38 PALMIRA Drive, Georgina, ON

Sutton & Jackson's Point, Georgina · MLS® N13656616

$850,000
For Sale
Listed 91 Days AgoSitting longer than typical
2+1BedroomsBeds
3BathroomsBaths
2Garage · 4 Parking
4Parking
2000-2500Sq ft

Listed By Century 21 Leading Edge Realty Inc.

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Key Facts

Property type
Detached, Bungaloft
Lot
50 × 98 ft
Basement
Unfinished
Parking
2 garage · 4 parking (attached)
Property tax
$7,362 / 2025
Offer date
None stated
Cross streets
BLACK RIVER AND STADACONA DR
Days on market
91
All Facts And 8 Rooms, Floor By Floor
Property type
Detached, Bungaloft
MLS®
N13656616
Bedrooms
2+1 (3 total)
Bathrooms
3
Size
2000-2500 sq ft
Lot
50 × 98 ft
Cross streets
BLACK RIVER AND STADACONA DR
Parking
2 garage · 4 parking (attached)
Basement
Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Board & Batten , Vinyl Siding
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
None
Property tax
$7,362 / 2025
Days on market
91
Offer date
None stated
Listing brokerage
Century 21 Leading Edge Realty Inc.
Primary BedroomMain3.35 × 5.48 m

walk-in closet(s) · ensuite bath · broadloom

StudyUpper3.90 × 4.14 m
BreakfastMain4.87 × 3.29 m

Tile Floor

Dining RoomMain3.65 × 4.26 m

Carpet Free

Great RoomMain5.97 × 3.96 m

fireplace · w/o to deck

Bedroom 2Main3.04 × 3.65 m

closet · broadloom

KitchenMain3.65 × 2.74 m

quartz counter · stainless steel appl

Media RoomUpper4.87 × 5.97 m

Broadloom

About This Home

From The Listing Description By Century 21 Leading Edge Realty Inc.

In short

  • Why make this your weekend home when you can make it your everyday escape?
  • Future community amenities include a private clubhouse, a resort-style 20' x 40' in-ground pool, and access to a shared 260-foot waterfront along Lake Simcoe...
  • This stunning Raine Model (Elevation A) offers 2,369 sq. ft. of thoughtfully designed living space, seamlessly blending comfort, elegance, and functionality.
  • Featuring approximately $80,000 in upgrades, including the builder-upgraded loft package, this home showcases quality finishes and enhanced living space throughout.
  • Adding even more value, this home is listed approximately $200,000 below the current builder pricing for a comparable off-plan model, offering a rare opportunity to...
Read The Full Description

Why make this your weekend home when you can make it your everyday escape?Minutes from Briars Golf Club, Sibbald Point Provincial Park, sandy beaches, marinas, sailing, camping, fishing, and scenic hiking trails, this exceptional home offers the ultimate Lake Simcoe lifestyle.Welcome to resort-style living in the highly sought-after Landing Active Adult Community, where nature, recreation, and relaxation come together. Future community amenities include a private clubhouse, a resort-style 20' x 40' in-ground pool, and access to a shared 260-foot waterfront along Lake Simcoe, offering breathtaking sunsets and tranquil lakeside views.This stunning Raine Model (Elevation A) offers 2,369 sq. ft. of thoughtfully designed living space, seamlessly blending comfort, elegance, and functionality. Featuring approximately $80,000 in upgrades, including the builder-upgraded loft package, this home showcases quality finishes and enhanced living space throughout. The spacious layout includes 2 generous bedrooms and 3 well-appointed bathrooms, ideal for both everyday living and entertaining guests. A standout feature is the expansive loft-level media room that opens into a versatile study-perfect for a home office, guest space, or easily converted into a third bedroom to suit your lifestyle needs.Adding even more value, this home is listed approximately $200,000 below the current builder pricing for a comparable off-plan model, offering a rare opportunity to enjoy substantial savings while avoiding the wait for new construction.Residents benefit from a low monthly maintenance fee of approximately $350 which includes lawn care and snow removal, allowing for truly carefree living.Ideally located approximately one hour from Toronto and within easy reach of Richmond Hill, Markham, and Vaughan, this remarkable property provides the perfect balance of peaceful retreat and urban convenience.Luxury. Lifestyle. Location. Exceptional Value. This is more than a home-it's a way of life.

Our Take

Team Asgarian, RE/MAX Hallmark Realty Ltd.
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

The assigned public school is Sutton PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

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Other Homes For Sale In Sutton & Jackson's Point

For sale in Sutton & Jackson's Point now · asking prices

How This Price Compares

$885kavg asking

Every home like this one for sale in Sutton & Jackson's Point right now. These are asking prices, not sales.

