27 Creek Drive, Georgina, ON
Pefferlaw, Georgina · MLS® N13646474
About this home
In short
- Welcome to 27 Creek Drive, an elegant move-in ready bungalow in the heart of Pefferlaw.
- Crafted in 2004, this beautifully appointed home offers 3+2 bedrooms, 3 full bathrooms, and a professionally finished lower level ideal for extended family, guests...
- Showcasing a bright open-concept layout, this home is anchored by a stunning family sized kitchen featuring stainless steel appliances, a centre island, and a...
- Positioned on a meticulously maintained 75' x 210' lot, this distinguished property blends sophistication, functionality, and versatility.
Welcome to 27 Creek Drive, an elegant move-in ready bungalow in the heart of Pefferlaw! Crafted in 2004, this beautifully appointed home offers 3+2 bedrooms, 3 full bathrooms, and a professionally finished lower level ideal for extended family, guests, or multi-generational living. Showcasing a bright open-concept layout, this home is anchored by a stunning family sized kitchen featuring stainless steel appliances, a centre island, and a breakfast bar, perfect for both entertaining and daily life. A smartly designed breezeway provides seamless garage access and enhances convenience by creating an easy flow to the backyard, BBQ area, and outdoor living spaces, perfectly connecting indoor comfort with outdoor enjoyment. Positioned on a meticulously maintained 75' x 210' lot, this distinguished property blends sophistication, functionality, and versatility. It features an oversized two-car garage, beautifully kept grounds, and a large garden shed, ideal for hobbyists, storage or workshop use! Additional features include a water softener and Heat Recovery Ventilator for enhanced comfort and efficiency. Beyond the home, families will appreciate nearby schools including Morning Glory Public School, and community amenities such as Pefferlaw Lions Park, Pump Track and Skatepark, as well as free year-round use of Georgina's municipal green spaces for residents. Residents can enjoy an enriching lifestyle just moments from natural walking trails and the York Region Forest-Pefferlaw Tract, which offers hiking, biking, and a tonne of outdoor adventures! You will also benefit from close proximity to the shores of Lake Simcoe for boating, fishing, kayaking, and waterfront recreation. A rare offering where refined living meets nature, recreation, and small-town charm!
Key facts
- Property type
- Detached, Bungalow
- MLS®
- N13646474
- Bedrooms
- 3+2 (5 total)
- Bathrooms
- 3
- Size
- 1100-1500 sq ft
- Lot
- 75 × 210 ft
- Cross streets
- Old Homestead Rd/Forestry Drive
- Parking
- 2 garage · 12 parking (attached)
- Driveway
- Private
- Basement
- Finished, Full
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Vinyl Siding, Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Sewer
- Septic
- Property tax
- $4,324 / 2025
- Days on market
- 74
- Listing brokerage
- CENTURY 21 HERITAGE GROUP LTD.
Rooms
centre island · stainless steel appl
3 pc ensuite · large closet · broadloom
laminate · closet · window
laminate · closet
breezeway · access to garage · w/o to yard
laminate · window · closet
open concept · large window · broadloom
broadloom · closet · window
breakfast bar · eat-in kitchen · family size kitchen
closet · window · broadloom
open concept · laminate
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
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The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $535/sqft; this home lists at $638/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Pefferlaw, Georgina, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Georgina.
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $663,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,667
- Property tax
- $360
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,027
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $13,055
- Estimated closing costs
- $13,055
Plus your down payment of $165,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $220,017
- Principal paid down
- $81,031
- Interest paid
- $138,986
- Balance remaining
- $582,169
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of CENTURY 21 HERITAGE GROUP LTD.. MLS®/PropTx.