17 Kelsey Crescent, Georgina, ON

Sutton & Jackson's Point, Georgina · MLS® N13634168

$509,000
For Sale
Listed 76 days agoNo offer date statedSitting longer than typical
2Bedrooms
2Bathrooms
1.5Garage · 4 parking
1100-1500Sq ft

About this home

In short

  • This Sutton Model has 2 bedrooms and 2 bathrooms with open concept, spacious living, dining and kitchen areas.
  • Primary Bedroom has a walk-in closet and 3 pc ensuite with laundry facilities as well.
  • In 2019 new roof shingles, deck and entire home inside and out were painted.
  • New furnace and A/C in 2021.
  • Land Lease fee includes rental of land, use of community club house, inground pool and facilities and snow removal of driveways after accumulation of 3 inches.

Welcome to Sutton by the Lake Adult Community! This Sutton Model has 2 bedrooms and 2 bathrooms with open concept, spacious living, dining and kitchen areas. Primary Bedroom has a walk-in closet and 3 pc ensuite with laundry facilities as well. Good size guest room and 4 pc Guest Bathroom. The house has been updated with vinyl flooring throughout the home, including baseboard trim, other then the bathrooms that have a different flooring. In 2019 new roof shingles, deck and entire home inside and out were painted. New furnace and A/C in 2021. Extra 4 Season sun room can be used as family room, office, den or even a 3rd Guest Bedroom with sliding doors out to covered porch overlooking landscaped backyard with privacy. It is a beautiful little oasis out there. New appliances in 2022. Look at attached Feature sheet for list of all upgrades/renovations.Join in the community fun with Ladies/Men's Club, Bingo, Shuffle Board, Golf, Cards, BBQ's, Dinners and Dances. Community Club House, inground pool, shuffle board are down the street for your enjoyment. Pickle Ball court close by and part of the community activities.This is a Land Lease community and the monthly fee will be $751.12 per month to the new Buyer. Land Lease fee includes rental of land, use of community club house, inground pool and facilities and snow removal of driveways after accumulation of 3 inches. This house is move in ready. You won't need to do a thing. Come take a look. You won't be sorry!

Key facts

Property type
Detached, Bungalow
MLS®
N13634168
Bedrooms
2
Bathrooms
2
Size
1100-1500 sq ft
Lot
25.2 × 43.07 ft
Cross streets
Hwy 48/Park/Roxanna
Parking
1.5 garage · 4 parking (detached)
Driveway
Private
Basement
Crawl Space
Heating
Forced Air
A/C
Central Air
Exterior
Wood
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Septic
Pool
Community, Inground
Property tax
$1,551 / 2026
Days on market
76
Listing brokerage
REMAX YOUR COMMUNITY REALTY

Rooms

Primary BedroomGround3.53 × 4.54 m

vinyl floor · 3 pc ensuite · walk-in closet(s)

SunroomGround3.27 × 2.86 m

vinyl floor · sliding doors · overlooks backyard

Bedroom 2Ground3.31 × 3.44 m

Vinyl Floor

Living RoomGround4.34 × 3.44 m

fireplace · vinyl floor · combined w/dining

KitchenGround3.27 × 2.86 m

vinyl floor · backsplash

Dining RoomGround4.42 × 6.91 m

vinyl floor · combined w/living

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Sutton & Jackson's Point · asking prices
$425kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $327/sqft; this home lists at $392/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
509kThis home548k429k399k399k350kThis home vs active comparables

Neighbourhood & location

Sutton & Jackson's Point, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Virginia
$683K
Historic Lakeshore Communities
$1.04M
Pefferlaw
$808K
Keswick North
$960K
Keswick South
$860K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$2,320/mo
$96KIncome needed
5.3×Price ÷ income
$535Weekly cost
$6,655Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

95%mortgage
Mortgage $2,320Property tax $129Total carry $2,449

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,251per month

Mortgage amount $407,200 · 4.49% over 25 years

$101,800Down payment (20.0%)
$407,200Loan before insurance
$0CMHC premium
$2,381Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,251
Property tax
$129
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$2,381

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$6,655
Estimated closing costs
$6,655

Plus your down payment of $101,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,725/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$268,244Total interest paid
$675,444Total of all payments
Principal $407,200 Interest $268,244
YearPrincipalInterestBalance
1$9,087$17,931$398,113
2$9,500$17,518$388,613
3$9,931$17,087$378,683
4$10,382$16,636$368,301
5$10,853$16,165$357,448
6$11,346$15,672$346,102
7$11,861$15,157$334,241
8$12,400$14,618$321,841
9$12,963$14,055$308,878
10$13,551$13,467$295,327
11$14,166$12,851$281,161
12$14,810$12,208$266,351
13$15,482$11,536$250,869
14$16,185$10,833$234,684
15$16,920$10,098$217,764
16$17,688$9,330$200,076
17$18,491$8,527$181,585
18$19,331$7,687$162,254
19$20,208$6,809$142,046
20$21,126$5,892$120,920
21$22,085$4,932$98,834
22$23,088$3,930$75,746
23$24,136$2,881$51,610
24$25,232$1,786$26,378
25$26,378$640$0

At the end of your 5-year term

Total paid over the term
$135,089
Principal paid down
$49,752
Interest paid
$85,336
Balance remaining
$357,448

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
4.2%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

5.4%
Gross yield
− Property tax $1,551− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $21,613

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.

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