132 Estate Garden Drive, Richmond Hill, ON

Oak Ridges, Richmond Hill · MLS® N13634324

$1,289,000
For Sale
Listed 76 days agoNo offer date stated
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4Bedrooms
3Bathrooms
2Garage · 5 parking
2000-2500Sq ft

About this home

In short

  • Welcome To 132 Estate Garden Dr., Nestled In The Prestigious Oak Ridges Community Of Richmond Hill.
  • This Well-Maintained 4-Bedroom Detached Home Backs Onto A Beautiful Ravine, Offering Privacy And Picturesque Views.
  • Features Hardwood Flooring(2025) Throughout And 9-Ft Smooth Ceilings With Pot Light On The Main Floor, This Home Boasts A Bright And Spacious Open-Concept Layout.
  • The Spacious Primary Bedroom Features A Walk-In Closet And A 4 Piece Ensuite.

Welcome To 132 Estate Garden Dr., Nestled In The Prestigious Oak Ridges Community Of Richmond Hill. This Well-Maintained 4-Bedroom Detached Home Backs Onto A Beautiful Ravine, Offering Privacy And Picturesque Views. Features Hardwood Flooring(2025) Throughout And 9-Ft Smooth Ceilings With Pot Light On The Main Floor, This Home Boasts A Bright And Spacious Open-Concept Layout. The Upgraded Kitchen With Quartz Countertops, A Centre Island And Stainless Steel Appliances. Freshly Painted And Move-In Ready. The Spacious Primary Bedroom Features A Walk-In Closet And A 4 Piece Ensuite. Three Additional Generously Sized Bedrooms With Large Window. Surrounded By Scenic Trails, Parks And Protected Green Space, This Home Provides The Perfect Balance Of Nature And Convenience. Just Minutes From Lake Wilcox, Supermarket, Banks, Restaurants And All Amenities.

Key facts

Property type
Detached, 2-Storey
MLS®
N13634324
Bedrooms
4
Bathrooms
3 (1 half)
Size
2000-2500 sq ft
Lot
36.96 × 147.33 ft
Cross streets
Yonge St / King Rd
Parking
2 garage · 5 parking (built-in)
Basement
Full, Unfinished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Property tax
$6,353 / 2025
Days on market
76
Listing brokerage
ANJIA REALTY

Rooms

Family RoomMain4.87 × 5.12 m

hardwood floor · open concept

KitchenMain5.23 × 3.34 m

modern kitchen · w/o to yard

Bedroom 4Second3.52 × 3.66 m

hardwood floor · closet · hardwood floor

Dining RoomMain6.09 × 5.12 m

combined w/living · hardwood floor

Living RoomMain6.09 × 5.12 m

combined w/dining · hardwood floor

Bedroom 3Second3.34 × 3.66 m

hardwood floor · closet · large window

Bedroom 2Second4.15 × 3.06 m

hardwood floor · walk-in closet(s) · large window

Primary BedroomSecond7.19 × 3.95 m

4 pc ensuite · hardwood floor · walk-in closet(s)

Our TakeTeam Asgarian · Broker
A small discount is typical
$1.25Mlikely sale price

Listed at $1,289,000. Going by how homes in Oak Ridges and the wider GTA have actually closed against their asking prices (about 97%, 34 local closings in 90 days), the likely sale price is near $1.25M, if it sells. A realistic range is $1.17M to $1.41M.

Independent value check: $1.27M. Without looking at the asking price, our model values the home itself in line with the ask (homes like it typically land between $1.19M and $1.33M).

Why $1.27M. The typical detached home sold in Oak Ridges over the past year went for about $1.41M (117 sales). What sets this one apart:

  • ▼ Lowers itIt is 2,000 to 2,500 sq ft; the typical home sold here is 2,500 to 3,000.
  • ▼ Lowers it slightlyIts tax bill, which follows the city's own assessment, is $6,353 a year; the typical home sold here pays about $6,700.
  • ▼ Lowers it slightly4 bedrooms and 3 baths, against 4+1 and 4 typically.
List price
$1.17MBelow recent closings$1.41MAbove recent closings

Total price vs nearby homes. Likely closing about $1.25M, from 34 recent closings in this pocket.

