29 Springhead Gardens, Richmond Hill, ON

North Richvale, Richmond Hill · MLS® N13647668

$949,000
For Sale
Listed 74 days agoNo offer date statedSitting longer than typical
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3Bedrooms
2Bathrooms
1Garage · 3 parking
1100-1500Sq ft

About this home

In short

  • Convenient Location: Steps to Yonge St.
  • 4 Level Backsplit 3 bedrooms, Main Floor Family Room with Walkout to private back yard.
  • Recent Improvements: New Roof Roof Shingles (2018) New Windows Sliding Patio Door (Approx.5 yrs.
  • Gas Fireplace (2013) New Cabinet Doors & LED Lighting & Paint in kit.

Convenient Location: Steps to Yonge St. Hillcrest Mall. 4 Level Backsplit 3 bedrooms, Main Floor Family Room with Walkout to private back yard. Recent Improvements: New Roof Roof Shingles (2018) New Windows Sliding Patio Door (Approx.5 yrs. Ago.). Gas Fireplace (2013) New Cabinet Doors & LED Lighting & Paint in kit. (approx. 5. Yrs Ago) New Deck (Approx. 15 yrs Ago)

Key facts

Property type
Detached, Backsplit 4
MLS®
N13647668
Bedrooms
3
Bathrooms
2 (1 half)
Size
1100-1500 sq ft
Lot
35 × 124 ft
Cross streets
YONGE & CARRVILLE
Parking
1 garage · 3 parking (attached)
Basement
Finished
Heating
Forced Air
A/C
Central Air
Exterior
Brick
Foundation
Concrete Block
Roof
Asphalt Shingle
Sewer
Sewer
Property tax
$3,607 / 2026
Days on market
74
Listing brokerage
RE/MAX REALTRON REALTY INC.

Rooms

Living RoomMain9.12 × 3.34 m

Hardwood Floor

RecreationBasement6.69 × 3.03 m

Broadloom

Family RoomLower5.50 × 4.12 m

hardwood floor · gas fireplace · w/o to deck

Primary BedroomUpper4.60 × 3.02 m

hardwood floor · double closet

Dining RoomMain2.21 × 3.02 m

Hardwood Floor

KitchenMain6.00 × 3.02 m

ceramic floor · eat-in kitchen

Bedroom 3Lower2.70 × 2.63 m

laminate · double closet

Bedroom 2Upper2.88 × 2.61 m

hardwood floor · closet

Our TakeTeam Asgarian · Broker
No automatic estimate

No automatic estimate is shown here: there is not a deep enough record of recent sales of homes like this one in this neighbourhood to support one.

Considering this property? Request a written price read
What sellers nearby are askingCurrently listed nearby in North Richvale · asking prices
$1.09Mavg asking

Nothing closely matching this home is listed nearby right now, so these are the nearest detached listings on the market.

Per square foot, these ask about $792/sqft; this home lists at $730/sqft. Size is part of the price story, not just the sticker.

The 5 closest of 8 active listings nearby.

See all comparable homes
949kThis home1.07M1.10M928k1.20M1.13MThis home vs active comparables

Neighbourhood & location

North Richvale, Richmond Hill, ON

CommuteTime from this home to where you spend your day

Enter a workplace or destination and we’ll show the door-to-door time by car, transit and bike.

Nearby neighbourhoods

How asking prices compare in the closest areas to this home. Longer bars mean a pricier market.

South Richvale
$4.06M
Observatory
$2.02M
Mill Pond
$1.56M
Crosby
$2.05M
Bayview Hill
$2.52M

Typical asking price of active listings of the same type, per area (outliers removed). Richmond Hill.

Get the full neighbourhood report (schools, parks, transit & safety) →

Affordability & Mortgage

Affordability
$4,325/mo
$177KIncome needed
5.4×Price ÷ income
$998Weekly cost
$15,455Land transfer tax, one-time (Ontario)
20% down4.79%25-yr amortization

Income needed assumes a ~32% GDS ratio; weekly is mortgage principal & interest only. Price ÷ income is the home price over the income needed. Fixed reference assumptions so listings compare on equal footing, not a lending decision.

