10 Hummingbird Circle, Georgina, ON

Sutton & Jackson's Point, Georgina · MLS® N13855696

$548,000
For Sale
Listed 17 days agoNo offer date stated
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2Bedrooms
2Bathrooms
1Garage · 5 parking
1100-1500Sq ft

About this home

In short

  • Highly Renovated Open Concept Bungalow In The Highly Sought-After Adult-Only Community - Sutton by The Lake.
  • Brand New Custom Wood Kitchen (2026).
  • Large Primary Bdrm w Ensuite & Walk/In Closet.
  • The Second Bedroom is Conveniently Located Across From 3-Piece Guest Bathroom - Ideal For Visiting Family or Friends.

Highly Renovated Open Concept Bungalow In The Highly Sought-After Adult-Only Community - Sutton by The Lake! Brand New Custom Wood Kitchen (2026). Truly too Many Updates To List - Please Find Full Update List Attached To This Listing. Large Primary Bdrm w Ensuite & Walk/In Closet. The Second Bedroom is Conveniently Located Across From 3-Piece Guest Bathroom - Ideal For Visiting Family or Friends. Large Mature Lot Backing Onto Trees. No Rear Neighbours. Detached Garage Is An Ideal Mancave! Book Your Showing Today!

Key facts

Property type
Detached, Bungalow
MLS®
N13855696
Bedrooms
2
Bathrooms
2
Size
1100-1500 sq ft
Lot
108 × 98 ft
Cross streets
Park Rd & Roxanna Dr
Parking
1 garage · 5 parking (detached)
Basement
Crawl Space
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Septic
Pool
Community, Inground
Property tax
$1,481 / 2026
Days on market
17
Listing brokerage
CENTURY 21 LEADING EDGE REALTY INC.

Rooms

LaundryMain1.68 × 1.52 m
Primary BedroomMain5.03 × 3.53 m
Dining RoomMain2.72 × 2.51 m
KitchenMain3.93 × 2.39 m
Living RoomMain5.95 × 4.35 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Sutton & Jackson's Point · asking prices
$456kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $351/sqft; this home lists at $422/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
548kThis home509k429k399k399k545kThis home vs active comparables

Neighbourhood & location

Sutton & Jackson's Point, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Virginia
$683K
Historic Lakeshore Communities
$1.04M
Pefferlaw
$808K
Keswick North
$960K
Keswick South
$860K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,498/mo
$102KIncome needed
5.4×Price ÷ income
$576Weekly cost
$7,435Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

95%mortgage
Mortgage $2,498Property tax $123Total carry $2,621

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,424per month

Mortgage amount $438,400 · 4.49% over 25 years

$109,600Down payment (20.0%)
$438,400Loan before insurance
$0CMHC premium
$2,547Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,424
Property tax
$123
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$2,547

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,435
Estimated closing costs
$7,435

Plus your down payment of $109,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,934/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$288,797Total interest paid
$727,197Total of all payments
Principal $438,400 Interest $288,797
YearPrincipalInterestBalance
1$9,783$19,305$428,617
2$10,227$18,860$418,389
3$10,692$18,396$407,698
4$11,177$17,911$396,520
5$11,685$17,403$384,836
6$12,215$16,873$372,620
7$12,770$16,318$359,850
8$13,350$15,738$346,501
9$13,956$15,132$332,545
10$14,589$14,498$317,956
11$15,252$13,836$302,704
12$15,944$13,143$286,759
13$16,668$12,420$270,091
14$17,425$11,663$252,666
15$18,216$10,872$234,450
16$19,043$10,044$215,406
17$19,908$9,180$195,498
18$20,812$8,276$174,686
19$21,757$7,331$152,929
20$22,745$6,343$130,185
21$23,777$5,310$106,407
22$24,857$4,231$81,550
23$25,986$3,102$55,564
24$27,165$1,922$28,399
25$28,399$689$0

At the end of your 5-year term

Total paid over the term
$145,439
Principal paid down
$53,564
Interest paid
$91,875
Balance remaining
$384,836

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
4.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.0%
Gross yield
− Property tax $1,481− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $21,683

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 LEADING EDGE REALTY INC.. MLS®/PropTx.

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