40 Rosemary Lane, Georgina, ON
Pefferlaw, Georgina · MLS® N13812670
About this home
In short
- Welcome To A Beautifully Renovated Raised Bungalow Offering Thoughtful Design, Comfortable Living, And Easy Accessibility Throughout.
- With Wheelchair Access And A Fresh Renovation From Top To Bottom, This Home Is Ready To Enjoy.
- The Bright Main Living Space Brings Everyone Together With An Open Concept Layout, Large Windows, And Vaulted Ceilings That Create An Inviting Sense Of Space.
- The Beautifully Renovated Kitchen Features Stainless Steel Appliances And Plenty Of Room For Everyday Meals Or Family Gatherings, With The Eat In Kitchen Flowing...
- Two Bedrooms Are Located On The Main Floor, Along With Two Fully Renovated Bathrooms.
Welcome To A Beautifully Renovated Raised Bungalow Offering Thoughtful Design, Comfortable Living, And Easy Accessibility Throughout. With Wheelchair Access And A Fresh Renovation From Top To Bottom, This Home Is Ready To Enjoy. The Bright Main Living Space Brings Everyone Together With An Open Concept Layout, Large Windows, And Vaulted Ceilings That Create An Inviting Sense Of Space. The Beautifully Renovated Kitchen Features Stainless Steel Appliances And Plenty Of Room For Everyday Meals Or Family Gatherings, With The Eat In Kitchen Flowing Naturally Into The Living Area. Two Bedrooms Are Located On The Main Floor, Along With Two Fully Renovated Bathrooms. One Bedroom Enjoys A Convenient Semi Ensuite Bathroom, Offering The Opportunity To Create A Private Full Ensuite If Desired. The Newly Renovated Lower Level Adds Even More Flexibility, With A Spacious Recreation Room And Two Full Size Bedrooms. Whether You Need Room For Guests, A Growing Family, A Home Office, Or A Space To Unwind, There Is Plenty Of Room To Make It Your Own. Outside, The Large Private Lot Creates A Peaceful Backyard Retreat. Spend Summer Evenings On The Deck, Gather Under The Large Gazebo, Or Simply Enjoy The Privacy Of Your Own Outdoor Space. The Attached Garage Is Ready For An Electric Vehicle Charger, Adding Convenience For The Future. Tucked Away On A Quiet Cul De Sac, This Home Brings Together A Peaceful Setting, Generous Living Space, Thoughtful Accessibility, And Extensive Renovations In One Inviting Package.
Key facts
- Property type
- Detached, Bungalow
- MLS®
- N13812670
- Bedrooms
- 2+2 (4 total)
- Bathrooms
- 2
- Size
- 1100-1500 sq ft
- Lot
- 60 × 164.35 ft
- Cross streets
- Pefferlaw Rd & Station Rd
- Parking
- 2 garage · 6 parking (attached)
- Driveway
- Private
- Basement
- Full, Finished
- Heating
- Forced Air
- A/C
- Central Air
- Exterior
- Brick
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Sewer
- Septic
- Property tax
- $4,681 / 2026
- Days on market
- 27
- Listing brokerage
- LPT REALTY
Rooms
window · closet · vinyl floor
window · closet · vinyl floor
vaulted ceiling(s) · w/o to deck · combined w/living
vinyl floor · closet · pot lights
double closet · semi ensuite · window
vaulted ceiling(s) · renovated · combined w/dining
vaulted ceiling(s) · open concept · combined w/dining
closet · window · overlooks backyard
window · vinyl floor
No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.
Considering this property? Request a written price read
The closest active listings by size, beds, and price, so you can see what this home is up against.
Per square foot, these ask about $538/sqft; this home lists at $630/sqft. Size is part of the price story, not just the sticker.
The 3 closest active listings nearby.
See all comparable homesNeighbourhood & location
Pefferlaw, Georgina, ON
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How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.
Typical asking price of active listings of the same type, per area (outliers removed). Georgina.
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Affordability & Mortgage
Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.
Calculate and customize your mortgage and other expenses
Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.
Your numbers
Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.
Mortgage amount $655,200 · 4.49% over 25 years
Total monthly cost
- Mortgage payment (monthly equivalent)
- $3,623
- Property tax
- $390
- Condo / maintenance fees
- $0
- Heating
- $0
- Estimated monthly cost
- $4,013
Add your own property tax, condo fees, and heating on the left for a sharper total.
One-time closing costs
- Ontario land transfer tax
- $12,855
- Estimated closing costs
- $12,855
Plus your down payment of $163,800. Legal fees, title insurance, and adjustments are extra and vary by deal.
Mortgage stress test
Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.
Over the full 25 years
At the end of your 5-year term
- Total paid over the term
- $217,363
- Principal paid down
- $80,053
- Interest paid
- $137,309
- Balance remaining
- $575,147
Talk to Team Asgarian about your options
Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.
Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.
Investor snapshot
Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.
Talk about the numbersEstimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.
Helpful resources
All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of LPT REALTY. MLS®/PropTx.