39 Franklin Beach Road, Georgina, ON

Sutton & Jackson's Point, Georgina · MLS® N13832814

$739,000
For Sale
Listed 22 days agoNo offer date stated
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3Bedrooms
2Bathrooms
1Garage · 5 parking
1500-2000Sq ft

About this home

In short

  • Welcome to this beautifully updated home, just walking steps from Beach & close to golf, offering the perfect blend of comfort & lakeside living.
  • The fully renovated kitchen (Spring 2026) features modern soft-close cabinetry, quartz countertops, backsplash, undermount lighting, large sink, pot lights &...
  • Additional updates include 2nd-floor windows (2023), new front landing, asphalt driveway (2025), and new deck with fence posts (2025).
  • The main floor offers 2 bedrooms, a 4-piece bathroom, bright living/dining area, and walk-out to the backyard.
  • Upstairs features the primary bedroom, an additional office space, large vaulted family room, 4-piece bathroom with jet tub & walk-out to the upper deck.

Welcome to this beautifully updated home, just walking steps from Beach & close to golf, offering the perfect blend of comfort & lakeside living. Situated on a private lot with no rear neighbors, the backyard features a newer deck, fire pit, multiple entertaining areas, & a spacious wrap-around upper deck overlooking the peaceful, large yard. The fully renovated kitchen (Spring 2026) features modern soft-close cabinetry, quartz countertops, backsplash, undermount lighting, large sink, pot lights & Stainless Steel Appliances including a Gas Stove & newer dishwasher. Additional updates include 2nd-floor windows (2023), new front landing, asphalt driveway (2025), and new deck with fence posts (2025). Laminate flooring runs throughout the main and upper levels. The main floor offers 2 bedrooms, a 4-piece bathroom, bright living/dining area, and walk-out to the backyard. Upstairs features the primary bedroom, an additional office space, large vaulted family room, 4-piece bathroom with jet tub & walk-out to the upper deck. Additional features include 200-amp service, municipal water and sewer, parking for 5 vehicles, and a clean, dry crawl space with easy access to mechanicals. A move-in-ready home offering privacy, extensive updates, and a fantastic location close to the lake, golf, and everyday amenities.

Key facts

Property type
Detached, 2-Storey
MLS®
N13832814
Bedrooms
3
Bathrooms
2
Size
1500-2000 sq ft
Lot
50 × 100 ft
Cross streets
Lake Drive East & Franklin Beach Rd
Parking
1 garage · 5 parking (carport)
Basement
Crawl Space
Heating
Forced Air
A/C
Central Air
Exterior
Vinyl Siding
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,836 / 2026
Days on market
22
Listing brokerage
RE/MAX ALL-STARS REALTY INC.

Rooms

Bedroom 2Main2.89 × 2.38 m

laminate · large window

KitchenMain4.39 × 3.97 m

quartz counter · undermount sink · pot lights

Family RoomSecond6.54 × 4.35 m

vaulted ceiling(s) · w/o to deck · laminate

OfficeSecond4.39 × 3.88 m

laminate · w/o to deck

Primary BedroomSecond6.50 × 3.78 m

w/o to deck · laminate · picture window

Living RoomMain7.67 × 3.45 m

laminate · combined w/dining · open concept

BedroomMain2.89 × 2.74 m

laminate · large window

Dining RoomMain7.67 × 3.45 m

laminate · combined w/living · w/o to porch

Our TakeTeam Asgarian · Broker
A small discount is typical
$715Klikely sale price

Listed at $739,000. Going by how homes in Sutton & Jackson's Point and the wider GTA have actually closed against their asking prices (about 97%, 29 local closings in 90 days), the likely sale price is near $715K, if it sells. A realistic range is $670K to $805K.

Independent value check: $670K. Without looking at the asking price, our model values the home itself about 9% below the ask (homes like it typically land between $628K and $702K).

Why $670K. The typical detached home sold in Sutton & Jackson's Point over the past year went for about $810K (113 sales). What sets this one apart:

  • ▲ Raises itThe listing describes it as fully renovated or newly built.
  • ▼ Lowers itIts tax bill, which follows the city's own assessment, is $3,836 a year; the typical home sold here pays about $4,600.
  • ▼ Lowers itIts lot is 50 by 100 ft; the typical lot sold here is 60 by 124.
  • ▼ Lowers it slightly3 bedrooms and 2 baths, against 3+1 and 3 typically.
List price
$670KBelow recent closings$805KAbove recent closings

Total price vs nearby homes. Likely closing about $715K, from 29 recent closings in this pocket.

The market behind the math:

29sold nearby · 90 days
$815Kmedian sold price
94%of asking, on average
+7%prices vs a year ago
~50 dayshomes like this take to sell
22days on market so far
$2,818/moest. rent · 36 leases
4.6%gross yield on the ask
Seller's market
Buyer's marketSeller's market

About 0.9 months of inventory: 9 detached homes for sale in the area against 29 closings in the last 90 days. Under two months favours sellers, over four favours buyers.

