30 Damsel Circle, Georgina, ON

Sutton & Jackson's Point, Georgina · MLS® N14086240

$424,900
For Sale
Listed 4 days agoNo offer date stated
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3Bedrooms
2Bathrooms
1Garage · 4 parking
1100-1500Sq ft

About this home

In short

  • Enjoy relaxed, comfortable living in 'Sutton by the Lake'.
  • Come put your personal stamp on this 3 bedroom, 2 bath bungalow situated in a friendly 55+ community offering a wonderful blend of comfort, privacy and an active...
  • Sutton by the Lake offers a welcoming community atmosphere with a clubhouse, loads of activities and a community outdoor pool as well as golf, Lake Simcoe and Town...
  • A Land lease property with a current lease fee of $604.97 per month will increase $50 per month with new owner.
  • Lease fee includes: lot lease, water, use of Clubhouse, community pool, tennis courts, shuffleboard, driveway snow removal (3 inches or more).

Enjoy relaxed, comfortable living in 'Sutton by the Lake'! Come put your personal stamp on this 3 bedroom, 2 bath bungalow situated in a friendly 55+ community offering a wonderful blend of comfort, privacy and an active adult lifestyle. The well designed floor plan provides comfortable, functional living spaces and spacious principal rooms. Walkouts from the Living Room and one of the bedrooms to the oversized deck with one half covered & screened in, the perfect spot to enjoy the tranquil, peaceful privacy in the beautiful backyard. A covered side entrance off the Laundry room leads to a more than ample driveway and oversized garage with room for the car and a workshop! Sutton by the Lake offers a welcoming community atmosphere with a clubhouse, loads of activities and a community outdoor pool as well as golf, Lake Simcoe and Town amenities all close by. Whether staying active, socializing with neighbours or simply relaxing and enjoying your surroundings, a wonderful opportunity to enjoy comfortable bungalow living, a great sense of community and the ease of a low maintenance lifestyle in an adult setting. A Land lease property with a current lease fee of $604.97 per month will increase $50 per month with new owner. Lease fee includes: lot lease, water, use of Clubhouse, community pool, tennis courts, shuffleboard, driveway snow removal (3 inches or more).

Key facts

Property type
Detached, Bungalow
MLS®
N14086240
Bedrooms
3
Bathrooms
2
Size
1100-1500 sq ft
Lot
25 × 37.21 ft
Cross streets
Highway 48 & Park Rd
Parking
1 garage · 4 parking (detached)
Driveway
Private
Basement
Crawl Space
Heating
Forced Air
A/C
Central Air
Exterior
Other
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Septic
Pool
Inground, Community, Outdoor
Property tax
$1,795 / 2026
Days on market
4
Listing brokerage
RE/MAX ALL-STARS REALTY INC.

Rooms

Primary BedroomMain4.09 × 3.84 m

4 pc ensuite · walk-in closet(s) · large window

Bedroom 2Main3.52 × 3.77 m

w/o to deck · laminate · overlooks backyard

KitchenMain4.14 × 3.80 m

skylight · centre island · overlooks frontyard

FoyerMain3.50 × 3.16 m
Living RoomMain5.27 × 3.77 m

w/o to deck · overlooks backyard · overlooks dining

BreakfastMain2.49 × 2.19 m

combined w/kitchen · open concept · window

LaundryMain2.39 × 1.50 m

W/O To Yard

Bedroom 3Main2.56 × 3.73 m

closet · laminate · overlooks frontyard

Dining RoomMain2.74 × 3.96 m

overlooks living · overlooks frontyard · laminate

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Sutton & Jackson's Point · asking prices
$705kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $542/sqft; this home lists at $327/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
425kThis home550k650k820k800kThis home vs active comparables

Neighbourhood & location

Sutton & Jackson's Point, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Virginia
$683K
Historic Lakeshore Communities
$1.04M
Pefferlaw
$808K
Keswick North
$960K
Keswick South
$860K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$1,937/mo
$82KIncome needed
5.2×Price ÷ income
$447Weekly cost
$4,973Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $1,937Property tax $150Total carry $2,086

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$1,879per month

Mortgage amount $339,920 · 4.49% over 25 years

$84,980Down payment (20.0%)
$339,920Loan before insurance
$0CMHC premium
$2,029Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$1,879
Property tax
$150
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$2,029

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$4,973
Estimated closing costs
$4,973

Plus your down payment of $84,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,275/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$223,923Total interest paid
$563,843Total of all payments
Principal $339,920 Interest $223,923
YearPrincipalInterestBalance
1$7,586$14,968$332,334
2$7,930$14,624$324,404
3$8,290$14,264$316,114
4$8,666$13,887$307,448
5$9,060$13,494$298,388
6$9,471$13,082$288,917
7$9,901$12,652$279,015
8$10,351$12,203$268,665
9$10,821$11,733$257,844
10$11,312$11,242$246,532
11$11,826$10,728$234,706
12$12,363$10,191$222,343
13$12,924$9,630$209,419
14$13,511$9,043$195,908
15$14,124$8,429$181,784
16$14,766$7,788$167,018
17$15,436$7,118$151,582
18$16,137$6,417$135,446
19$16,870$5,684$118,576
20$17,635$4,918$100,941
21$18,436$4,118$82,504
22$19,273$3,280$63,231
23$20,148$2,405$43,083
24$21,063$1,491$22,020
25$22,020$534$0

At the end of your 5-year term

Total paid over the term
$112,769
Principal paid down
$41,532
Interest paid
$71,237
Balance remaining
$298,388

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
5.0%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

6.5%
Gross yield
− Property tax $1,795− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $21,369

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ALL-STARS REALTY INC.. MLS®/PropTx.

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