a community outdoor pool as well as golf, Lake Simcoe and Town amenities all close by. Whether staying active, socializing with neighbours or simply relaxing and enjoying your surroundings, a wonderful opportunity to enjoy comfortable bungalow living, a great sense of community and the ease of a low maintenance lifestyle in an adult setting. A Land lease property with a current lease fee of $604.97 per month will increase $50 per month with new owner. Lease fee includes: lot lease, water, use of Clubhouse, community pool, tennis courts, shuffleboard, driveway snow removal (3 inches or more).
Key facts
- Property type
- Detached, Bungalow
- MLS®
- N13631644
- Bedrooms
- 3
- Bathrooms
- 2
- Size
- 1100-1500 sq ft
- Lot
- 25 × 37.21 ft
- Cross streets
- Highway 48 & Park Rd
- Parking
- 1 garage · 4 parking (detached)
- Driveway
- Private
- Basement
- Crawl Space
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Other
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Septic
- Pool
- Inground, Community, Outdoor
- Property tax
- $1,795 / 2026
- Days on market
- 53
- Listing brokerage
- RE/MAX ALL-STARS REALTY INC.
Rooms
4 pc ensuite · walk-in closet(s) · large window
w/o to deck · laminate · overlooks backyard
W/O To Yard
w/o to deck · overlooks backyard · overlooks dining
overlooks living · overlooks frontyard · laminate
closet · laminate · overlooks frontyard
skylight · centre island · overlooks frontyard
combined w/kitchen · open concept · window
Listed at $455,000. Going by how homes in Sutton & Jackson's Point and the wider GTA have actually closed against their asking prices (about 97%, 28 local closings in 90 days), the likely sale price is near $440K, if it sells. A realistic range is $412K to $496K.
Independent value check: $491K. Without looking at the asking price, our model values the home itself about 8% above the ask (homes like it typically land between $460K and $515K).
Why $491K. The typical detached home sold in Sutton & Jackson's Point over the past year went for about $810K (113 sales). What sets this one apart:
- ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $1,795 a year; the typical home sold here pays about $4,600.
- ▼ Lowers it stronglyIt is 1,100 to 1,500 sq ft; the typical home sold here is 1,500 to 2,000.
- ▼ Lowers it strongly3 bedrooms and 2 baths, against 3+1 and 3 typically.
- ▼ Lowers itIts lot is 25 by 37 ft; the typical lot sold here is 60 by 124.
Total price vs nearby homes. Likely closing about $440K, from 28 recent closings in this pocket.
The market behind the math:
About 2.4 months of inventory: 22 detached homes for sale in the area against 28 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $350/sqft against an area asking average of $515/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 28 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $616K. Condition and finishes remain an in-person call.
What the listing highlights1 point to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
Schools & getting aroundcatchment and transit
The assigned public school is Sutton PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Based on 28 comparable homes that sold in Sutton & Jackson's Point over the past two years, from 218 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $491K, which is where my estimate comes from.
Per square foot, these ask about $556/sqft; this home lists at $350/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Sutton & Jackson's Point, Georgina, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Georgina.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 25, 2026); conventional rates run a little higher.
Mortgage amount $364,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $2,013
- Property tax
- $150
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $2,162
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $5,575
- Estimated closing costs
- $5,575
Plus your down payment of $91,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $120,757
- Principal paid down
- $44,474
- Interest paid
- $76,283
- Balance remaining
- $319,526
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 37 whole-home leases in Sutton & Jackson's Point signed at a median of $2,695 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,673. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ALL-STARS REALTY INC.. MLS®/PropTx.