108 Hubner Avenue, Markham, ON

Berczy, Markham · MLS® N13816946

$1,990,000
For Sale
Listed 27 days agoNo offer date stated
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4+1Bedrooms
4Bathrooms
2Garage · 4 parking
3000-3500Sq ft

About this home

In short

  • Spacious, freshly painted throughout, and impeccably maintained 4+1 bedroom detached home offering 3,125 sq ft of above-grade living space in prestigious Berczy Village.
  • Features 9ft ceilings on both the main and second levels, classic hardwood floors on the main floor, and brand-new SPC flooring upstairs.
  • Functional layout includes 4 large bedrooms plus a convertible 2nd-floor den (ideal as a 5th bedroom or home office).
  • Upgraded kitchen with stainless steel appliances and a spacious primary bedroom with a 5pc ensuite.
  • Minutes to Berczy Park, public transit, shopping plazas, Markville Mall, and major highways.

Spacious, freshly painted throughout, and impeccably maintained 4+1 bedroom detached home offering 3,125 sq ft of above-grade living space in prestigious Berczy Village! Features 9ft ceilings on both the main and second levels, classic hardwood floors on the main floor, and brand-new SPC flooring upstairs. Functional layout includes 4 large bedrooms plus a convertible 2nd-floor den (ideal as a 5th bedroom or home office). Two ensuite bedroom. Two walk-in closet. Upgraded kitchen with stainless steel appliances and a spacious primary bedroom with a 5pc ensuite. Enjoy a private, fully fenced backyard. Prime location within walking distance to top-ranked Pierre Elliott Trudeau High School and Beckett Farm Public School. Minutes to Berczy Park, public transit, shopping plazas, Markville Mall, and major highways. Move-in ready!

Key facts

Property type
Detached, 2-Storey
MLS®
N13816946
Bedrooms
4+1 (5 total)
Bathrooms
4 (1 half)
Size
3000-3500 sq ft
Lot
38.06 × 108.27 ft
Cross streets
Kennedy/ 16th Ave
Parking
2 garage · 4 parking (built-in)
Driveway
Private
Basement
Full, Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$8,479 / 2025
Days on market
27
Listing brokerage
REAL ONE REALTY INC.

Rooms

Bedroom 4Second3.76 × 3.65 m

ensuite bath · 4 pc bath · large window

BreakfastMain3.65 × 2.92 m

ceramic floor · w/o to yard · bow window

KitchenMain3.65 × 3.35 m

ceramic floor · centre island · open concept

Bedroom 3Second3.76 × 3.96 m

walk-in closet(s) · large window

DenSecond4.24 × 3.30 m

W/O To Balcony

Dining RoomMain3.81 × 3.35 m

hardwood floor · open concept

Bedroom 2Second3.65 × 3.04 m

semi ensuite · 4 pc bath

Living RoomMain5.13 × 4.47 m

hardwood floor · open concept · fireplace

Primary BedroomSecond5.18 × 4.26 m

5 pc ensuite · cathedral ceiling(s) · walk-in closet(s)

Great RoomMain5.13 × 3.65 m

hardwood floor · open concept · fireplace

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read

Neighbourhood & location

Berczy, Markham, ON

CommuteTime from this home to where you spend your day

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Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Wismer
$1.53M
Unionville
$2.16M
Raymerville
$1.68M
Bullock
$1.10M
Devil's Elbow
$5.30M

Typical asking price of active listings of the same type, per area (outliers removed). Markham.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$9,070/mo
$370KIncome needed
5.4×Price ÷ income
$2,093Weekly cost
$36,275Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

93%mortgage
Mortgage $9,070Property tax $707Total carry $9,776

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%

Homes over $1.5M can't be insured, so 20% down or more is required.

4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$8,802per month

Mortgage amount $1,592,000 · 4.49% over 25 years

$398,000Down payment (20.0%)
$1,592,000Loan before insurance
$0CMHC premium
$9,509Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$8,802
Property tax
$707
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$9,509

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$36,275
Estimated closing costs
$36,275

Plus your down payment of $398,000. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$10,654/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$1,048,732Total interest paid
$2,640,732Total of all payments
Principal $1,592,000 Interest $1,048,732
YearPrincipalInterestBalance
1$35,527$70,103$1,556,473
2$37,140$68,490$1,519,334
3$38,826$66,803$1,480,508
4$40,589$65,040$1,439,919
5$42,432$63,198$1,397,487
6$44,358$61,271$1,353,129
7$46,372$59,257$1,306,756
8$48,478$57,151$1,258,278
9$50,679$54,950$1,207,599
10$52,980$52,649$1,154,619
11$55,385$50,244$1,099,234
12$57,900$47,729$1,041,334
13$60,529$45,100$980,805
14$63,277$42,352$917,527
15$66,150$39,479$851,377
16$69,154$36,475$782,223
17$72,294$33,336$709,929
18$75,576$30,053$634,353
19$79,008$26,622$555,345
20$82,595$23,034$472,750
21$86,345$19,284$386,405
22$90,265$15,364$296,140
23$94,364$11,265$201,776
24$98,648$6,981$103,127
25$103,127$2,502$0

At the end of your 5-year term

Total paid over the term
$528,146
Principal paid down
$194,513
Interest paid
$333,633
Balance remaining
$1,397,487

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$6,300/mo
$75,600Gross annual rent
2.9%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.8%
Gross yield
− Property tax $8,479− Insurance $1,400− Vacancy & upkeep $8,316Net operating income $57,405

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of REAL ONE REALTY INC.. MLS®/PropTx.

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