This home
Below area avgAbove area avg

Price per square foot: this home lists at $422/sqft against an area asking average of $432/sqft.

How this estimate is builtthe short version

This figure comes from a model built on about 44,000 recent GTA sales. It weighs this home’s tax assessment, size, age, location and features against what homes like it actually sold for, including sales in this neighbourhood.

It never sees the asking price. The 29 most comparable recent sales on their own, adjusted for size, beds, baths and lot, point to about $669K. Condition and finishes remain an in-person call.

What the listing highlights2 points to weigh

Claims from the listing, worth confirming in person. I can book you a private showing.

  • Renovated / rebuilt: recent work can mean fewer upfront costs, worth confirming the scope, quality, and that permits were pulled. Value driver
  • Tall ceilings: they transform how a home feels, worth confirming the actual heights room to room. Worth verifying
Read this with carewhy it’s an estimate, not an appraisal

Priced above comparable homes overall, but the price per square foot ($422/sqft) is in line with the area, so you are paying for extra space rather than a premium.

Based on 29 comparable homes that sold in Sutton & Jackson's Point over the past two years, from 221 closings there.

What sellers nearby are askingCurrently listed nearby in Sutton & Jackson's Point · asking prices
$760kavg asking

The closest active listings by size, beds, and price, so you can see what this home is up against.

Per square foot, these ask about $434/sqft; this home lists at $422/sqft. Size is part of the price story, not just the sticker.

The 3 closest active listings nearby.

See all comparable homes
739kThis home779k675k825kThis home vs active comparables

Sold price trend

Median sold price for detached homes in Sutton & Jackson's Point: $815K in September 2026, down 1% from a year ago, on 105 closings in 11 months.

Oct 25Sep 26

Line: median sold price, each month averaged with its neighbours and weighted by closings. Bars: closings that month.

Month by month
MonthMedian soldClosings
October 2025$813K6
November 2025$765K11
December 2025$835K5
February 2026$868K6
March 2026$785K7
April 2026$822K10
May 2026$867K12
June 2026$755K17
July 2026$832K17
August 2026$740K8
September 2026$815K6

Neighbourhood & location

Sutton & Jackson's Point, Georgina, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

Historic Lakeshore Communities
$1.04M
Virginia
$683K
Keswick North
$960K
Keswick South
$860K
Pefferlaw
$808K

Typical asking price of active listings of the same type, per area (outliers removed). Georgina.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$3,368/mo
$142KIncome needed
5.2×Price ÷ income
$777Weekly cost
$11,255Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

91%mortgage
Mortgage $3,368Property tax $320Total carry $3,688

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$3,269per month

Mortgage amount $591,200 · 4.49% over 25 years

$147,800Down payment (20.0%)
$591,200Loan before insurance
$0CMHC premium
$3,589Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$3,269
Property tax
$320
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$3,589

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$11,255
Estimated closing costs
$11,255

Plus your down payment of $147,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$3,956/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$389,454Total interest paid
$980,654Total of all payments
Principal $591,200 Interest $389,454
YearPrincipalInterestBalance
1$13,193$26,033$578,007
2$13,792$25,434$564,215
3$14,418$24,808$549,797
4$15,073$24,153$534,724
5$15,757$23,469$518,966
6$16,473$22,753$502,494
7$17,221$22,005$485,273
8$18,003$21,224$467,270
9$18,820$20,406$448,450
10$19,674$19,552$428,776
11$20,568$18,658$408,208
12$21,502$17,725$386,706
13$22,478$16,748$364,228
14$23,498$15,728$340,730
15$24,565$14,661$316,165
16$25,681$13,545$290,484
17$26,847$12,379$263,637
18$28,066$11,160$235,571
19$29,340$9,886$206,231
20$30,672$8,554$175,559
21$32,065$7,161$143,494
22$33,521$5,705$109,974
23$35,043$4,183$74,931
24$36,634$2,592$38,297
25$38,297$929$0

At the end of your 5-year term

Total paid over the term
$196,131
Principal paid down
$72,234
Interest paid
$123,897
Balance remaining
$518,966

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
From 36 whole-home leases in Sutton & Jackson's Point$2,818/mo
$33,816Gross annual rent
3.4%Cap rate after taxes and upkeep
$2,568 to $3,158Typical rent range
~21 daysTo find a tenant, on average

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

The last 36 whole-home leases in Sutton & Jackson's Point signed at a median of $2,895 a month; adjusted to this home for size, beds and baths, and for where rents stood the month each signed, that is $2,818. The gross yield above is on the asking price, before taxes and upkeep; the cap rate is after them. A finished basement or second suite can push real rent above it. Taxes, fees, and vacancy vary by property, and cap rate is before financing.

4.6%
Gross yield
− Property tax $3,836− Insurance $1,400− Vacancy & upkeep $3,720Net operating income $24,860

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX ALL-STARS REALTY INC.. MLS®/PropTx.

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