8 Georgina Street, Georgina, ON

Sutton & Jackson's Point, Georgina · MLS® N13883336

$799,900
For Sale
Listed 10 days agoNo offer date stated
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3Bedrooms
3Bathrooms
2Garage · 8 parking
1100-1500Sq ft

About this home

In short

  • Step inside 8 Georgina St to a bright, open-concept living space with high ceilings, plenty of natural light and an easy flow into the kitchen and dining area.
  • Downstairs, the large unfinished basement gives you the freedom to build it your way, whether you want additional bedrooms, a rec room, home gym, office or extra...
  • The home also features an oversized garage with 12+ ft ceilings, providing plenty of room for vehicles, storage or a workshop.
  • Located in the Sutton & Jackson's Point area of Georgina, you're close to the Lake Simcoe waterfront, beaches, parks and everyday amenities, giving you a quieter...

Step inside 8 Georgina St to a bright, open-concept living space with high ceilings, plenty of natural light and an easy flow into the kitchen and dining area. The kitchen features a large centre island, stainless steel appliances, plenty of cabinetry and direct access to the backyard deck, making the main floor comfortable for both everyday living and entertaining. The bedrooms are bright and well-sized with good closet space, while the bathrooms offer clean, neutral finishes. Downstairs, the large unfinished basement gives you the freedom to build it your way, whether you want additional bedrooms, a rec room, home gym, office or extra living space. The home also features an oversized garage with 12+ ft ceilings, providing plenty of room for vehicles, storage or a workshop. Outside, enjoy a private fenced backyard, raised deck and plenty of green space, along with the convenience of municipal water and no propane or septic system to worry about. Located in the Sutton & Jackson's Point area of Georgina, you're close to the Lake Simcoe waterfront, beaches, parks and everyday amenities, giving you a quieter setting while still keeping the essentials nearby.

Key facts

Property type
Detached, Bungalow
MLS®
N13883336
Bedrooms
3
Bathrooms
3 (1 half)
Size
1100-1500 sq ft
Lot
62.31 × 107.85 ft
Cross streets
Georgina St & Market St
Parking
2 garage · 8 parking (attached)
Basement
Unfinished, Full
Heating
Forced Air
A/C
Central Air
Exterior
Vinyl Siding
Foundation
Poured Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$5,130 / 2026
Days on market
10
Listing brokerage
TONY K REAL ESTATE

Rooms

KitchenMain3.47 × 3.32 m
BedroomMain3.20 × 2.60 m
Dining RoomMain2.26 × 1.52 m
BedroomMain4.70 × 3.10 m
BedroomMain3.00 × 2.90 m
Living RoomMain5.25 × 3.65 m
Our TakeTeam Asgarian · Broker
A small discount is typical
$774Klikely sale price

Listed at $799,900. Going by how homes in Sutton & Jackson's Point and the wider GTA have actually closed against their asking prices (about 97%, 29 local closings in 90 days), the likely sale price is near $774K, if it sells. A realistic range is $725K to $872K.

Independent value check: $726K. Without looking at the asking price, our model values the home itself about 9% below the ask (homes like it typically land between $680K and $760K).

Why $726K. The typical detached home sold in Sutton & Jackson's Point over the past year went for about $810K (113 sales). What sets this one apart:

  • ▼ Lowers itIt is 1,100 to 1,500 sq ft; the typical home sold here is 1,500 to 2,000.
  • ▲ Raises it slightlyIts tax bill, which follows the city's own assessment, is $5,130 a year; the typical home sold here pays about $4,600.
  • ▲ Raises it slightly2 garage and 8 total parking spaces, against 2 and 5 typically.
  • ▼ Lowers it slightlyIts lot is 62 by 108 ft; the typical lot sold here is 60 by 124.
List price
$725KBelow recent closings$872KAbove recent closings

Total price vs nearby homes. Likely closing about $774K, from 29 recent closings in this pocket.