94%mortgage
Mortgage $4,325Property tax $301Total carry $4,626

Calculate and customize your mortgage and other expenses

Adjust the down payment, rate, and amortization, and add property tax, condo fees, and heating to see your true monthly cost.

Your numbers

$
20.0%
$
%
4.49%
%
Live rate from Ratehub.ca

Conventional (20%+ down). Best insured 5-year fixed 4.34% via Ratehub.ca (as of October 19, 2026); conventional rates run a little higher.

years
years (your rate-locked period)
$4,198per month

Mortgage amount $759,200 · 4.49% over 25 years

$189,800Down payment (20.0%)
$759,200Loan before insurance
$0CMHC premium
$4,498Total monthly cost

Total monthly cost

Mortgage payment (monthly equivalent)
$4,198
Property tax
$301
Condo / maintenance fees
$0
Heating
$0
Estimated monthly cost
$4,498

Add your own property tax, condo fees, and heating on the left for a sharper total.

One-time closing costs

Ontario land transfer tax
$15,455
Estimated closing costs
$15,455

Plus your down payment of $189,800. Legal fees, title insurance, and adjustments are extra and vary by deal.

Mortgage stress test

6.49%Qualifying rate
$5,081/monthPayment at the qualifying rate

Lenders qualify you at the greater of your rate plus 2% or 5.25%. You do not pay this rate. It just shows you could still handle payments if rates rose, so aim to stay comfortable at this higher number.

Over the full 25 years

$500,124Total interest paid
$1,259,324Total of all payments
Principal $759,200 Interest $500,124
YearPrincipalInterestBalance
1$16,942$33,431$742,258
2$17,711$32,662$724,547
3$18,516$31,857$706,031
4$19,356$31,017$686,675
5$20,235$30,138$666,440
6$21,154$29,219$645,286
7$22,114$28,259$623,172
8$23,118$27,255$600,053
9$24,168$26,205$575,885
10$25,265$25,108$550,620
11$26,412$23,960$524,208
12$27,612$22,761$496,596
13$28,865$21,508$467,730
14$30,176$20,197$437,554
15$31,546$18,827$406,008
16$32,978$17,395$373,030
17$34,476$15,897$338,554
18$36,041$14,332$302,513
19$37,678$12,695$264,836
20$39,388$10,985$225,447
21$41,177$9,196$184,271
22$43,046$7,327$141,224
23$45,001$5,372$96,224
24$47,044$3,329$49,180
25$49,180$1,193$0

At the end of your 5-year term

Total paid over the term
$251,865
Principal paid down
$92,760
Interest paid
$159,105
Balance remaining
$666,440

Talk to Team Asgarian about your options

Rates and programs change often. We will connect you with a trusted mortgage professional and build a plan that fits your budget and goals.

Let's connect

Estimates only, not a mortgage quote or pre-approval. Figures use Canadian semi-annual compounding, current minimum down-payment rules, CMHC premium tiers, and Ontario (plus Toronto, when selected) land transfer tax. Actual rates, taxes, insurance, and closing costs vary by lender and property. Confirm every number with your mortgage professional.

Investor snapshot

Rental yield
Estimate$2,300/mo
$27,600Gross annual rent
2.1%Cap rate after taxes and upkeep

Thinking of this home as an investment? We will pull real comparable rents and run the full numbers with you.

Talk about the numbers

Estimates only. Rent is modelled on above-grade size and local norms, so a finished basement or second suite (a separate entrance often means one) can push real rent well above this. Taxes, fees, and vacancy vary by property, and cap rate is before financing. A starting point, not a final number, let us run the real ones with you.

2.9%
Gross yield
− Property tax $3,607− Insurance $1,400− Vacancy & upkeep $3,036Net operating income $19,557

All information deemed reliable but not guaranteed. For personal, non-commercial use only. Listing courtesy of RE/MAX REALTRON REALTY INC.. MLS®/PropTx.

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