Per square foot, these ask about $545/sqft; this home lists at $378/sqft.

The 5 closest in price of 25 for sale in Sutton & Jackson's Point.

See all comparable homes
$850kThis home$878k$880k$820k$899k$949kThis home vs active comparables

Neighbourhood & Location

Sutton & Jackson's Point, Georgina, ON

Commute

Time from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Get The Full Neighbourhood Report (Schools, Parks, Transit & Safety) →

Schools & Catchment

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Sutton PS
67%
Sutton PSPublic · Elementary · JK-8 · 3.3 km awayBelow the GTA average · 67% meet the provincial standard
St. BernadetteEQAO results not published
Our Lady Of The LakeEQAO results not published

Affordability & Mortgage

Estimated Mortgage
$3,874/mo
$172KIncome needed
4.9×Price ÷ income
$894Weekly cost
$13,475Land transfer tax, one-time (Ontario)
20% down4.79% reference rate25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

86%Mortgage
Mortgage is 86% of the monthly costMortgage $3,874Property tax $614Total carry $4,488
Calculate And Customize Your Mortgage

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.59%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.44% via Ratehub.ca (as of November 9, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,798per month

Mortgage amount $680,000 · 4.59% over 25 years

$170,000Down payment (20.0%)
$680,000Loan before insurance
$0CMHC premium
$4,411Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,798
Property tax
$614
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,411

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$13,475
Estimated closing costs
$13,475

Plus your down payment of $170,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.59%Qualifying rate
$4,592/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$459,314Total interest paid
$1,139,314Total of all payments
Principal $680,000 Interest $459,314
YearPrincipalInterestBalance
1$14,964$30,608$665,036
2$15,659$29,914$649,377
3$16,386$29,187$632,991
4$17,147$28,426$615,844
5$17,943$27,630$597,902
6$18,776$26,797$579,126
7$19,647$25,925$559,478
8$20,560$25,013$538,919
9$21,514$24,058$517,405
10$22,513$23,060$494,892
11$23,558$22,014$471,333
12$24,652$20,921$446,682
13$25,796$19,776$420,885
14$26,994$18,579$393,891
15$28,247$17,325$365,644
16$29,559$16,014$336,085
17$30,931$14,642$305,154
18$32,367$13,206$272,787
19$33,870$11,703$238,917
20$35,442$10,130$203,475
21$37,088$8,485$166,387
22$38,810$6,763$127,578
23$40,611$4,961$86,967
24$42,497$3,076$44,470
25$44,470$1,103$0

At the end of your 5-year term

Total paid over the term
$227,863
Principal paid down
$82,098
Interest paid
$145,764
Balance remaining
$597,902

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Book a Consultation

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Questions About 38 PALMIRA Drive

What is the asking price for 38 PALMIRA Drive?

It is listed at $850,000.

How many bedrooms and bathrooms does 38 PALMIRA Drive have?

2+1 bedrooms, and 3 bathrooms.

How big is 38 PALMIRA Drive?

The listing gives 2000-2500 sq ft of living space, on a 50 × 98 ft lot.

Does 38 PALMIRA Drive have parking?

2 garage spaces, 4 parking spaces in all.

What are the property taxes on 38 PALMIRA Drive?

$7,362 a year, for 2025.

Is there an offer date for 38 PALMIRA Drive?

The listing does not state an offer date.

Which schools is 38 PALMIRA Drive zoned for?

By the school boards' attendance boundaries: Sutton PS (JK-8), Sutton District HS (9-12), St. Bernadette and Our Lady Of The Lake. Boundaries change, so confirm with the board before relying on it.

When was 38 PALMIRA Drive listed?

It came on the market on August 10, 2026.

Who is the listing brokerage for 38 PALMIRA Drive?

Century 21 Leading Edge Realty Inc. Showing requests on this page go to Team Asgarian, RE/MAX Hallmark Realty Ltd.

How can I request a showing of 38 PALMIRA Drive?

Send a showing request with your phone number, or call (416) 837-8000. Team Asgarian will call you to confirm a time.

Can Team Asgarian represent me as the buyer?

Yes, if you are not already working with another agent. We talk it through on the call before anything is signed.

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of Century 21 Leading Edge Realty Inc. MLS®/PropTx.

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38 PALMIRA DRIVE, GEORGINA, ON · Listed By Century 21 Leading Edge Realty Inc.

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Tell us where your home is. We'll call to talk through its value and your selling plans, free and with no obligation to list.

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