The market behind the math:

29sold nearby · 90 days
$815Kmedian sold price
94%of asking, on average
+7%prices vs a year ago
~50 dayshomes like this take to sell
10days on market so far
$2,814/moest. rent · 35 leases
4.2%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2.2 months of inventory: 21 detached homes for sale in the area against 29 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $615/sqft against an area asking average of $498/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 29 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $754K. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Finished basement: added living space, worth checking ceiling height and that the work was permitted. Value driver
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Transit / schools nearby: convenience and resale support, verify the exact distances and school catchment. Value driver

Based on 29 comparable homes that sold in Sutton & Jackson's Point over the past two years, from 221 closings there.

What sellers nearby are askingCurrently listed nearby in Sutton & Jackson's Point · asking prices
$611kavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market. Homes like this one have recently closed around $726K, which is where my estimate comes from.

Per square foot, these ask about $470/sqft; this home lists at $615/sqft. Size is part of the price story, not just the sticker.

The 4 closest active listings nearby.

See all comparable homes
800kThis home820k650k550k425kThis home vs active comparables

Sold price trend

Median sold price for detached homes in Sutton & Jackson's Point: $815K in September 2026, down 1% from a year ago, on 105 closings in 11 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$813K6
November 2025$765K11
December 2025$835K5
February 2026$868K6
March 2026$785K7
April 2026$822K10
May 2026$867K12
June 2026$755K17
July 2026$832K17
August 2026$740K8
September 2026$815K6

Neighbourhood & location

Sutton & Jackson's Point, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Historic Lakeshore Communities
$1.04M
Virginia
$683K
Keswick North
$960K
Pefferlaw
$808K
Keswick South
$860K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,646/mo
$156KIncome needed
5.1×Price ÷ income
$841Weekly cost
$12,473Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

90%mortgage
Mortgage $3,646Property tax $427Total carry $4,073

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,538per month

Mortgage amount $639,920 · 4.49% over 25 years

$159,980Down payment (20.0%)
$639,920Loan before insurance
$0CMHC premium
$3,966Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,538
Property tax
$428
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,966

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$12,473
Estimated closing costs
$12,473

Plus your down payment of $159,980. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$4,282/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$421,548Total interest paid
$1,061,468Total of all payments
Principal $639,920 Interest $421,548
YearPrincipalInterestBalance
1$14,280$28,178$625,640
2$14,929$27,530$610,711
3$15,606$26,852$595,105
4$16,315$26,144$578,789
5$17,056$25,403$561,734
6$17,830$24,628$543,903
7$18,640$23,819$525,263
8$19,486$22,973$505,777
9$20,371$22,088$485,406
10$21,296$21,163$464,111
11$22,263$20,196$441,848
12$23,274$19,185$418,574
13$24,330$18,128$394,244
14$25,435$17,024$368,809
15$26,590$15,869$342,219
16$27,797$14,662$314,422
17$29,059$13,400$285,363
18$30,379$12,080$254,984
19$31,758$10,701$223,226
20$33,200$9,259$190,027
21$34,707$7,751$155,319
22$36,283$6,176$119,036
23$37,930$4,528$81,106
24$39,653$2,806$41,453
25$41,453$1,006$0

At the end of your 5-year term

Total paid over the term
$212,294
Principal paid down
$78,186
Interest paid
$134,107
Balance remaining
$561,734

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 35 whole-home leases in Sutton & Jackson's Point$2,814/mo
$33,768Gross annual rent
2.9%Cap rate after taxes and upkeep
$2,572 to $3,083Typical rent range
~21 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 35 whole-home leases in Sutton & Jackson's Point signed at a median of $2,733 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,814. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.2%
Gross yield
− Property tax $5,130− Insurance $1,400− Vacancy & upkeep $3,714Net operating income $23,524

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of TONY K REAL ESTATE. MLS®/PropTx.

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