165 Roxanna Drive, Georgina, ON

Sutton & Jackson's Point, Georgina · MLS® N13593654

$429,000
For Sale
Listed 89 days agoNo offer date stated
2Bedrooms
2Bathrooms
1.5Garage · 4 parking
1100-1500Sq ft

About this home

In short

  • Welcome to Sutton by the Lake Adult Community.
  • This Riviera model is just over 1100 square feet with 2 bedrooms and 2 baths.
  • Good size Primary Bedroom with walk-in closet and 3 pc Ensuite.
  • New furnace in 2022.Join in the community fun with Ladies/Men's Clubs, Bingo, Shuffle Board, Golf, Cards, BBQ's, Dinners and Dances.
  • Community Club House, inground pool & shuffle board are down the street for your enjoyment.

Welcome to Sutton by the Lake Adult Community. This Riviera model is just over 1100 square feet with 2 bedrooms and 2 baths. The Hallway, Kitchen, Living and Dining Rooms were just painted in July 2026. Good size Primary Bedroom with walk-in closet and 3 pc Ensuite. Good size guest room with double closet and another 3 pc bathroom across the hall. Laundry with a bit of storage area located off the Kitchen. Large walk-in pantry close to the Kitchen. Fridge and Stove are approximately 3 years old. Hallway flooring was replaced 5 years ago. Sliding Door from Dining Room leads to covered deck with a lovely backyard. Front Deck, with ramp for accessible access, was built in Summer of 2025. Fencing for Dog in backyard built in Fall of 2025. An extension put on the 1.5 car garage in 2022 with back door and ramp for tractor access and extra storage shelves. Outside of home was painted approximately 5 years ago. New furnace in 2022.Join in the community fun with Ladies/Men's Clubs, Bingo, Shuffle Board, Golf, Cards, BBQ's, Dinners and Dances. Community Club House, inground pool & shuffle board are down the street for your enjoyment. Pickle Ball court close by and part of the community activities. This is a Land Lease community and the monthly fee will be $641.31 per month for the new Buyer. Land Lease fee includes snow removal of more then 3 inches and use of facilities. Lovely home and community! Come take a look!

Key facts

Property type
Detached, Bungalow
MLS®
N13593654
Bedrooms
2
Bathrooms
2
Size
1100-1500 sq ft
Lot
25.19 × 42.75 ft
Cross streets
Hwy 48/Park Rd/Roxanna Dr
Parking
1.5 garage · 4 parking (detached)
Driveway
Private
Basement
Crawl Space
Heating
Forced Air
A/C
Central Air
Exterior
Wood
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Septic
Pool
Community, Outdoor, Inground
Property tax
$1,435 / 2026
Days on market
89
Listing brokerage
REMAX YOUR COMMUNITY REALTY

Rooms

Dining RoomGround2.38 × 2.72 m

laminate · sliding doors · w/o to deck

Bedroom 2Ground3.34 × 2.94 m

laminate · double closet

Primary BedroomGround6.83 × 3.54 m

laminate · 3 pc ensuite · walk-in closet(s)

KitchenGround2.78 × 2.38 m

Laminate

Living RoomGround4.37 × 4.33 m

laminate · large window

Our TakeTeam Asgarian · Broker
A small discount is typical
$415Klikely sale price

Listed at $429,000. Going by how homes in Sutton & Jackson's Point and the wider GTA have actually closed against their asking prices (about 97%, 29 local closings in 90 days), the likely sale price is near $415K, if it sells. A realistic range is $389K to $468K.

Independent value check: $462K. Without looking at the asking price, our model values the home itself about 8% above the ask (homes like it typically land between $433K and $484K).

