218 Ridgecrest Road, Markham, ON

Berczy, Markham · MLS® N13633624

$1,628,000
For Sale
Listed 77 days agoNo offer date statedSitting longer than typical
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4Bedrooms
4Bathrooms
2Garage · 4 parking
2500-3000Sq ft

About this home

In short

  • Welcome to 218 Ridgecrest Rd, a detached 4-bedroom home with a double-car garage situated on a corner lot in Markham's Berczy community.
  • The main floor features hardwood flooring in the living/dining, and family rooms, a family room with a gas fireplace and walk-out to the backyard, and an open-concept...
  • An oak staircase leads to the second level, where the primary bedroom includes a walk-in closet and a 4-piece ensuite.
  • Heat pump installed in 2023.

Welcome to 218 Ridgecrest Rd, a detached 4-bedroom home with a double-car garage situated on a corner lot in Markham's Berczy community. The main floor features hardwood flooring in the living/dining, and family rooms, a family room with a gas fireplace and walk-out to the backyard, and an open-concept kitchen with a centre island and breakfast area. An oak staircase leads to the second level, where the primary bedroom includes a walk-in closet and a 4-piece ensuite. Each additional bedroom features a closet and window. Heat pump installed in 2023. Located near Berczy Park North, Castlemore Public School, and Pierre Elliott Trudeau High School.

Key facts

Property type
Detached, 2-Storey
MLS®
N13633624
Bedrooms
4
Bathrooms
4 (1 half)
Size
2500-3000 sq ft
Lot
26.08 × 96.29 ft
Cross streets
Major Mackenzie Dr E & McCowan Road
Parking
2 garage · 4 parking (attached)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$7,379 / 2026
Days on market
77
Listing brokerage
HOMELIFE LANDMARK REALTY INC.

Rooms

Media RoomBasement4.34 × 2.26 m
RecreationBasement5.84 × 3.48 m
Bedroom 4Second4.85 × 3.07 m

closet · window

BreakfastMain5.49 × 3.96 m

Combined w/Kitchen

Family RoomMain4.62 × 3.35 m

Fireplace

Bedroom 3Second4.19 × 3.05 m

closet · window

Primary BedroomSecond6.10 × 3.81 m

4 pc ensuite · walk-in closet(s)

KitchenMain5.49 × 3.96 m

Combined w/Br

Bedroom 2Second3.05 × 3.05 m

closet · window

Dining RoomMain6.10 × 3.81 m

Combined w/Living

Living RoomMain6.10 × 3.81 m

Combined w/Dining

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Berczy, Markham, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Wismer
$1.42M
Raymerville
$1.68M
Bullock
$1.10M
Unionville
$2.16M
Devil's Elbow
$4.74M

Typical asking price of active listings of the same type, per area (outliers removed). Markham.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$7,420/mo
$305KIncome needed
5.3×Price ÷ income
$1,712Weekly cost
$29,035Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $7,420Property tax $615Total carry $8,035

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$7,201per month

Mortgage amount $1,302,400 · 4.49% over 25 years

$325,600Down payment (20.0%)
$1,302,400Loan before insurance
$0CMHC premium
$7,816Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$7,201
Property tax
$615
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,816

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$29,035
Estimated closing costs
$29,035

Plus your down payment of $325,600. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$8,716/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$857,958Total interest paid
$2,160,358Total of all payments
Principal $1,302,400 Interest $857,958
YearPrincipalInterestBalance
1$29,064$57,350$1,273,336
2$30,384$56,031$1,242,952
3$31,763$54,651$1,211,189
4$33,205$53,209$1,177,984
5$34,713$51,701$1,143,271
6$36,289$50,125$1,106,982
7$37,937$48,478$1,069,045
8$39,659$46,755$1,029,386
9$41,460$44,954$987,926
10$43,342$43,072$944,583
11$45,310$41,104$899,273
12$47,368$39,047$851,905
13$49,518$36,896$802,387
14$51,767$34,648$750,620
15$54,117$32,297$696,503
16$56,574$29,840$639,929
17$59,143$27,271$580,786
18$61,828$24,586$518,958
19$64,635$21,779$454,323
20$67,570$18,844$386,753
21$70,638$15,776$316,114
22$73,845$12,569$242,269
23$77,198$9,216$165,071
24$80,703$5,711$84,368
25$84,368$2,047$0

At the end of your 5-year term

Total paid over the term
$432,072
Principal paid down
$159,129
Interest paid
$272,942
Balance remaining
$1,143,271

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$5,250/mo
$63,000Gross annual rent
2.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.9%
Gross yield
− Property tax $7,379− Insurance $1,400− Vacancy & upkeep $6,930Net operating income $47,291

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of HOMELIFE LANDMARK REALTY INC.. MLS®/PropTx.

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