18 Mapleton Street, Richmond Hill, ON

Oak Ridges, Richmond Hill · MLS® N13794218

$1,430,990
For Sale
Listed 32 days agoNo offer date stated
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4Bedrooms
4Bathrooms
2Garage · 4 parking
2000-2500Sq ft

About this home

In short

  • Client Remarks: Brand-New Detached Home Directly from Plaza.
  • Situated on a premium 40' lot in a sought-after Richmond Hill community, this beautifully designed pre-construction home offers an exceptional blend of space...
  • Featuring 4 spacious bedrooms and a WALK-OUT basement this thoughtfully designed layout provides both privacy and convenience for the entire family.
  • Scheduled for completion in 2027, this home offers buyers plenty of time to plan their move and customize their new home.
  • Conveniently located close to parks, schools, shopping, transit, and major highways.

Client Remarks: Brand-New Detached Home Directly from Plaza! Situated on a premium 40' lot in a sought-after Richmond Hill community, this beautifully designed pre-construction home offers an exceptional blend of space, comfort, and functionality. Featuring 4 spacious bedrooms and a WALK-OUT basement this thoughtfully designed layout provides both privacy and convenience for the entire family. Purchasers still have the opportunity to personalize select interior finishes and colour packages. Scheduled for completion in 2027, this home offers buyers plenty of time to plan their move and customize their new home. Conveniently located close to parks, schools, shopping, transit, and major highways. A rare opportunity to own a brand-new detached home in one of Richmond Hill's most desirable neighbourhoods. Homes are currently under construction. Choice of personalized finishes.

Key facts

Property type
Detached, 2-Storey
MLS®
N13794218
Bedrooms
4
Bathrooms
4 (1 half)
Size
2000-2500 sq ft
Lot
40 × 90 ft
Cross streets
Bathurst Street / King Road
Parking
2 garage · 4 parking (attached)
Driveway
Private
Basement
Unfinished
Heating
Forced Air
A/C
None
Exterior
Brick
Foundation
Concrete
Roof
Shingles
Sewer
Sewer
Days on market
32
Listing brokerage
NORDALE REALTY & ASSOCIATES INC.
Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in Oak Ridges · asking prices
$1.28Mavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $570/sqft; this home lists at $636/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
1.43MThis home1.30M1.29M1.26MThis home vs active comparables

Neighbourhood & location

Oak Ridges, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Oak Ridges Lake Wilcox
$1.50M
Jefferson
$1.41M
Rural Richmond Hill
$1.66M
Westbrook
$1.58M
Mill Pond
$1.72M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$6,522/mo
$282KIncome needed
5.1×Price ÷ income
$1,505Weekly cost
$25,095Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

88%mortgage
Mortgage $6,522Estimated property tax $894Total carry $7,416

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$6,330per month

Mortgage amount $1,144,792 · 4.49% over 25 years

$286,198Down payment (20.0%)
$1,144,792Loan before insurance
$0CMHC premium
$7,224Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$6,330
Estimated property tax
$894
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$7,224

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$25,095
Estimated closing costs
$25,095

Plus your down payment of $286,198. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$7,661/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$754,133Total interest paid
$1,898,925Total of all payments
Principal $1,144,792 Interest $754,133
YearPrincipalInterestBalance
1$25,547$50,410$1,119,245
2$26,707$49,250$1,092,538
3$27,919$48,038$1,064,619
4$29,187$46,770$1,035,432
5$30,512$45,445$1,004,920
6$31,898$44,059$973,022
7$33,346$42,611$939,676
8$34,860$41,097$904,816
9$36,443$39,514$868,373
10$38,097$37,860$830,276
11$39,827$36,130$790,449
12$41,635$34,322$748,813
13$43,526$32,431$705,287
14$45,502$30,455$659,785
15$47,568$28,389$612,217
16$49,728$26,229$562,489
17$51,986$23,971$510,503
18$54,346$21,611$456,157
19$56,814$19,143$399,343
20$59,393$16,564$339,950
21$62,090$13,867$277,860
22$64,909$11,048$212,951
23$67,856$8,101$145,095
24$70,937$5,020$74,158
25$74,158$1,799$0

At the end of your 5-year term

Total paid over the term
$379,785
Principal paid down
$139,872
Interest paid
$239,913
Balance remaining
$1,004,920

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$4,200/mo
$50,400Gross annual rent
2.3%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

3.5%
Gross yield
− Property tax $10,017− Insurance $1,400− Vacancy & upkeep $5,544Net operating income $33,439

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of NORDALE REALTY & ASSOCIATES INC.. MLS®/PropTx.

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