120 Roxanna Drive, Georgina, ON

Sutton & Jackson's Point, Georgina · MLS® N13820934

$399,000
For Sale
Listed 26 days agoNo offer date stated
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2Bedrooms
2Bathrooms
1Garage · 5 parking
1100-1500Sq ft

About this home

In short

  • Welcome to 120 Roxanna Drive.
  • Nestled in the highly sought-after 55+ adult living community of Sutton By the Lake, this warm and charming 2-bedroom, 2-bathroom Sutton Model offers just over 1100...
  • Sutton By the Lake provides a vibrant and engaging adult living experience, boasting a strong sense of community and an abundance of amenities including: an outdoor...
  • Please note that this is a LANDLEASE in an Adult Community; Occupancy Max is 2 Persons.

Welcome to 120 Roxanna Drive! Nestled in the highly sought-after 55+ adult living community of Sutton By the Lake, this warm and charming 2-bedroom, 2-bathroom Sutton Model offers just over 1100 sq ft, the perfect blend of comfort, convenience, and community, all on a large lot providing peace, privacy and picturesque views right from your backyard! Step inside and discover a meticulously maintained home with significant recent upgrades, including both bathrooms, back porch and patio and front porch. Sutton By the Lake provides a vibrant and engaging adult living experience, boasting a strong sense of community and an abundance of amenities including: an outdoor pool, game nights and plenty of events to attend. Nearby amenities include golf courses, parks, churches, and easy access to Lake Simcoe's waterfront. Your opportunity to be a part of this wonderful community awaits! Please note that this is a LANDLEASE in an Adult Community; Occupancy Max is 2 Persons.

Key facts

Property type
Detached, Bungalow
MLS®
N13820934
Bedrooms
2
Bathrooms
2
Size
1100-1500 sq ft
Lot
82.7 × 128.25 ft
Cross streets
Park Road/Roxana
Parking
1 garage · 5 parking (detached)
Driveway
Private Double
Basement
Crawl Space
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding
Foundation
Unknown
Roof
Asphalt Shingle
Sewer
Septic
Pool
Inground
Property tax
$1,477 / 2026
Days on market
26
Listing brokerage
RE/MAX HALLMARK YORK GROUP REALTY LTD.

Rooms

SunroomMain5.20 × 3.58 m

overlooks backyard · laminate · sliding doors

Bedroom 2Main3.54 × 2.20 m

laminate · closet · window

Living RoomMain4.28 × 3.27 m

open concept · laminate · fireplace

KitchenMain3.12 × 3.33 m

renovated · ceramic floor · pot lights

Dining RoomMain4.82 × 3.12 m

open concept · laminate · sliding doors

Primary BedroomMain4.59 × 3.56 m

3 pc ensuite · walk-in closet(s) · laminate

Our TakeTeam Asgarian · Broker
A small discount is typical
$386Klikely sale price

Listed at $399,000. Going by how homes in Sutton & Jackson's Point and the wider GTA have actually closed against their asking prices (about 97%, 29 local closings in 90 days), the likely sale price is near $386K, if it sells. A realistic range is $362K to $435K.

Independent value check: $463K. Without looking at the asking price, our model values the home itself about 16% above the ask (homes like it typically land between $434K and $485K).

Why $463K. The typical detached home sold in Sutton & Jackson's Point over the past year went for about $810K (113 sales). What sets this one apart:

  • ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $1,477 a year; the typical home sold here pays about $4,600.
  • ▼ Lowers it stronglyIt is 1,100 to 1,500 sq ft; the typical home sold here is 1,500 to 2,000.
  • ▼ Lowers it strongly2 bedrooms and 2 baths, against 3+1 and 3 typically.
  • ▼ Lowers it slightly1 garage and 5 total parking spaces, against 2 and 5 typically.
List price
$362KBelow recent closings$435KAbove recent closings

Total price vs nearby homes. Likely closing about $386K, from 29 recent closings in this pocket.

The market behind the math:

29sold nearby · 90 days
$815Kmedian sold price
94%of asking, on average
+7%prices vs a year ago
~50 dayshomes like this take to sell
26days on market so far
$2,619/moest. rent · 27 leases
7.9%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.9 months of inventory: 18 detached homes for sale in the area against 29 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $307/sqft against an area asking average of $467/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 29 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $656K. Condition and finishes remain an in-person call.

What the listing highlights1 point to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully

Based on 29 comparable homes that sold in Sutton & Jackson's Point over the past two years, from 221 closings there.

What sellers nearby are askingCurrently listed nearby in Sutton & Jackson's Point · asking prices
$447kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $344/sqft; this home lists at $307/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
399kThis home399k429k350k509k548kThis home vs active comparables

Sold price trend

Median sold price for detached homes in Sutton & Jackson's Point: $815K in September 2026, down 1% from a year ago, on 105 closings in 11 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$813K6
November 2025$765K11
December 2025$835K5
February 2026$868K6
March 2026$785K7
April 2026$822K10
May 2026$867K12
June 2026$755K17
July 2026$832K17
August 2026$740K8
September 2026$815K6

Neighbourhood & location

Sutton & Jackson's Point, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Virginia
$683K
Historic Lakeshore Communities
$1.04M
Pefferlaw
$808K
Keswick North
$960K
Keswick South
$860K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$1,819/mo
$77KIncome needed
5.2×Price ÷ income
$420Weekly cost
$4,460Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $1,819Property tax $123Total carry $1,942

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,765per month

Mortgage amount $319,200 · 4.49% over 25 years

$79,800Down payment (20.0%)
$319,200Loan before insurance
$0CMHC premium
$1,888Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,765
Property tax
$123
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$1,888

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,460
Estimated closing costs
$4,460

Plus your down payment of $79,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,136/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$210,273Total interest paid
$529,473Total of all payments
Principal $319,200 Interest $210,273
YearPrincipalInterestBalance
1$7,123$14,056$312,077
2$7,447$13,732$304,630
3$7,785$13,394$296,845
4$8,138$13,041$288,707
5$8,508$12,671$280,200
6$8,894$12,285$271,306
7$9,298$11,881$262,008
8$9,720$11,459$252,288
9$10,161$11,018$242,127
10$10,623$10,556$231,504
11$11,105$10,074$220,399
12$11,609$9,570$208,790
13$12,136$9,043$196,654
14$12,687$8,492$183,967
15$13,263$7,916$170,703
16$13,866$7,313$156,838
17$14,495$6,684$142,343
18$15,153$6,026$127,189
19$15,841$5,338$111,348
20$16,560$4,618$94,788
21$17,312$3,867$77,475
22$18,098$3,080$59,377
23$18,920$2,259$40,457
24$19,779$1,400$20,677
25$20,677$502$0

At the end of your 5-year term

Total paid over the term
$105,895
Principal paid down
$39,000
Interest paid
$66,894
Balance remaining
$280,200

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 27 whole-home leases in Sutton & Jackson's Point$2,619/mo
$31,428Gross annual rent
6.3%Cap rate after taxes and upkeep
$2,355 to $2,948Typical rent range
~21 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 27 whole-home leases in Sutton & Jackson's Point signed at a median of $2,523 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,619. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

7.9%
Gross yield
− Property tax $1,477− Insurance $1,400− Vacancy & upkeep $3,457Net operating income $25,094

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX HALLMARK YORK GROUP REALTY LTD.. MLS®/PropTx.

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