The market behind the math:

34sold nearby · 90 days
$1.35Mmedian sold price
98%of asking, on average
−8%prices vs a year ago
~31 dayshomes like this take to sell
76days on market so far
$4,886/moest. rent · 85 leases
4.5%gross yield on the ask
Balanced market
Buyer's marketSeller's market

About 2 months of inventory: 23 detached homes for sale in the area against 34 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $573/sqft against an area asking average of $648/sqft.

  • Ravine / green setting. This home is described as backing onto a ravine or green setting. The ravine backing is priced into the comparison. How much it is really worth depends on whether the house sits on table land with the slope well behind it, or drops away right behind it, and that part is my in-person call.
How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 34 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $1.33M. Condition and finishes remain an in-person call.

What the listing highlights4 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Ravine lot: privacy and premium value, but confirm the buildable area and any conservation limits. Worth verifying
  • Primary suite: a key comfort and resale feature. Lifestyle
  • Open-concept layout: modern, sought-after flow. Lifestyle
  • Hardwood floors: quality hardwood is durable and broadly desirable. Lifestyle

Based on 34 comparable homes that sold in Oak Ridges over the past two years, from 211 closings there.

What sellers nearby are askingCurrently listed nearby in Oak Ridges · asking prices
$1.33Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $591/sqft; this home lists at $573/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
1.29MThis home1.26M1.30M1.43MThis home vs active comparables

Sold price trend

Median sold price for detached homes in Oak Ridges: $1.36M in September 2026, down 5% from a year ago, on 105 closings in 10 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$1.44M9
December 2025$1.49M8
February 2026$1.47M8
March 2026$1.60M9
April 2026$1.50M6
May 2026$1.34M14
June 2026$1.42M15
July 2026$1.52M14
August 2026$1.36M12
September 2026$1.36M10

Neighbourhood & location

Oak Ridges, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Oak Ridges Lake Wilcox
$1.50M
Jefferson
$1.41M
Rural Richmond Hill
$1.66M
Westbrook
$1.58M
Mill Pond
$1.56M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$5,875/mo
$244KIncome needed
5.3×Price ÷ income
$1,356Weekly cost
$22,255Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

92%mortgage
Mortgage $5,875Property tax $529Total carry $6,404

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$5,702per month

Mortgage amount $1,031,200 · 4.49% over 25 years

$257,800Down payment (20.0%)
$1,031,200Loan before insurance
$0CMHC premium
$6,231Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$5,702
Property tax
$529
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$6,231

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$22,255
Estimated closing costs
$22,255

Plus your down payment of $257,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$6,901/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$679,305Total interest paid
$1,710,505Total of all payments
Principal $1,031,200 Interest $679,305
YearPrincipalInterestBalance
1$23,012$45,408$1,008,188
2$24,057$44,363$984,131
3$25,149$43,271$958,982
4$26,291$42,129$932,691
5$27,485$40,935$905,206
6$28,733$39,688$876,474
7$30,037$38,383$846,437
8$31,401$37,019$815,036
9$32,827$35,593$782,209
10$34,317$34,103$747,892
11$35,875$32,545$712,016
12$37,504$30,916$674,512
13$39,207$29,213$635,305
14$40,987$27,433$594,318
15$42,848$25,572$551,470
16$44,794$23,627$506,676
17$46,827$21,593$459,849
18$48,954$19,467$410,895
19$51,176$17,244$359,719
20$53,500$14,920$306,219
21$55,929$12,491$250,290
22$58,468$9,952$191,821
23$61,123$7,297$130,698
24$63,898$4,522$66,800
25$66,800$1,621$0

At the end of your 5-year term

Total paid over the term
$342,101
Principal paid down
$125,994
Interest paid
$216,107
Balance remaining
$905,206

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 85 whole-home leases in Oak Ridges$4,886/mo
$58,632Gross annual rent
3.4%Cap rate after taxes and upkeep
$4,403 to $5,147Typical rent range
~38 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 85 whole-home leases in Oak Ridges signed at a median of $5,236 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $4,886. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.5%
Gross yield
− Property tax $6,353− Insurance $1,400− Vacancy & upkeep $6,450Net operating income $44,429

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of ANJIA REALTY. MLS®/PropTx.

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