97 Damsel Circle, Georgina, ON
Sutton & Jackson's Point, Georgina · MLS® N13710882
About this home
In short
- Welcome to Sutton by the Lake Adult Community.
- This Riviera model has 2 bedrooms and 2 bathrooms.
- Lovely sized lot with backyard deck accessible from the 4 Season Sunporch which can be used as a Family Room/Den.
- Large primary bedroom with a 3 pc ensuite and walk-in closet.
- Land lease includes lease of land, water, snow removal of more than 3 inches in the driveways, use of Club House, Inground Pool, Shuffle Board and Pickleball Court.
Welcome to Sutton by the Lake Adult Community. This Riviera model has 2 bedrooms and 2 bathrooms. Lovely sized lot with backyard deck accessible from the 4 Season Sunporch which can be used as a Family Room/Den. Large living room with combined dining area. Laundry room off of the kitchen with exit to back deck. Large pantry/storage closet in hallway and also some storage in the laundry room as well. Large primary bedroom with a 3 pc ensuite and walk-in closet. Guest room also has a 4pc bathroom across the hall. Foam Insulation installed in the crawl space in May 2014. This is a land lease community and the land lease amount to the new Buyer will be $575.29 per month. Land lease includes lease of land, water, snow removal of more than 3 inches in the driveways, use of Club House, Inground Pool, Shuffle Board and Pickleball Court. Join in the community fun with Ladies/Men's Clubs, Bingo, Shuffle Board, Golf, Cards, BBQ's, Dinners and Dances, etc. Come take a look and see!
Key facts
- Property type
- Detached, Bungalow
- MLS®
- N13710882
- Bedrooms
- 2
- Bathrooms
- 2
- Size
- 1100-1500 sq ft
- Lot
- 24 × 38.497 ft
- Cross streets
- Hwy 48/Park/Roxanna
- Parking
- 1.5 garage · 4 parking (detached)
- Driveway
- Private
- Basement
- Crawl Space
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Aluminum Siding
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Sewer
- Septic
- Pool
- Community, Inground
- Property tax
- $1,501 / 2026
- Days on market
- 55
- Listing brokerage
- REMAX YOUR COMMUNITY REALTY
Rooms
Backsplash
sliding doors · w/o to deck · broadloom
large window · combined w/dining · broadloom
Combined w/Living
Broadloom
3 pc ensuite · broadloom · walk-in closet(s)
Listed at $350,000. Going by how homes in Sutton & Jackson's Point and the wider GTA have actually closed against their asking prices (about 97%, 29 local closings in 90 days), the likely sale price is near $338K, if it sells. A realistic range is $317K to $381K.
Independent value check: $436K. Without looking at the asking price, our model values the home itself about 25% above the ask (homes like it typically land between $409K and $457K).
Why $436K. The typical detached home sold in Sutton & Jackson's Point over the past year went for about $810K (113 sales). What sets this one apart:
- ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $1,501 a year; the typical home sold here pays about $4,600.
- ▼ Lowers it stronglyIt is 1,100 to 1,500 sq ft; the typical home sold here is 1,500 to 2,000.
- ▼ Lowers it strongly2 bedrooms and 2 baths, against 3+1 and 3 typically.
- ▼ Lowers itIts lot is 24 by 38 ft; the typical lot sold here is 60 by 124.
Total price vs nearby homes. Likely closing about $338K, from 29 recent closings in this pocket.
The market behind the math:
About 1.9 months of inventory: 18 detached homes for sale in the area against 29 closings in the last 90 days. Under two months favours sellers, over four favours buyers.
Price per square foot: this home lists at $269/sqft against an area asking average of $469/sqft.
How this estimate is builtthe short version
This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.
It never sees the asking price. The 29 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $668K. Condition and finishes remain an in-person call.
What the listing highlights2 points to weigh
Claims from the listing, worth confirming in person. I can book you a private showing.
- Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
- Primary suite: a key comfort and resale feature. Lifestyle
Based on 29 comparable homes that sold in Sutton & Jackson's Point over the past two years, from 221 closings there.
For sale
For sale
For sale
For sale
For sale
For sale
For sale
For saleThe closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $352/sqft; this home lists at $269/sqft. Size is part of the price story, not just the sticker.
The 5 closest of 8 active listings nearby.
See all comparable homesSold price trend
Median sold price for detached homes in Sutton & Jackson's Point: $815K in September 2026, down 1% from a year ago, on 105 closings in 11 months.
Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.
Month by month
| Month | Median sold | Closings |
|---|---|---|
| October 2025 | $813K | 6 |
| November 2025 | $765K | 11 |
| December 2025 | $835K | 5 |
| February 2026 | $868K | 6 |
| March 2026 | $785K | 7 |
| April 2026 | $822K | 10 |
| May 2026 | $867K | 12 |
| June 2026 | $755K | 17 |
| July 2026 | $832K | 17 |
| August 2026 | $740K | 8 |
| September 2026 | $815K | 6 |
Neighbourhood & location
Sutton & Jackson's Point, Georgina, ON
Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.
How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Georgina.
Get the full neighbourhood report (schools, parks, transit & safety) →
Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $280,000 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $1,548
- Property tax
- $125
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $1,673
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $3,725
- Estimated closing costs
- $3,725
Plus your down payment of $70,000. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $92,890
- Principal paid down
- $34,211
- Interest paid
- $58,679
- Balance remaining
- $245,789
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersThe last 35 whole-home leases in Sutton & Jackson's Point signed at a median of $2,685 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,573. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.