40 Ainslie Hill Crescent, Georgina, ON
Sutton & Jackson's Point, Georgina · MLS® N13642384
About this home
In short
- "Price listed above is based on the Purchaser being eligible for and assigning any applicable GST/HST rebate to the Vendor".
- The open-concept dining area offers another large window, creating bright and welcoming space.
- The primary bedroom features a luxurious 5-piece ensuite with freestanding tub, quality vanity cabinetry, and beautiful countertops, along with a large walk-in closet.
- Additional highlights include 9ft ceilings on the main floor, 8ft ceilings on the second floor, Oak staircase, upgraded ceramic tiles and hardwood flooring, smoke and...
- This home also features an unfinished basement with a separate walk-up entrance, potential for income or in-law.
"Price listed above is based on the Purchaser being eligible for and assigning any applicable GST/HST rebate to the Vendor". This is a rare opportunity to enjoy life in Sutton, just minutes from Lake Simcoe! Welcome to this absolutely unique, light filled 3-bedroom detached brand NEW home, where modern meets elegant design. The bright contemporary kitchen showcases custom cabinetry, double stainless steel sinks, granite countertops, and ceramic flooring. The breakfast area opens to a sunlit deck, featuring a breakfast bar that flows seamlessly into the spacious living room perfect for family gatherings. Enjoy relaxing evening by the gas fireplace, framed by a stunning picture window overlooking the backyard. The open-concept dining area offers another large window, creating bright and welcoming space. The primary bedroom features a luxurious 5-piece ensuite with freestanding tub, quality vanity cabinetry, and beautiful countertops, along with a large walk-in closet. Additional highlights include 9ft ceilings on the main floor, 8ft ceilings on the second floor, Oak staircase, upgraded ceramic tiles and hardwood flooring, smoke and carbon monoxide detectors, and an electric car charger. This home also features an unfinished basement with a separate walk-up entrance, potential for income or in-law. This newly built home offers the perfect blend of modern style and small-town charm. Property taxes not yet assessed.
Key facts
- Property type
- Detached, 2-Storey
- MLS®
- N13642384
- Bedrooms
- 3
- Bathrooms
- 3 (1 half)
- Size
- 1500-2000 sq ft
- Lot
- 36.09 × 104.99 ft
- Cross streets
- Big Canoe Dr. & Catering Rd.
- Parking
- 2 garage · 4 parking (built-in)
- Driveway
- Private
- Basement
- Full, Separate Entrance, Walk-Up
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Sewer
- Days on market
- 75
- Listing brokerage
- RE/MAX REALTRON REALTY INC.
Rooms
open concept · centre island · combined w/br
walk-in closet(s) · large window · broadloom
open concept · hardwood floor · gas fireplace
open concept · large window · combined w/kitchen
walk-in closet(s) · large window · broadloom
walk-in closet(s) · 4 pc ensuite · large window
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
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The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $426/sqft; this home lists at $445/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Sutton & Jackson's Point, Georgina, ON
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Typical asking price of active listings of the same type, per area (outliers removed). Georgina.
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 20, 2026); conventional rates run a little higher.
Mortgage amount $623,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,446
- Estimated property tax
- $487
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $3,933
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $12,055
- Estimated closing costs
- $12,055
Plus your down payment of $155,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $206,747
- Principal paid down
- $76,144
- Interest paid
- $130,603
- Balance remaining
- $547,056
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Income potential: the basement has a separate entrance, which often supports a rentable in-law or second suite. That can lift real rent well above the figure above and help carry the mortgage. Ask us about permitted use in this area.
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.