131 Roxanna Drive, Georgina, ON

Sutton & Jackson's Point, Georgina · MLS® N13671114

$549,500
For Sale
Listed 43 days agoNo offer date stated
3Bedrooms
2Bathrooms
1.5Garage · 6 parking
1100-1500Sq ft

About this home

In short

  • This home has had many upgrades/renovations done to it (See attached Feature Sheet).
  • Lovely gardens with a private backyard oasis with gazebo, hot tub and grotto.
  • Guest Bathroom renovation in 2026 with Step In Spa Tub.
  • New roof shingles in 2025.
  • Landlease fee pays for the lease of the land, water, snow removal of more than 3 inches in your driveway, use of inground pool, club house, shuffle board and pickle...

Welcome to Sutton by the Lake Adult Community. This lovely Devonshire model has 3 bedrooms & 2 baths. This home has had many upgrades/renovations done to it (See attached Feature Sheet). Lovely gardens with a private backyard oasis with gazebo, hot tub and grotto. You won't want to leave the backyard. Hardwood floors in the living and dining room. California Shutters on the windows. On Demand Tankless water heater owned was installed in 2026. Guest Bathroom renovation in 2026 with Step In Spa Tub. Surge Protector on Furnace and Air Conditioner. New roof shingles in 2025. This home has an added 4 seasons sun room that overlooks the backyard and can be used as a family/sitting room or den. Renovated kitchen with lots of cupboard space. Large walk-in storage closet for extra storage space in the kitchen. Laundry area in Kitchen. This home has both a formal Dining Room area and eat-in kitchen area or use the space otherwise, as this home has. The living room has a propane fire place for those chilly winter nights. This is a landlease property and the lease amount per month to the new Buyer will be $629.42. Landlease fee pays for the lease of the land, water, snow removal of more than 3 inches in your driveway, use of inground pool, club house, shuffle board and pickle ball courts. Join in the community fun with Ladies and Men's Club, Bingo, Shuffle Board, Golf, Cards, BBQ's, Dinners and Dances and much more. This house is move in ready and you won't want to miss it. Come take a look for yourself!

Key facts

Property type
Detached, Bungalow
MLS®
N13671114
Bedrooms
3
Bathrooms
2
Size
1100-1500 sq ft
Lot
29 × 41.01 ft
Cross streets
Hwy 48/Park/Roxanna
Parking
1.5 garage · 6 parking (detached)
Driveway
Private
Basement
Crawl Space
Heating
Forced Air
A/C
Central Air
Exterior
Aluminum Siding, Vinyl Siding
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Septic
Pool
Community, Inground
Property tax
$1,609 / 2026
Days on market
43
Listing brokerage
REMAX YOUR COMMUNITY REALTY

Rooms

SunroomGround4.56 × 3.15 m

w/o to yard · large window · broadloom

Bedroom 3Ground3.31 × 3.11 m

broadloom · california shutters · double closet

Primary BedroomGround4.35 × 3.52 m

3 pc ensuite · walk-in closet(s) · california shutters

KitchenGround3.19 × 2.34 m

vinyl floor · backsplash

Bedroom 2Ground3.31 × 3.11 m

hardwood floor · california shutters · double closet

Living RoomGround4.39 × 4.77 m

hardwood floor · california shutters · large window

BreakfastGround2.45 × 2.67 m

Hardwood Floor

Dining RoomGround4.39 × 3.34 m

hardwood floor · california shutters · large window

Our TakeTeam Asgarian · Broker
A small discount is typical
$531Klikely sale price

Listed at $549,500. Going by how homes in Sutton & Jackson's Point and the wider GTA have actually closed against their asking prices (about 97%, 28 local closings in 90 days), the likely sale price is near $531K, if it sells. A realistic range is $498K to $599K.

Independent value check: $460K. Without looking at the asking price, our model values the home itself about 16% below the ask (homes like it typically land between $431K and $482K).

Why $460K. The typical detached home sold in Sutton & Jackson's Point over the past year went for about $810K (113 sales). What sets this one apart:

  • ▼ Lowers it stronglyIts tax bill, which follows the city's own assessment, is $1,609 a year; the typical home sold here pays about $4,600.
  • ▼ Lowers it stronglyIt is 1,100 to 1,500 sq ft; the typical home sold here is 1,500 to 2,000.
  • ▼ Lowers it strongly3 bedrooms and 2 baths, against 3+1 and 3 typically.
  • ▼ Lowers itIts lot is 29 by 41 ft; the typical lot sold here is 60 by 124.
List price
$498KBelow recent closings$599KAbove recent closings

Total price vs nearby homes. Likely closing about $531K, from 28 recent closings in this pocket.