Why $462K. The typical detached home sold in Sutton & Jackson's Point over the past year went for about $810K (113 sales). What sets this one apart:

  • ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $1,435 a year; the typical home sold here pays about $4,600.
  • ▼ Lowers it stronglyIt is 1,100 to 1,500 sq ft; the typical home sold here is 1,500 to 2,000.
  • ▼ Lowers it strongly2 bedrooms and 2 baths, against 3+1 and 3 typically.
  • ▼ Lowers itIts lot is 25 by 43 ft; the typical lot sold here is 60 by 124.
List price
$389KBelow recent closings$468KAbove recent closings

Total price vs nearby homes. Likely closing about $415K, from 29 recent closings in this pocket.

The market behind the math:

29sold nearby · 90 days
$815Kmedian sold price
94%of asking, on average
+7%prices vs a year ago
~50 dayshomes like this take to sell
89days on market so far
$2,560/moest. rent · 16 leases
7.2%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 1.9 months of inventory: 18 detached homes for sale in the area against 29 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $330/sqft against an area asking average of $465/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 29 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $590K. Condition and finishes remain an in-person call.

What the listing highlights3 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Primary suite: a key comfort and resale feature. Lifestyle

Based on 29 comparable homes that sold in Sutton & Jackson's Point over the past two years, from 221 closings there.

What sellers nearby are askingCurrently listed nearby in Sutton & Jackson's Point · asking prices
$441kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $339/sqft; this home lists at $330/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
429kThis home399k399k350k509k548kThis home vs active comparables

Sold price trend

Median sold price for detached homes in Sutton & Jackson's Point: $815K in September 2026, down 1% from a year ago, on 105 closings in 11 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$813K6
November 2025$765K11
December 2025$835K5
February 2026$868K6
March 2026$785K7
April 2026$822K10
May 2026$867K12
June 2026$755K17
July 2026$832K17
August 2026$740K8
September 2026$815K6

Neighbourhood & location

Sutton & Jackson's Point, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Virginia
$683K
Historic Lakeshore Communities
$1.04M
Pefferlaw
$808K
Keswick North
$960K
Keswick South
$860K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$1,955/mo
$82KIncome needed
5.3×Price ÷ income
$451Weekly cost
$5,055Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $1,955Property tax $120Total carry $2,075

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,898per month

Mortgage amount $343,200 · 4.49% over 25 years

$85,800Down payment (20.0%)
$343,200Loan before insurance
$0CMHC premium
$2,017Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,898
Property tax
$120
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$2,017

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$5,055
Estimated closing costs
$5,055

Plus your down payment of $85,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,297/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$226,084Total interest paid
$569,284Total of all payments
Principal $343,200 Interest $226,084
YearPrincipalInterestBalance
1$7,659$15,113$335,541
2$8,007$14,765$327,535
3$8,370$14,401$319,165
4$8,750$14,021$310,415
5$9,147$13,624$301,267
6$9,563$13,209$291,705
7$9,997$12,774$281,708
8$10,451$12,321$271,257
9$10,925$11,846$260,332
10$11,421$11,350$248,910
11$11,940$10,831$236,971
12$12,482$10,289$224,489
13$13,049$9,723$211,440
14$13,641$9,130$197,799
15$14,261$8,511$183,538
16$14,908$7,863$168,630
17$15,585$7,186$153,045
18$16,293$6,479$136,752
19$17,032$5,739$119,720
20$17,806$4,966$101,915
21$18,614$4,157$83,300
22$19,459$3,312$63,841
23$20,343$2,429$43,498
24$21,266$1,505$22,232
25$22,232$539$0

At the end of your 5-year term

Total paid over the term
$113,857
Principal paid down
$41,933
Interest paid
$71,924
Balance remaining
$301,267

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 16 whole-home leases in Sutton & Jackson's Point$2,560/mo
$30,720Gross annual rent
5.7%Cap rate after taxes and upkeep
$2,284 to $2,721Typical rent range
~21 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 16 whole-home leases in Sutton & Jackson's Point signed at a median of $2,575 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,560. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

7.2%
Gross yield
− Property tax $1,435− Insurance $1,400− Vacancy & upkeep $3,379Net operating income $24,506

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.

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