8 Georgina Street, Georgina, ON

Sutton & Jackson's Point, Georgina · MLS® N13883336

$799,900
For Sale
Listed 10 days agoNo offer date stated
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3Bedrooms
3Bathrooms
2Garage · 8 parking
1100-1500Sq ft

About this home

In short

  • Step inside 8 Georgina St to a bright, open-concept living space with high ceilings, plenty of natural light and an easy flow into the kitchen and dining area.
  • Downstairs, the large unfinished basement gives you the freedom to build it your way, whether you want additional bedrooms, a rec room, home gym, office or extra...
  • The home also features an oversized garage with 12+ ft ceilings, providing plenty of room for vehicles, storage or a workshop.
  • Located in the Sutton & Jackson's Point area of Georgina, you're close to the Lake Simcoe waterfront, beaches, parks and everyday amenities, giving you a quieter...

Step inside 8 Georgina St to a bright, open-concept living space with high ceilings, plenty of natural light and an easy flow into the kitchen and dining area. The kitchen features a large centre island, stainless steel appliances, plenty of cabinetry and direct access to the backyard deck, making the main floor comfortable for both everyday living and entertaining. The bedrooms are bright and well-sized with good closet space, while the bathrooms offer clean, neutral finishes. Downstairs, the large unfinished basement gives you the freedom to build it your way, whether you want additional bedrooms, a rec room, home gym, office or extra living space. The home also features an oversized garage with 12+ ft ceilings, providing plenty of room for vehicles, storage or a workshop. Outside, enjoy a private fenced backyard, raised deck and plenty of green space, along with the convenience of municipal water and no propane or septic system to worry about. Located in the Sutton & Jackson's Point area of Georgina, you're close to the Lake Simcoe waterfront, beaches, parks and everyday amenities, giving you a quieter setting while still keeping the essentials nearby.

Key facts

Property type
Detached, Bungalow
MLS®
N13883336
Bedrooms
3
Bathrooms
3 (1 half)
Size
1100-1500 sq ft
Lot
62.31 × 107.85 ft
Cross streets
Georgina St & Market St
Parking
2 garage · 8 parking (attached)
Basement
Unfinished, Full
Heating
Forced Air
A/C
Central Air
Exterior
Vinyl Siding
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,130 / 2026
Days on market
10
Listing brokerage
TONY K REAL ESTATE

Rooms

KitchenMain3.47 × 3.32 m
BedroomMain3.20 × 2.60 m
Dining RoomMain2.26 × 1.52 m
BedroomMain4.70 × 3.10 m
BedroomMain3.00 × 2.90 m
Living RoomMain5.25 × 3.65 m
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Sutton & Jackson's Point · asking prices
$611kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $470/sqft; this home lists at $615/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
800kThis home820k650k550k425kThis home vs active comparables

Neighbourhood & location

Sutton & Jackson's Point, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Historic Lakeshore Communities
$1.04M
Virginia
$683K
Keswick North
$960K
Pefferlaw
$808K
Keswick South
$861K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,646/mo
$156KIncome needed
5.1×Price ÷ income
$841Weekly cost
$12,473Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $3,646Property tax $427Total carry $4,073

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,538per month

Mortgage amount $639,920 · 4.49% over 25 years

$159,980Down payment (20.0%)
$639,920Loan before insurance
$0CMHC premium
$3,966Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,538
Property tax
$428
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,966

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,473
Estimated closing costs
$12,473

Plus your down payment of $159,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,282/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$421,548Total interest paid
$1,061,468Total of all payments
Principal $639,920 Interest $421,548
YearPrincipalInterestBalance
1$14,280$28,178$625,640
2$14,929$27,530$610,711
3$15,606$26,852$595,105
4$16,315$26,144$578,789
5$17,056$25,403$561,734
6$17,830$24,628$543,903
7$18,640$23,819$525,263
8$19,486$22,973$505,777
9$20,371$22,088$485,406
10$21,296$21,163$464,111
11$22,263$20,196$441,848
12$23,274$19,185$418,574
13$24,330$18,128$394,244
14$25,435$17,024$368,809
15$26,590$15,869$342,219
16$27,797$14,662$314,422
17$29,059$13,400$285,363
18$30,379$12,080$254,984
19$31,758$10,701$223,226
20$33,200$9,259$190,027
21$34,707$7,751$155,319
22$36,283$6,176$119,036
23$37,930$4,528$81,106
24$39,653$2,806$41,453
25$41,453$1,006$0

At the end of your 5-year term

Total paid over the term
$212,294
Principal paid down
$78,186
Interest paid
$134,107
Balance remaining
$561,734

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.5%
Gross yield
− Property tax $5,130− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $18,034

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of TONY K REAL ESTATE. MLS®/PropTx.

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