The market behind the math:

28sold nearby · 90 days
$815Kmedian sold price
95%of asking, on average
+7%prices vs a year ago
~45 dayshomes like this take to sell
43days on market so far
$2,662/moest. rent · 23 leases
5.8%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.4 months of inventory: 22 detached homes for sale in the area against 28 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $423/sqft against an area asking average of $511/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 28 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $627K. Condition and finishes remain an in-person call.

What the listing highlights5 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Recent major systems: lower near-term capital costs, ask for the ages and any warranties. Value driver
  • Pool: lifestyle appeal, but adds maintenance, insurance, and resale is mixed. Weigh carefully
  • Premium lot / gardens: lot size and privacy hold value and cannot be changed, verify frontage, depth, and any easements. Value driver
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle
Schools & getting aroundcatchment and transit

The assigned public school is Sutton PS. EQAO is only one input, and families here also look at French Immersion, boundary, and private options, the full breakdown is below.

Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($423/sqft) is below the area, so you are paying for extra space rather than a premium.

Based on 28 comparable homes that sold in Sutton & Jackson's Point over the past two years, from 218 closings there.

What sellers nearby are askingCurrently listed nearby in Sutton & Jackson's Point · asking prices
$692kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $532/sqft; this home lists at $423/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
550kThis home455k800k820kThis home vs active comparables

Neighbourhood & location

Sutton & Jackson's Point, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Virginia
$919K
Baldwin
$862K
Pefferlaw
$919K
Historic Lakeshore Communities
$853K
Keswick North
$910K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Schools & catchmentAssigned attendance-boundary schools, with EQAO results

The public and Catholic schools this address is zoned for, with EQAO results (the share of students meeting Ontario's provincial standard).

School attendance boundaries and EQAO results are Ontario government data and can change. Confirm the current catchment with the school board before relying on it.

Street view near Sutton PS
67%
Sutton PSPublic · Elementary · JK-8 · 3.2 km awayBelow the GTA average · 67% meet the provincial standard
St. BernadetteEQAO results not published
Our Lady Of The LakeEQAO results not published

Affordability & Mortgage

Affordability
$2,504/mo
$103KIncome needed
5.4×Price ÷ income
$578Weekly cost
$7,465Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

95%mortgage
Mortgage $2,504Property tax $134Total carry $2,638

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of September 25, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$2,431per month

Mortgage amount $439,600 · 4.49% over 25 years

$109,900Down payment (20.0%)
$439,600Loan before insurance
$0CMHC premium
$2,565Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$2,431
Property tax
$134
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$2,565

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$7,465
Estimated closing costs
$7,465

Plus your down payment of $109,900. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$2,942/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$289,587Total interest paid
$729,187Total of all payments
Principal $439,600 Interest $289,587
YearPrincipalInterestBalance
1$9,810$19,357$429,790
2$10,255$18,912$419,535
3$10,721$18,446$408,814
4$11,208$17,960$397,606
5$11,717$17,451$385,889
6$12,249$16,919$373,640
7$12,805$16,363$360,835
8$13,386$15,781$347,449
9$13,994$15,173$333,455
10$14,629$14,538$318,826
11$15,294$13,874$303,532
12$15,988$13,179$287,544
13$16,714$12,454$270,830
14$17,473$11,695$253,357
15$18,266$10,901$235,091
16$19,096$10,072$215,996
17$19,963$9,205$196,033
18$20,869$8,299$175,164
19$21,816$7,351$153,348
20$22,807$6,360$130,541
21$23,843$5,325$106,698
22$24,925$4,242$81,773
23$26,057$3,111$55,716
24$27,240$1,928$28,477
25$28,477$691$0

At the end of your 5-year term

Total paid over the term
$145,837
Principal paid down
$53,711
Interest paid
$92,126
Balance remaining
$385,889

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 23 whole-home leases in Sutton & Jackson's Point$2,662/mo
$31,944Gross annual rent
4.6%Cap rate after taxes and upkeep
$2,423 to $3,075Typical rent range
~21 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 23 whole-home leases in Sutton & Jackson's Point signed at a median of $2,634 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,662. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

5.8%
Gross yield
− Property tax $1,609− Insurance $1,400− Vacancy & upkeep $3,514Net operating income $25,422

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REMAX YOUR COMMUNITY REALTY. MLS®/PropTx.

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