26 Bedford Road, Georgina, ON
Sutton & Jackson's Point, Georgina · MLS® N13827692
About this home
In short
- Rare 1/2-acre lot on a quiet dead-end street, perfect for children and families, family-oriented neighbourhood with schools and waterfront parks nearby.
- 2023, Refinished kitchen cabinets, Custom live edge ash kitchen shelves, and Water Softener.
- 2022, Attic Insulation upgraded to highest rating R60, New windows in the entire house, New Patio door and Garage Door Opener.
- 2021, New eco-certified laminate flooring in entire ground floor, Top to bottom paint job, including ceilings, Custom maple butcher block kitchen counters, Custom...
- Steps to Sibbald Point Provincial Park, Jackson's Point, La Salle Park & Beach, Willow Beach, 5 minutes to schools, churches, supermarkets, medical services...
Rare 1/2-acre lot on a quiet dead-end street, perfect for children and families, family-oriented neighbourhood with schools and waterfront parks nearby. This property has been constantly upgraded over the past ten years with the following improvements 2024, New refrigerator, Sump Pump, bathrooms, septic and exterior drainage plumbing. 2023, Refinished kitchen cabinets, Custom live edge ash kitchen shelves, and Water Softener. 2022, Attic Insulation upgraded to highest rating R60, New windows in the entire house, New Patio door and Garage Door Opener. 2021, New eco-certified laminate flooring in entire ground floor, Top to bottom paint job, including ceilings, Custom maple butcher block kitchen counters, Custom cedar railings, Custom oak closet doors in all bedrooms, Reverse Osmosis System and Updated electrical panel. 2017, Furnace and Steel Roof. Steps to Sibbald Point Provincial Park, Jackson's Point, La Salle Park & Beach, Willow Beach, 5 minutes to schools, churches, supermarkets, medical services, pharmacies, vet services etc. 20 mins to the 404. Creek at the back of the property, very private lot, next to treed municipality-controlled land. Extensive list of year-round recreation options, perfect for nature lovers or garden enthusiasts.
Key facts
- Property type
- Detached, Bungalow
- MLS®
- N13827692
- Bedrooms
- 3
- Bathrooms
- 2 (1 half)
- Size
- 1100-1500 sq ft
- Lot
- 119.74 × 253 ft
- Cross streets
- Black River Road and County Rd 18
- Parking
- 2 garage · 8 parking (attached)
- Basement
- Unfinished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick Front, Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle, Metal
- Sewer
- Septic
- Property tax
- $5,571 / 2025
- Listing brokerage
- CENTURY 21 B.J. ROTH REALTY LTD.
Rooms
3 Pc Bath
Listed at $819,900. Going by how homes in Sutton & Jackson's Point and the wider GTA have actually closed against their asking prices (about 97%, 28 local closings in 90 days), the likely sale price is near $793K, if it sells. A realistic range is $743K to $894K.
Independent value check: $821K. Without looking at the asking price, our model values the home itself in line with the ask (homes like it typically land between $770K and $861K).
Why $821K. The typical detached home sold in Sutton & Jackson's Point over the past year went for about $810K (113 sales). What sets this one apart:
- ▲ Raises itIts tax bill, which follows the city's own assessment, is $5,571 a year; the typical home sold here pays about $4,600.
- ▲ Raises itIts lot is 120 by 253 ft; the typical lot sold here is 60 by 124.
- ▼ Lowers itIt is 1,100 to 1,500 sq ft; the typical home sold here is 1,500 to 2,000.
- ▲ Raises itThe listing describes it as fully renovated or newly built.
Total price vs nearby homes. Likely closing about $793K, from 28 recent closings in this pocket.
The market behind the math:
About 2.4 months of inventory: 22 detached homes for sale in the area against 28 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $631/sqft against an area asking average of $502/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 28 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $757K. Condition and finishes remain an in-person call.
What the listing highlights3 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
- Upscale kitchen: a genuine value driver, verify the appliances, stone, and finishes in person. Value driver
- Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver
Schools & getting aroundcatchment and transit
The assigned public school is Sutton PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.
Based on 28 comparable homes that sold in Sutton & Jackson's Point over the past two years, from 218 closings there.
Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $821K, which is where my estimate comes from.
Per square foot, these ask about $463/sqft; this home lists at $631/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Sutton & Jackson's Point, Georgina, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Georgina.
Get the full neighbourhood report (schools, parks, transit & safety) →
The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).
School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 25, 2026); conventional rates run a little higher.
Mortgage amount $655,920 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,627
- Property tax
- $464
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,091
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $12,873
- Estimated closing costs
- $12,873
Plus your down payment of $163,980. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $217,602
- Principal paid down
- $80,141
- Interest paid
- $137,460
- Balance remaining
- $575,779
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 23 whole-home leases in Sutton & Jackson's Point signed at a median of $2,634 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,662. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 B.J. ROTH REALTY LTD.. MLS®/PropTx.